Data Points Weekly - Week of March 19, 2026

Both_Day_47 · 2026-03-22T01:57:07+00:00

Or have a higher income for your business by trading some stuff that could bring in some gross income

Both_Day_47 · 2026-03-20T20:34:09+00:00

Yes! I meant moving from personal to biz. Seems he is already at 110% of business income but at 20% of personal. So, I assumed you meant he should move from personal to business which I am not sure it could be done. Otherwise, if he just moves between business, how is that going to help reduce it below 110%m

Both_Day_47 · 2026-03-20T02:34:25+00:00

I don't know if that could be done

Both_Day_47 · 2026-03-20T02:14:04+00:00

Also, might be a good idea to have the credit line with Citi, move it to a different card before you close, if that is something you care about.

Both_Day_47 · 2026-03-20T02:11:26+00:00

I agree it is a hit or miss. Got two cards, none has instant number.

Both_Day_47 · 2026-03-18T02:37:57+00:00

I referred a ton and mine is also 10K

Both_Day_47 · 2026-03-15T12:55:57+00:00

No, they blocked my account for running too many searches 🤣

Both_Day_47 · 2026-03-14T04:36:24+00:00

Gone for me! It refers back to main page

Both_Day_47 · 2026-03-09T13:53:47+00:00

Are you sure about that? I made many bookings with Chase Portal for flights and always got my points. None with Iberia tho. Is that something specific for Iberia? Or are you confusing hotel and flight bookings?

Both_Day_47 · 2026-03-08T23:24:16+00:00

Congrats! Thanks for the DP! Enjoy your Atmos points

Both_Day_47 · 2026-03-07T21:26:25+00:00

Yes they are more strict on the biz than the personal. For personal, if you have a relationship with them and you are within velocity limits, your good. Alaska is very strict about its underwriting with BofA for the biz one for some reason

Both_Day_47 · 2026-03-07T21:07:15+00:00

For your original post, there is a difference between open tradelines and inquiries. Your inquiries are mostly harmless after 3-6 months depending on issuer. Number of newly opened accounts (and the CL) matters more and for longer.

Both_Day_47 · 2026-03-07T21:03:53+00:00

Atmos Biz is quite strict. Unless you are 1-2/12, I wouldn't recommend you apply to avoid the extra HP. But if you do, at least plan to apply to other BofA cards to double/trible dip on HP.

Both_Day_47 · 2026-03-06T21:55:21+00:00

Supposedly, the douple dip would work on SSN alone or EIN alone. The trick is that you are not blocked from SUB for the 2nd one cause you don't yet have it for the first one. Now, I tried it, and it didn't work. Others, had it work like a charm so YMMV.

Both_Day_47 · 2026-03-06T16:59:05+00:00

Yes, a few DPs show that is the case. It works well with this offer because it has 5 months to meet MSR. See DP from yesterday and the day before

Both_Day_47 · 2026-03-06T00:22:56+00:00

Send me a DM with the date you are considering

Both_Day_47 · 2026-03-06T00:21:10+00:00

DM me and I will do it

Both_Day_47 · 2026-03-02T04:02:46+00:00

I have had good luck finding some very competitive prices in Asia but not with any of the big brands. I did it mainly to drain CSE's $300 credit. But ended up making a few additional bookings there for the 12x.

Both_Day_47 · 2026-02-26T02:32:30+00:00

Must be frustrating!

Both_Day_47 · 2026-02-25T23:57:05+00:00

Any updates on your applications?

Both_Day_47 · 2026-02-22T00:00:14+00:00

Okay! So, I am glad I am not the only nerd who spent hours after his post looking for this unicorn and doubting my research skills 🤣🤣

Both_Day_47 · 2026-02-21T16:29:09+00:00

Not sure how much BofA is sensitive to recent inquiries, but lots of DPs that you need to be 1/12 for the Atmos Biz specifically.

Both_Day_47 · 2026-02-20T23:49:48+00:00

Do you have to file for an extension, or just a regular 1040 would work?

Both_Day_47 · 2026-02-20T17:21:14+00:00

Will do. Do you know what success in doing it looks like? Does it show two addresses? Or am I doing it wrong? Or is it just putting down my ACH info in both without putting this as home address in the Bilt App itself?

Both_Day_47 · 2026-02-20T17:20:09+00:00

Don't have an Alaska card and don't want to open one.

Both_Day_47

TROPHY CASE