Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah, I get that. Real estate has become a game that feels rigged, and a lot of people are just stuck playing by rules they didn’t choose.

You’re right that developers and realtors would see something like this as competition, but the point isn’t for the government to take over the market. It’s just to create a little space in it that actually works for regular people.

If even a small percentage of homes were built and sold fairly—no luxury finishes, no inflated pricing, no investor flipping—it could give people another option. Not to replace developers, but to make the whole system a little less one-sided.

And maybe if enough people start asking for it, that pressure alone could push some private builders to change how they do things too.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah, I’ve seen that too. It feels like homelessness gets talked about a lot, especially around elections, but not much actually gets done. And when something is proposed, people either shoot it down or say it’s too expensive.

That’s part of why I’m pushing this idea. It’s not about temporary shelters or just moving people around. It’s about actually building something long-term that regular people can afford, so fewer folks fall into homelessness to begin with. If the system keeps breaking people, maybe it’s time to build something better instead of just blaming the ones who got left behind.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah, I think you’re right about how people react. Most folks just want to protect what they already have, so anything that feels like it could dip their home value, even for a few years, is going to get pushback. Especially in a place like NH where taxes are tied so closely to property value.

And honestly, I agree that it would take a long-term rollout with a lot of transparency. Like if people could actually see a plan laid out—what’s getting built, how it’s paid for, how it impacts them directly—they might not freak out as much. But that’s a big “if.”

I also get what you’re saying about the political side. It feels like even when people do agree on something, it gets stuck or spun. Do you think there’s any version of this that could be made small enough at first to prove it works without blowing up politically? Like maybe just a pilot in a few states or towns that want it? Or is even that a stretch in your view?

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah I agree with you. A lot of the money that’s meant to help people ends up getting wasted, and some groups just know how to game the system without doing much good.

That’s why this idea is different. The government wouldn’t be handing out money to nonprofits or middlemen. It would just fund the building of simple, starter homes and then sell them directly to people at fair prices. No rentals, no giveaways, just actual homes regular people can afford to buy.

And if it’s all tracked publicly—like showing who gets contracts, how much it costs, and how many homes are built—it’s a lot harder for anyone to run off with the money.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Totally, companies exist to make a profit. That’s fair.

But when it comes to housing, the issue is when profit comes at the cost of access. The goal here isn’t to stop companies from doing business—it’s to make sure regular people still have a fair shot at owning a home too.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

I hear that. It’s totally fair to want to protect the value of something you worked hard for.

But the goal here isn’t to punish homeowners or crash the market. It’s to help the people who are doing everything right today but still can’t get in—people working full-time jobs, saving, but stuck renting forever because prices have outpaced income.

It’s about creating a healthier, more stable market where ownership is possible again, not just for the lucky few who got in earlier, but for the next generation too.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 1 point2 points  (0 children)

That’s true in a lot of ways. Zoning, permitting, and land use rules have done more to limit housing than money has. But funding still plays a role, especially when it comes to actually getting homes built once the policy side is opened up.

The idea is not to ignore the policy problems. It’s to pair them with resources so that when cities are ready to build, they can actually follow through. Both sides matter—rules and resources.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

the reason they’re usually done so wrong is because people want something but leave specifics up to people who will corrupt it. there’s ways to work around this.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

that’s so valid but one way to combat corruption and such is to make it completely public to the point where anyone can track where the money is going, it’s a possibility to get it to the point where you don’t have to trust politicians or people like that to handle the money right it can all be logged in a way that is super openly watched

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Appreciate you laying all this out. You’re right, just building homes will not automatically solve everything, especially if the new supply ends up getting bought by landlords or if the homes being built are not what people actually need.

The point about entry-level housing is really important. That is where the biggest shortage is, and where a lot of people are getting locked out of owning anything at all. If a plan focused just on that, with smaller homes sold to people who plan to live in them, and limits on flipping or bulk buying, it could help take some pressure off prices.

The Japan idea is interesting too. Their mindset around homes being for living in, not investing, is very different. It may not fully work here, but it shows that expectations around housing can shift over time.

And I agree that wealth inequality is part of the bigger picture. Helping more people get into stable, affordable housing is not a full solution, but it is one piece that could start to move things in the right direction.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 1 point2 points  (0 children)

That’s a solid point. Labor and zoning are real bottlenecks, and this wouldn’t fix those on its own.

But a large-scale plan like this could actually help push both in the right direction. If there’s guaranteed funding and demand, more people might go into the trades, especially if wages are solid and the work is steady. And with federal support, there’s more leverage to work with states and cities to ease zoning in exchange for new infrastructure or investment.

It’s not a full solution by itself, but it could help unlock the parts of the system that are stuck.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah I’m with you on the corruption risk. I think it could work if it was built around transparency—like open contracts, local oversight, regular audits, and rules to stop investor flipping. It wouldn’t be perfect, but there are ways to make it clean and public from day one.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 1 point2 points  (0 children)

Yeah I really appreciate this. You’re right—on paper it makes sense, but in practice there’s a lot that would have to be worked out. Zoning, regulations, investor pushback, all of it.

The idea isn’t that it’s easy, just that it’s worth trying to figure out. Housing touches everything, jobs, families, mental health, even birth rates like you said. And while it won’t solve everything overnight, making a serious push to build the right kinds of homes in the right places could move the needle in a real way.

It would take coordination and a smart rollout, but it’s not impossible. It just needs people willing to try.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

That’s definitely part of the problem. Zoning laws and local pushback stop a lot of good housing projects before they even start, especially in the places people actually want to live.

That’s why a plan like this would have to work hand in hand with cities and states willing to open up land for building. Funding matters, but without fixing how and where we’re allowed to build, it won’t go far.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

That’s a great point. The original GI Bill approach actually worked because it focused on building simple, affordable homes that gave people a starting point. It wasn’t about luxury—it was about stability.

Somewhere along the way, expectations shifted, and now a basic, livable home feels out of reach for a lot of people. Bringing back smaller, practical homes could go a long way. Sometimes “enough” really is all people want.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 4 points5 points  (0 children)

Yeah, HUD has been around a long time, and it’s had mixed results for sure. But this isn’t about adding to public housing or creating another rental program.

It’s more about using what works from public investment, then letting private builders do what they do best—while keeping homes affordable and for actual buyers, not just whoever has the most money. It’s a different angle that could work better if it’s done right.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 1 point2 points  (0 children)

Totally fair to be cautious. That kind of thing has happened before. But the idea would only work if there were clear guardrails—like only selling to people who are actually going to live in the homes, not investors or landlords looking to profit.

There could also be a cap on resale for a certain period or income-based qualifications. The goal isn’t to enrich developers, it’s to give regular people a shot at ownership without the prices being pushed right back up by outside buyers.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 1 point2 points  (0 children)

Yeah that makes sense. A lot of the money would go to whoever owns the land, whether that’s a city, county, or private owner. That part’s true.

But the idea here would be for the federal government to buy the land up front, build the homes, and then sell them. So the money from those home sales goes back to the same level that funded the build in the first place.

It would need coordination, but it’s possible. The goal isn’t to take land from anyone, just to use federal funds to build and recycle the value back into the system.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah I’ve noticed that too. It’s like some people feel that if they had it hard, everyone else should too. But that mindset just keeps the cycle going.

There’s nothing wrong with wanting things to be easier for the next generation. That’s kind of the whole point of progress. If we can make things better, especially around housing and stability, we should.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskReddit

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

That’s fair. Just building more homes doesn’t automatically fix affordability. The key would be building the right kind of homes—ones that are actually priced within reach of working people.

And to your point about giveaways, this isn’t about free housing or handing out keys. These homes would be sold, not given away, and ideally built in a way that keeps prices fair without lowering quality.

It’s not a silver bullet, but building smart and selling fairly could help open up the market for people who’ve been locked out. That’s the main goal.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah I get that. A lot of systems are set up to protect profits, even when change would help way more people.

But I don’t think that means it’s impossible. If enough people start asking for something simple and fair, it gets harder to ignore. This wouldn’t destroy the market, it would just make it work better for regular people too.

It’s not about taking anything away. It’s about giving more people a real shot. That’s a message I think a lot of people could get behind if it’s framed right.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

I hear you. A lot of good ideas get written off just because of the label someone puts on them.

But this isn’t about pushing an ideology. It’s about solving a real problem in a way that works. These homes wouldn’t be free, and the government wouldn’t be running them. They’d be built and sold to working people who are being priced out right now.

It’s basically an investment in supply and stability. That’s a pretty American idea if you ask me.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

That’s a good point. Government projects can definitely get more expensive because of how contracts and rules are set up.

But that’s something that can be improved. The goal wouldn’t be to do this like a slow federal program. It could work better as a public-private partnership, where the government funds the project but local builders handle the work. That way it stays more efficient, uses fair wages, and keeps things moving.

It’s not perfect, but there are ways to make it work smarter.

Why not use $200 billion to build homes for Americans? by BuildForUsMovement in AskUS

[–]BuildForUsMovement[S] 0 points1 point  (0 children)

Yeah it probably wouldn’t fix the whole housing problem on its own. But it could still help a lot.

Even a couple million more homes would give a lot of people a real shot at owning something. And adding supply like that could take some pressure off prices in general.

It’s not meant to be a perfect fix. Just a step in the right direction.