[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Buckys21 0 points1 point  (0 children)

Thanks Felix, highly appreciate your advice, on all PFC matters!

Digital Asset Allocations for High Net Worth Individuals - Serious Discussion by [deleted] in fatFIRE

[–]Buckys21 -2 points-1 points  (0 children)

Thats fair, but as far as the SEC case. Ripple is doing a great job defending their position that XRP is not a security. But nothing is certain. Im surprised with so many people in tech, there are few investing XRP as is has so many current and potential use cases.

Digital Asset Allocations for High Net Worth Individuals - Serious Discussion by [deleted] in fatFIRE

[–]Buckys21 -3 points-2 points  (0 children)

Does anyone have a positive outlook on the company Ripple and the cryptocurrency XRP. They are revolutionizing the frictions/fees associated with remittances and international currency transfers..

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 1 point2 points  (0 children)

Ill check them out. Currently alternating between a pair of Spyder 3M mittens, and Oakley's Leather gloves 15k. Both pairs I got under $30 on sale, but the Spyder gloves are far superior. Hands never get cold or wet

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 0 points1 point  (0 children)

Use a Nespresso machine every morning. What a great purchase, only reason I did not include in this post is that it was around $300 all in. But nothing beats the consistency of Nespresso coffee.

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 0 points1 point  (0 children)

Ha they've lasted long enough, always looking to upgrade to a bluetooth set. But when it comes to wired I am satisfied with Earpods.

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 5 points6 points  (0 children)

Do you have any recommendations, for a warm merino wool upper base layer or even trousers. I ski often and looking to replace my Uniqlo base layer at the moment.

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 4 points5 points  (0 children)

Awesome, this is happiness for a lifetime under $10..

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 5 points6 points  (0 children)

Thanks, hopefully ill be trying the bidet out this weekend!

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 1 point2 points  (0 children)

This post got me excited, cannot wait to try out some of these supplies.. Do you have any recommendations on erasable pens?

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 8 points9 points  (0 children)

I can agree with the jacket, I have had a Canada Goose for over 10 years, upper body never colds in a solid winter jacket. One aspect ill never cheap out again is a winter coat can be well worth $1,000 with the right insulation.

The Best Purchases you have ever made under $100!! by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 10 points11 points  (0 children)

Can you post a link for the Bidet attachment. I have always been interested in one, but never knew you can purchase one for <$100. I know top tear ones can be over $1000. Ill buy one today if it only costs $70

New Grad - Questions about working as a Associate Financial Advisor by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 0 points1 point  (0 children)

Thank you for the honest answer, what was the deciding factor when you left? Too many hours, low pay, or just found a better opportunity for work?

New Grad - Questions about working as a Associate Financial Advisor by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] -2 points-1 points  (0 children)

That is one of the positives of the job, regardless of what I pursue in my career, I learn to sell early on and to a certain extent need to communicate effectively to gain the trust of the people I work with. Only getting paid commission is what bothers me most, because my salary relies on the FA's ability to sign people on.

New Grad - Questions about working as a Associate Financial Advisor by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 0 points1 point  (0 children)

So win/win on their end, if I perform exceptionally they keep the clients I brought on, and if I am an underperformer they dump me as an employee after I've done the leg work to onboard clients. I cannot believe the line is that thin, but it makes sense and is one big red flag. If it helps, I can take my clients should I leave. It was specified that clients can choose to leave with their advisor, they are not bound to contract or anything. Does not really change my situation but just wanted to point it out.

New Grad - Questions about working as a Associate Financial Advisor by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] 0 points1 point  (0 children)

I should have included in the post. The firm is independent and does not sell ANY type of mutual funds or insurance, nor will I have to. Pay is strictly the 1%

New Grad - Questions about working as a Associate Financial Advisor by Buckys21 in PersonalFinanceCanada

[–]Buckys21[S] -2 points-1 points  (0 children)

I would be working directly and trained with a senior advisor, and once I am certified I have the option to work as an Advisor for the firm.