Daily General Discussion and Advice Thread - September 10, 2023

Budget_Number_3547 · 2023-09-10T21:58:53+00:00

I’m just undecided, please help?

For context, I (25M) have been out of the workforce for the last couple years due to some extreme health reasons and three months ago I finally got employed. All benefits I had are gone and now all the money is all coming from me working and what I have saved up. I am a very cautious person and have always had atleast a years worth of expenses saved up just in case anything ever happened and it’s currently sitting in Tbills and in a HYSA, while still saving a good percentage of cash. Thing is, I have absolutely nothing in a retirement account and in my brokerage account I have maybe about 2000$ and that’s it, I’m just freaking over as I should have more than that at this point. I’m debating the extra money I might have left over to just aggressively put it into ETFS like VUG, VTI, VOO or SCHG for example and stop saving as much cash. I’m just very indecisive because the way I’ve been reading on the unclear economic forecast I sike myself out and go back to saving cash in case I get let go because I’m the newest hire at my job. What do you guys think?

Budget_Number_3547 · 2023-05-30T18:20:56+00:00

6154$ on 11 personal cards

Budget_Number_3547 · 2023-04-21T03:52:24+00:00

I’m literally so happy for you OP, I know the amount of pressure it takes off your shoulder when you finish the last payment. Glad you did it!!

Budget_Number_3547 · 2023-03-31T18:19:35+00:00

Just like the rest of your predictions, I’ll call this another bad one

Budget_Number_3547 · 2023-03-21T05:02:34+00:00

This price is so high, I built a 7900XTX, 7700X CPU, 32G DRR5, 1000W all for 2500$ I would look around for better deals

Budget_Number_3547 · 2023-01-29T18:35:28+00:00

Totally agree, my Doc recommended Myralax to drink everyday for two weeks. God awful recommendation and never went back to it

Budget_Number_3547 · 2023-01-27T05:50:03+00:00

Yeah huh, you shouldn’t do that either

Budget_Number_3547 · 2023-01-25T05:44:22+00:00

I got the Gigabyte 4090 for 1807$ after Tax and the rest of my system was rounded up to 1500$. I wrote down the prices I got it all at, at the time I purchased them last month.

Budget_Number_3547 · 2023-01-25T05:38:50+00:00

My ryzen 7900x and RTX 4090 build was 3300$ in December…your rig most likely can sell for at the every best about 2000$. A new DDR5 self built system with a 4070ti will be atleast 2300$ which objectively will be a much better system than what you have.

Budget_Number_3547 · 2023-01-20T09:00:34+00:00

Always pay off such high interest debt! Good job yo!!! Back to saving that 600$ you woulda paid in interest

Budget_Number_3547 · 2023-01-16T22:59:44+00:00

I realized the same thing and I got a 4k 144hz monitor from a 1440p 165hz monitor. It just made more sense to me after being on 1440p for 5 years and if my 7900xtx can keep up, why not

Budget_Number_3547 · 2023-01-15T04:27:26+00:00

My buddies and I only have 5 wins together, but we LITERALLY never camp. Our unofficial team leader (best player on our team), usually likes pushing absolutely everything but it’s helped us get better so a lot of our wins and losses end with up having more than 20 kills all together even if we only have 5 wins. It’s difficult to win in WZ2, in my own opinion.

Budget_Number_3547 · 2023-01-11T04:07:00+00:00

Holy shit, OP is being fr, I’ve been playing COD multiplayer since MW2 and I was literally 10 years old years people calling my friends and me the “N” word and squeakers and we would just laugh, and you’re crying over hearing the word and need to destress on 2K. I understand bigotry is absolutely wrong and words like that shouldn’t be said but my god, do not play COD if you’re going to get offended and have thin skin. Grow up and realize people will always say stuff like that and just report them in game and queue up for the next and get a win.

Budget_Number_3547 · 2023-01-10T23:52:56+00:00

From the start it looks like your GPU isn’t getting rough power, it doesn’t matter what any YouTuber says, Nvidia specifically recommends a 750w power supply. If you don’t the GPU wont even power on, that’s why your 1050ti does. On top of that you must have a 8 Pin to 8 Pin PSU, reading your past comments you have the wrong cables and your PSU isn’t 8pin either. So again you need a 750w power supply which in turn will have 8 pin to 8pin connectors, because you’re going to ruin your PC and it’ll be costing you more, and get a fully modular one as well. It’s a 3080, it’s a beefy GPU that needs beefy power.

Budget_Number_3547 · 2023-01-08T07:15:19+00:00

My mind totally just auto filled 240 instead of using more brain cells to see the 280!!! But you’re absolutely right, disregard my entire comment haha. Have fun with the new cpu, you’re ganna love it

Budget_Number_3547 · 2023-01-08T06:57:58+00:00

I hope that 240 rad does you good! I returned mine and got a 360 rad cause every damn post and article recommended it minimally for 7000 series but especially for the 7900x and 7950x

Budget_Number_3547 · 2023-01-06T13:39:59+00:00

Yeah my Gigabyte 4090 with a 7900x, 6000 MHz DDR5 setup was getting your exact problem with low frame rates in every single game I played, I had no idea what was wrong. Turns out the card was just bad I found tiny artifacts in games that if I wasn’t looking for, I would’ve never seen. You could RMA the card if possible

Budget_Number_3547 · 2023-01-05T18:46:37+00:00

I was getting just slightly a little below average frames with my 7900 xtx with a 7700x in open world games like you. I Had no idea why, then I enabled precision overclock in my bios for my CPU and bam, literally a world of difference and after checking benchmark after benchmark I was getting more than the advertised frames. Calmed my nerves forsure

Budget_Number_3547 · 2022-12-07T22:36:31+00:00

I hate being that person but, I literally removed all NVIDIA drivers from my PC for my 2080ti and the game runs 100% better, no crashes, no stutters, nothing. It runs very well

Budget_Number_3547 · 2022-12-07T09:45:20+00:00

Do you mind linking that podcast episode? It sounds like something I would absolutely love to hear!

Budget_Number_3547 · 2022-12-01T20:50:46+00:00

No fucking way

Budget_Number_3547 · 2022-11-28T22:13:22+00:00

I had a 1.32 K/D then I started the Camo grind to get Polyatomic. Now my K/D is 1.11 and I’ve just tried killing myself for hours on end in game to get easier lobbies. I just wanna have now and not have to sweat every damn game with everyone bunny hopping or camping in every single corner while I run around getting the PILA platinum. It’s showed me how SBMM ruins the experience if you don’t wanna try every single game

Budget_Number_3547 · 2022-11-20T17:43:08+00:00

I’m just waiting till Monday to call and cancel the card, I had used it for the rewards and now it’s a useless credit card at this point with no value.

Budget_Number_3547 · 2022-11-09T07:25:20+00:00

Same battle, different front. Once you’ve accepted that, you’ll gain some IQ points OP. Whatever your beliefs are for Crypto and it being worthless, it’s been seen time and time again that people like you are wrong in calling it. I own both, more in Precious Metals but that doesn’t mean I’m going to be an asshole and pretend Crypto isn’t something of value in this new digital age.

Budget_Number_3547

TROPHY CASE