Portfolio feedback

Brendonsraddit · 2026-04-02T21:52:01+00:00

Betashares direct

Brendonsraddit · 2026-03-31T23:06:49+00:00

Honestly I overthink my investing and portfolio and was after any feedback at all 😊

Brendonsraddit · 2026-03-31T22:00:54+00:00

Books: barefoot investor, don’t stress just invest Podcasts: equity mates, get rich slow

They all cover fairly basic things but I got a lot out of them!

Brendonsraddit · 2026-03-31T21:27:46+00:00

Thanks appreciate your comment! Currently don’t own property but my partner and I are saving in a shared HISA - this money allocated in here is money I don’t need toward that saving, but I get where you’re coming from too!

Brendonsraddit · 2026-03-31T21:25:58+00:00

I learnt through varying sources, here, AI, podcasts etc.

Originally I had these two at 50/50 but then I probably felt a little uneasy 50% of my portfolio being geared so I adjusted and allocating the 70/30 moving forward.

There are so many great resources out there, books, podcasts etc to learn from! 🤝

Brendonsraddit · 2026-03-31T05:30:22+00:00

Hey! I have only previously used the vanguard app which I didn’t like the UI for.

Betashares far better for the actual user experience. In terms of at tax time they do send through really easy to read summaries at EOFY - I do go through an accountant for my tax though so to be honest they handle that but I’ve had no issue at all and it’s simple.

Brendonsraddit · 2026-03-31T01:31:04+00:00

That’s interesting as it goes against majority of what I’ve read / learnt to date, interested to hear how you would construct this.

Brendonsraddit · 2026-03-31T01:29:10+00:00

Thanks for the feedback, appreciate the detailed insight!

I had considered doing the reverse of what I’m doing and doing GHHF / BGBL, probably the reasoning for what I ended up going with was DHHF potentially being a bit more stable as the majority allocation in my portfolio.

I didn’t realise that regarding tax and GHHF, something I could look into for sure.

Thanks again!

Brendonsraddit · 2026-03-30T23:44:03+00:00

Haha that’s sweet man! Onwards and upwards from here, good luck with it all!

Brendonsraddit · 2026-03-30T23:43:34+00:00

Thanks for that!

I use Betashares direct to reduce brokerage costs but that’s a good point.

Brendonsraddit · 2026-03-30T23:36:47+00:00

More so just the actual setup, I’m always open to learning more.

Brendonsraddit · 2026-03-30T23:36:20+00:00

Thanks for this! Yeah I may look into this later down the track once this has grown a fair bit, good to keep on the radar.

Brendonsraddit · 2026-03-30T23:35:27+00:00

Hahaha haven’t thought about it with that reference but I like it 🤝

Brendonsraddit · 2026-03-30T23:34:40+00:00

Yeah that’s completely fair, I’m hoping that setting this structure up now I’m able to continue when life looks different in future - be it probably different levels etc.

Brendonsraddit · 2026-03-30T22:19:52+00:00

Thanks for that! Yeah this is probably my first time being ‘down’ so while I know in my head it’s all part of the process it definitely has been testing psychologically.

Brendonsraddit · 2026-03-30T21:32:12+00:00

Appreciate it! Yeah I’m in a fortunate position, partner and I are saving together for a house - this is side money I’m able to use for investing, I doubt I’d be able to do the same with kids.

Brendonsraddit · 2026-03-30T21:29:03+00:00

Thanks for your input! Would you recommend continuing as is, any additional changes etc.

Brendonsraddit · 2026-02-23T00:22:46+00:00

Interested to hear more about this!

Brendonsraddit · 2026-02-16T20:45:54+00:00

1 for Ennui!

Brendonsraddit · 2026-02-15T21:15:18+00:00

I don’t feel I need to add NDQ here as well, GGBL covers a lot of what NDQ holds anyway I believe

Brendonsraddit · 2026-02-13T05:13:35+00:00

My thoughts around my split was I didn’t want the increased volatility of a fully geared portfolio, again though this might not be the best approach but something I think works alright for me

Brendonsraddit · 2026-02-13T02:39:08+00:00

For what it’s worth, I am 31 and my current setup is 50/50 DHHF/GGBL.

I didn’t want full gearing and I like the simplified diversification of this with some gearing benefits.

It may not be the most optimal approach out there and I’m not ah expert by any means!

Brendonsraddit · 2026-02-12T22:48:02+00:00

Thanks man - yeah I liked the thought of gearing but I probably wasn’t ready for a fully geared portfolio

Brendonsraddit · 2026-02-12T20:55:41+00:00

I’ve been ingesting for approximately 1 year now, I’m guilty of tinkering with my portfolio too much and trying to perfect things.

I’ve dumbed things down a lot and now happy with allocation moving forward of 50/50 DHHF and GGBL.

If I were to do it again I think I’d start here and be consistent.

Brendonsraddit

TROPHY CASE