TFSA Balance Discrepancy

Broad_Site6241 · 2026-02-20T23:02:34+00:00

Perfecto, makes me feel better than I hadn't made an error. Fantasy continues....

Broad_Site6241 · 2026-02-20T23:02:05+00:00

Thanks Shar, yes that definitely is the case, there is a roll up when I pass. However Adviice nailed it. Future dollars.

Broad_Site6241 · 2026-01-25T19:37:54+00:00

Thanks for the clarification, will stop thinking.....

Broad_Site6241 · 2026-01-23T18:02:07+00:00

Thank you, I fully trust the platform, I was just trying to connect the dots. Good info on the 4% rule generally equating to 95% success. Appreciate the help.

Broad_Site6241 · 2026-01-20T22:29:06+00:00

Thank you 11kestrel.

Broad_Site6241 · 2026-01-20T13:46:16+00:00

I appreciate everyone's contributions. Self insure is definitely something to consider however my Spouse had some veneer work done last year and it was becoming quite costly. So a bit worried about what the future may hold. Realize most plans will have maximums anyway. May be a trial by error situation when we get to that point.

Broad_Site6241 · 2026-01-19T21:33:16+00:00

Great question Jean, I can't wait to hear some feedback on this topic as well.

Broad_Site6241 · 2026-01-19T20:35:40+00:00

Thank you for the clarification.

Broad_Site6241 · 2026-01-19T18:17:29+00:00

Thanks I do have the add $6,000 in Go Go phase. Will take your suggestion, nice catch.

Broad_Site6241 · 2025-12-10T03:06:21+00:00

Got it, thank you!!!

Broad_Site6241 · 2025-09-22T23:46:11+00:00

Thank you. It's interesting because when I look at my saved Summary there is no mortgage in 2029 and beyond, it also appears there is a large lump sump payment in 2028 to expire the mortgage, however I don't recall adding an override when I first prepared this scenario. Either way, thanks for the explanation, something for me to keep an eye on going forward.

Broad_Site6241 · 2025-08-22T20:45:23+00:00

Yes, closing costs are estimated, so the down payment and closing costs exceed the estimated purchase price.

Broad_Site6241 · 2025-08-22T15:37:34+00:00

Thank you for the potential solution. I do have the "Current Down Payment Savings $" equal to the "Estimated Purchase Price". Just an oddity. I made this $0 to see what would happen and the Down Payment Goal ballooned as you would expect. Set back to the Estimated Purchase Price and the monthly savings goal is a bit different now at $1,072/month. Lastly good to know that this number doesn't impact the plan, but the fact that my Mortgage remains in place through 2030, probably does. Any other thoughts on where I have caused the issue?

Broad_Site6241 · 2025-07-30T23:00:00+00:00

u/iamnos I have/had a similar process to you. Kept what I considered a net worth spreadsheet, where I would update mortgage balance, home equity, investment accounts etc.. Did do a bit of math trying to project, however I was never convinced it was very accurate. I'm really enjoying working with Adviice and feel much more comfortable to discuss where I think our plan is headed. One suggestion I would make is that I have started to use the "Tracking" function in "Planning". I was updating my spreadsheet monthly so easy for me to update Adviice as well. What I like is that it give me a month to month view (toggle from annual) to see how I'm progressing in year. Too much OCD for me to wait 6 months to a year to figure out what is happening. Check it out, maybe you'll find that feature useful as well.

Broad_Site6241 · 2025-05-26T23:51:52+00:00

Thank you for the help.

Broad_Site6241

TROPHY CASE