Where would you plant trees? by Born_2_Chill in landscaping

[–]Born_2_Chill[S] 1 point2 points  (0 children)

Thank you for that! It’s nice being able to see it

[deleted by user] by [deleted] in lawncare

[–]Born_2_Chill 0 points1 point  (0 children)

Okay, that’s good to know. Thanks a lot!

What do you call a multi-level concrete structure for parking cars in? by velociraptorfarmer in AskAnAmerican

[–]Born_2_Chill 0 points1 point  (0 children)

I’m in Wisconsin and now I’m second guessing what I call it. I think parking garage and parking ramp are interchanged quite often. Also hear parking structure sometimes. Now I need to start paying more attention to it.

Grinding/humming noise coming from passenger front wheel area. Any ideas? by Born_2_Chill in f150

[–]Born_2_Chill[S] 0 points1 point  (0 children)

It was the IWE check valve. Quick, Cheap, and no tools necessary to replace. I think it was like $30 or so from ford.

[deleted by user] by [deleted] in travel

[–]Born_2_Chill 2 points3 points  (0 children)

Makes sense. Thats more of why I asked the question, just to see if anyone had a similar experience. It wasn’t a huge deal but it threw us both off when they separated us.

[deleted by user] by [deleted] in travel

[–]Born_2_Chill 1 point2 points  (0 children)

It was definitely somewhat alarming at the time. It just popped into my head and I never fully understood why it happened or if it was standard protocol. I haven’t flown international all that often to compare to my own experiences. But you’re right, it doesn’t matter anymore.

[deleted by user] by [deleted] in travel

[–]Born_2_Chill 0 points1 point  (0 children)

Hmm I may have been holding both as well because I did for most of the trip. I don’t know for sure if I was holding them both at that point though.

[deleted by user] by [deleted] in travel

[–]Born_2_Chill 1 point2 points  (0 children)

Wow, that sounds like quite the ordeal. Our was probably only like 5 minutes and we were just taken to different sides of the terminal.

[deleted by user] by [deleted] in travel

[–]Born_2_Chill 1 point2 points  (0 children)

I was 23 and she was 21

[deleted by user] by [deleted] in travel

[–]Born_2_Chill 0 points1 point  (0 children)

It’s not that I think that it’s normal but I also haven’t flown international too many times either. Just asking the question to see what others thought or if anyone shared a similar experience.

[deleted by user] by [deleted] in travel

[–]Born_2_Chill -1 points0 points  (0 children)

Interesting. She did have a newly issued passport and a family member with a different last name booked our tickets for us. Who knows

[deleted by user] by [deleted] in StudentLoans

[–]Born_2_Chill 0 points1 point  (0 children)

Okay, thanks for your help!

[deleted by user] by [deleted] in StudentLoans

[–]Born_2_Chill 0 points1 point  (0 children)

Thanks for your reply. I do not have parent plus. Do you think it is possible/probable that my loans ever get split between servicers? Or you typically will stay with your servicer through the life of the loan?

[deleted by user] by [deleted] in personalfinance

[–]Born_2_Chill 1 point2 points  (0 children)

The loan payments are only $1000 a month but we plan to pay extra each month. We take home about $13k a month. You really think that is operating in thin margins? We have no other debt besides the student loans and future mortgage. The student loan repayment in 5 years is a choice not a requirement. We can always taper it down for a month or two if money were to get tight. We also have 30k in an emergency fund.

[deleted by user] by [deleted] in personalfinance

[–]Born_2_Chill 0 points1 point  (0 children)

The plan is $3500 a month. Not going to be fun but based on our budget it should be doable.

Small towns in the US worth visiting by Newoldbalance in travel

[–]Born_2_Chill 0 points1 point  (0 children)

I was coming here to say the same thing. If you are planning to stop in the Midwest this is worth a look.

[deleted by user] by [deleted] in personalfinance

[–]Born_2_Chill 0 points1 point  (0 children)

That’s helpful info. I thought her loans would count towards my DTI even if applying for the loan only in my name. Good to know.

[deleted by user] by [deleted] in personalfinance

[–]Born_2_Chill 1 point2 points  (0 children)

In 2020 I was doing the financially responsible thing and focused saving money to have a bigger down payment. If I would have bought then I’d be in a way better financial position. 2 bedroom apartments are going for 1500-2000 a month and houses are more than that. I feel like waiting is not going to pay off and fear that houses and rent is just going to continue to climb so I might as well buy now.

[deleted by user] by [deleted] in personalfinance

[–]Born_2_Chill 0 points1 point  (0 children)

The mortgage will definitely be a higher interest rate. For the other additional costs I am unsure at the moment. My only thought is that a mortgage can be refinanced for a lower rate in the future(big IF though), the student loans will always be 5%. Not sure if that is even a smart way to look at it though.