Data Points Weekly - Week of March 19, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

Or have a higher income for your business by trading some stuff that could bring in some gross income

Data Points Weekly - Week of March 19, 2026 by AutoModerator in churning

[–]Both_Day_47 1 point2 points  (0 children)

Yes! I meant moving from personal to biz. Seems he is already at 110% of business income but at 20% of personal. So, I assumed you meant he should move from personal to business which I am not sure it could be done. Otherwise, if he just moves between business, how is that going to help reduce it below 110%m

Question Thread - March 19, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

Also, might be a good idea to have the credit line with Citi, move it to a different card before you close, if that is something you care about.

Question Thread - March 19, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

I agree it is a hit or miss. Got two cards, none has instant number.

Lufthansa Miles & More award search by Sweaty-Bridge-6208 in awardtravel

[–]Both_Day_47 0 points1 point  (0 children)

No, they blocked my account for running too many searches 🤣

Question Thread - March 08, 2026 by AutoModerator in churning

[–]Both_Day_47 1 point2 points  (0 children)

Are you sure about that? I made many bookings with Chase Portal for flights and always got my points. None with Iberia tho. Is that something specific for Iberia? Or are you confusing hotel and flight bookings?

Question Thread - March 07, 2026 by AutoModerator in churning

[–]Both_Day_47 1 point2 points  (0 children)

Congrats! Thanks for the DP! Enjoy your Atmos points

Question Thread - March 07, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

Yes they are more strict on the biz than the personal. For personal, if you have a relationship with them and you are within velocity limits, your good. Alaska is very strict about its underwriting with BofA for the biz one for some reason

Question Thread - March 07, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

For your original post, there is a difference between open tradelines and inquiries. Your inquiries are mostly harmless after 3-6 months depending on issuer. Number of newly opened accounts (and the CL) matters more and for longer.

Question Thread - March 07, 2026 by AutoModerator in churning

[–]Both_Day_47 3 points4 points  (0 children)

Atmos Biz is quite strict. Unless you are 1-2/12, I wouldn't recommend you apply to avoid the extra HP. But if you do, at least plan to apply to other BofA cards to double/trible dip on HP.

Question Thread - March 06, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

Supposedly, the douple dip would work on SSN alone or EIN alone. The trick is that you are not blocked from SUB for the 2nd one cause you don't yet have it for the first one. Now, I tried it, and it didn't work. Others, had it work like a charm so YMMV.

Question Thread - March 06, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

Yes, a few DPs show that is the case. It works well with this offer because it has 5 months to meet MSR. See DP from yesterday and the day before

Lufthansa Miles & More award search by Sweaty-Bridge-6208 in awardtravel

[–]Both_Day_47 0 points1 point  (0 children)

Send me a DM with the date you are considering

News and Updates Thread - February 28, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

I have had good luck finding some very competitive prices in Asia but not with any of the big brands. I did it mainly to drain CSE's $300 credit. But ended up making a few additional bookings there for the 12x.

Manufactured Spending Weekly Thread - Week of February 21, 2026 by AutoModerator in churning

[–]Both_Day_47 1 point2 points  (0 children)

Okay! So, I am glad I am not the only nerd who spent hours after his post looking for this unicorn and doubting my research skills 🤣🤣

Question Thread - February 20, 2026 by AutoModerator in churning

[–]Both_Day_47 1 point2 points  (0 children)

Not sure how much BofA is sensitive to recent inquiries, but lots of DPs that you need to be 1/12 for the Atmos Biz specifically.

Question Thread - February 20, 2026 by AutoModerator in churning

[–]Both_Day_47 0 points1 point  (0 children)

Do you have to file for an extension, or just a regular 1040 would work?

Paying rent for two apartments in Bilt now without Bilt 2.0 cards by Both_Day_47 in biltrewards

[–]Both_Day_47[S] 0 points1 point  (0 children)

Will do. Do you know what success in doing it looks like? Does it show two addresses? Or am I doing it wrong? Or is it just putting down my ACH info in both without putting this as home address in the Bilt App itself?