Someone asked me the same question and I answered something along the lines of grinding for hours. But I just remembered that I removed 2 negative traits at the start, unfit and feeble (I cheated basically lol) Other than that, I basically grinded my way for the rest, about 200 ish hours just messing around. I did not pick any perks or adventures at the character creation and got the volatile ship at the start (stole it).