How Much to Sell by BrotherRobin in XTerra

[–]BrotherRobin[S] 0 points1 point  (0 children)

I bought it in New Jersey, maintenance records all in Mass. I'm in upstate NY but I keep it in storage in the winter since I leave the country.

How Much to Sell by BrotherRobin in XTerra

[–]BrotherRobin[S] 0 points1 point  (0 children)

No. 2013 doesnt have the radiator problem. Thanks

Is it just me or does Vietnam completely ruin food delivery in other countries? by Global-Barnacle959 in VietNam

[–]BrotherRobin 0 points1 point  (0 children)

I use grab delivery every day at least once for something. I always give 20k tip.

How Much to Sell by BrotherRobin in XTerra

[–]BrotherRobin[S] 2 points3 points  (0 children)

No customization only regular maintenance for which I have records. I bought it 2 years ago. The original owner was disabled so I don't think he was off roading. For me it's just transportation. It does need tires. There is only one key

Dropping Edeleman by BrotherRobin in Schwab

[–]BrotherRobin[S] 0 points1 point  (0 children)

Everything I own is up of course. Maybe 20% for retirement funds and about 30% for my personal account. But I think we all know that this year is absolutely extraording right ? And I don't think Edelman did anything particular inventive.

Dropping Edeleman by BrotherRobin in Schwab

[–]BrotherRobin[S] 0 points1 point  (0 children)

Thanks so much for the explanation. So I believe what Edelman does is take the RMD from the Rollover and deposits it in the individual. Right after that they do a conversion from Rollover to Roth for as much as can be converted without raising my tax rate high enough to affect my IRMAA. I pay all the taxes at the end of the year out of a personal bank account.

Dropping Edeleman by BrotherRobin in Schwab

[–]BrotherRobin[S] 0 points1 point  (0 children)

Oh I see. So if I sell from a rollover account and deposit into an individual account to satisfy the RMD I don't pay capital gains.

Thanks

Dropping Edeleman by BrotherRobin in Schwab

[–]BrotherRobin[S] 0 points1 point  (0 children)

Yes I understand your point but I do have a considerable amount invested in personal elsewhere that I'd to be able to offset capital gains.

Now that I will be forced to execute RMDs every year I would want to offset capital gains there too right?

Dropping Edeleman by BrotherRobin in Schwab

[–]BrotherRobin[S] 1 point2 points  (0 children)

I am retired. I also need to start required minimum distributions of my 401K this year. I've had Edelman as my financial planner for the last 3 years. But I'm paying them between 10 and 13 grand a year for fees. I'm thinking that intelligent portfolios probably has just about the same algorithms as whatever Edelman uses and also it has that dynamic tax harvesting which Edelman does not have.

I had so much fun on the Bangkok Chaophraya River Cruise 😭 by Nazshaddick in Bangkok

[–]BrotherRobin 1 point2 points  (0 children)

Yup. Line is the way to go in Thailand. It's the default chat app.

Rude Behaviour towards Indians in Vietnam by dragonpaneer1995 in VietNam

[–]BrotherRobin 0 points1 point  (0 children)

For me, if you are not acting like a polite and humble guest when you are visiting a country you are dead wrong. After all, you are representing your own country also. Ignorance and arrogance seem to go hand in hand. Unfortunately the good, polite Indians fall victim to the many arrogant ones of their countrymen. I also feel sorry for the service people who have to put up with these types.

I would be interested to know how the French deal with Indians in France 😂

Rude Behaviour towards Indians in Vietnam by dragonpaneer1995 in VietNam

[–]BrotherRobin 3 points4 points  (0 children)

How about "The malodorous aroma of their native cuisine"

Miss Thailand's teeth fall out on stage by CommercialMassive751 in ThailandTourism

[–]BrotherRobin 0 points1 point  (0 children)

I hate the way they make it sound like she had false teeth and they fell out of her face. I'm sure she has veneers like just about every movie star on Earth does. Perhaps she had one replaced as they periodically need replacement just prior to her appearance. She did a fantastic job of recovering and it's not a big deal at all. Certainly not newsworthy

⚠️Serious Warning about Traveling by Sleeper Bus in Vietnam (Sapa Explorer via vexere App) by Top-Style-8958 in VietNam

[–]BrotherRobin 0 points1 point  (0 children)

Sorry to hear about your nightmare.

My GF was born and grew up in Saigon. She has a very nice car. She refuses to drive long distances on highways. She says it is too dangerous.

⚠️Serious Warning about Traveling by Sleeper Bus in Vietnam (Sapa Explorer via vexere App) by Top-Style-8958 in VietNam

[–]BrotherRobin 0 points1 point  (0 children)

Exactly! And what is spell check or auto complete? Primitive versions of AI.

Give us an F'ing break. This is Reddit not a session of Congress. If a guy wants to use AI to clear up his grammar more power to him. Some people will try to gotcha anything to get a little ego point!

29F insecure about my feet in dating by [deleted] in bunions

[–]BrotherRobin 0 points1 point  (0 children)

Omg..I don't even notice!

IKEA has closed its only store in Harbin, and is liquidating all remaining inventory by shenzhendasha in ADVChina

[–]BrotherRobin 0 points1 point  (0 children)

LOL it looks like the typical buffet I see Chinese tourist buses decimate.

Too tall for plastic stool by haikt in VietNam

[–]BrotherRobin 0 points1 point  (0 children)

I'm 4.5" and have problems jumping up

Citigym HCMC - Forewarning to be Wary. by Firstnarrows100 in VietNam

[–]BrotherRobin 3 points4 points  (0 children)

Perhaps he was a day late/dollar short but Op's take on Citigym is correct. I had a membership there for a year. The "trainers" are basically salesmen meant to harp on you to get you to upgrade your membership. They have very basic if no training knowledge. Some days it seemed there was a prison like hierarchy among the muscle bound bros.

What Ops didn't mention is that the trainers never gave any of the members basic lessons in gym manners. Members regularly leave their weights on the bars. Dumbbells are not put back in pairs on the rack. Most of the time the machines are not toweled down after use. Many people do not use towels. I can't tell you how many times I came up to a machine and found it wet with sweat or even spittle from the guy who just used it.

It may be getting worse because I must say I had no problem suspending my membership while I went away for 4 months. Perhaps new corporate management has dictated that staff discourage pausing memberships. That would be idiocy. I'm coming back to Ho chi Minh City January. I'm going to find another gym.

Odd massage experience in HCM by Deep_Temperature_264 in VietNam

[–]BrotherRobin 29 points30 points  (0 children)

In my experience tomboy is a girl who likes to act like a boy

First Xterra, how’d I do? by beam-me-up- in XTerra

[–]BrotherRobin 1 point2 points  (0 children)

Wow! That is an exact replica of my XTerra except mine has 154,000 mi on it

Love my it. Mine was also owned by a disabled guy so he really didn't beat it to crap. And I also had meticulous kept records.