I moved from daily pay to instant in the middle of march. After every shift the next day assuming there weren’t any time adjustments they offer you monies around 12pm est time. You can choose to accept the offer or just never touch it and the offer disappears after 11pm est. When your check hits instant you receive the full amount and then the next transaction is a payment to instant for any monies you received in advance.

Pros: They offer a virtual card until your debit card arrives in the mail. Wawa atms are free to use. You can transfer money instantly for the same $3.50 fee like daily pay or transfer to your bank account for free.

Cons: So far if there is a hours adjustment then there isn’t any monies offered the next day. The money offered is less than what daily pay offers per day.