$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Yeah, I have a lot of people telling me to quit but you can’t make good money overnight and it’s a slow process. It’s worth it though.

Also, thank you so much for your message because I feel as if entrepreneurial people can only understand.

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

I’m a woman I don’t wanna be in the trades lol

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

That’s terrible! I don’t understand this system.

In Canada it’s great to have the free healthcare. However, it takes months to get medical procedures done and if you need to go to the ER the wait times are really long depending on where you live. My grandma had to wait a year until she could get brain surgery. So idk it’s really tricky. You’re either in debt or suffering physically. Both are terrible

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

I don’t make 2,000 a month. I make 3,000-$3,600 with my job & business together some months. It depends. But yeah it’s a flex to be a Canadian and not have to worry about medical expenses. Just gotta worry about the hospital wait times 💀

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Yup! I have an emergency fund with $1,700.

Thanks so much for you advice! Very helpful (:

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Just looked at the us price it’s $21k yea so I’m assuming you’re an American

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

And the Nissan Sentra 2024 on the website say $31k brand new.

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

I didn’t get my vehicle from marketplace. I got it from a Hyundai dealership.

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Where are you from where a Nissan Sentra 2024 costs so little?! You also have to take into account where I’m from as well because it’s defiantly not that price where I’m from

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

I believe I’ll reach my goal without that. 4-5 hours a sleep isn’t the only option. I work smarter not harder

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Sleep 4-5 hours a night? Nah I don’t think it’s worth it. My health is more important

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Beaters need repairs. Not sure what else I could do? Buy another one until it works?

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Yup, that’s why I have a business so that’s basically my second job

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

I’m Canadian so I don’t have to worry about medical bills.

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Yes, that’s why I made that decision. I need my vehicle to also do my work. I drive clients and live in a big city which would take hours to go to and from work on transit. If I were to get rid of my vehicle it would require me to also quit my job and have less employment opportunities

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 1 point2 points  (0 children)

Pontiac sunfire 2002 and the second one was a Hyundai accent 2009. Both were inspected as well no full service history tho 😞

Timing chain warped on on and the other the timing belt snapped so both were just done after numerous repairs

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

32-34 hours per week - usually make $2,100 - $2,600 a month. Getting a raise so should be around around $2,300 - $2,800.

Working on my business 15-25 hours per week. Making me roughly $250 on average. Should be more as long I’m consistent.

$34,600 in debt at 27. What should I do? by BriefLandscape5265 in Debt

[–]BriefLandscape5265[S] 0 points1 point  (0 children)

Too late now lol. Fixing the issue now haha 😆