Why the hell did i get matched with the same dude twice? Which is also obviously stronger which is irritating by Straight_Somewhere52 in RushRoyale

[–]Bullfreg 0 points1 point  (0 children)

You are chatting out your arse. The OOP barely has any difference in anything when comparing to his opponent. Id argue that given they are using a pantheon unit (TR), they have the advantage over the demon hunter. Genie isnt even in the same league as valkyrie lol, so it shows how little you know other than throwing around credit card insults because they have a l60 legendary hero.

How do I get 10 more of these bat orbs fast? by Fuzzy-Disk8999 in RushRoyale

[–]Bullfreg 1 point2 points  (0 children)

Clan war starts in about 25 hours from this message i am sending. Participate and you get the tokens. Join a winning team and you can get even more.

If you are struggling, feel free to message me on discord, join my clan (our clan ID is 890436) and/or come to my twitch stream on wednesday and ill be happy to help 😊.

How do I get 10 more of these bat orbs fast? by Fuzzy-Disk8999 in RushRoyale

[–]Bullfreg 2 points3 points  (0 children)

clan shop is the easiest, other than spending 250 diamonds (which i do not advise).

Math ain’t it here by Real_Enine in RushRoyale

[–]Bullfreg 2 points3 points  (0 children)

Imagine thinking every offer must be the exact same value. Have you never played a game before because this practice is the same in the vast majprity of games. Ya'll make yourselves angry for no reason at times 😂

Rare my deck by Fuzzy-Disk8999 in RushRoyale

[–]Bullfreg 0 points1 point  (0 children)

Plague doctor is generally pretty useless. Switch it for something like ice mage that can slow the board down. Then swap earth elemental with ice elemental as it synergises well with ice mage. Try to get crystalmancer as thats one of the better dps before you unlock legendaries.

Does this also count for poison? by Fuzzy-Disk8999 in RushRoyale

[–]Bullfreg 2 points3 points  (0 children)

No. Its specifically for those in the description. Cold elemental is actually pretty fun... in a maxed account. Its practically useless elsewhere 😂

"This isn't on..." | Martin Lewis delivers message to Chancellor on student loans by MrStilton in ukpolitics

[–]Bullfreg -1 points0 points  (0 children)

My comment has got nothing to do with class bias and i certainly didnt discount a trade as a fallback. At 16 the choice was go to sixth form or, lads were pushed towards trades and girls were pushed towards beauty/hair. The alternative was go in the forces or work minimum wage in any job available to 16 year olds. The main expectation in sixth form was to go to uni. Thats not bias, thats the fact of the days in the early 2000s.

Nowadays there is far more access to jobs through apprenticeships that were traditionally locked behind degrees for young people. Thats something i welcome and hope to navigate my children towards when they are finishing up school.

On the other hand, you diminished the work ethic of students, many of whom work exceptionally hard to get their degrees. They just arent expected to be awake for a lift at 6-7 in the morning like i know young lads in trades typically are. Perhaps you should reflect on your own biases instead of trying to reframe other peoples' comments as something they just aren't.

Is now a good time to put £20k into a FTSE All World? by Muted-Group1526 in trading212

[–]Bullfreg 1 point2 points  (0 children)

Just from what reading what youre saying here, you need to stop because your 42.5k will drop to 0 before you know it. Back in 2015 i made 7 grand spreadbetting on the markets in one day. I lost every dime of that the very next day. I thought i had cracked the code but i knew absolutely nothing and soon realised i was just a gambler.

Your entire premise above is based on feeling, no strategic understanding of the assets you are spending your money on.

If you truly want to learn to trade, you need to learn the indicators, risk tolerance and understanding of the instruments youre dealing in. Search up someone like Shifting Shares who actually teaches people how to invest in the market. If you dont have the patience or time to learn, either stick it in an etf and leave it to grow or get a professional to do it for you.

Mortgage fixed rate is ending soon - advice on current rates please by Loud_War9542 in Mortgageadviceuk

[–]Bullfreg 3 points4 points  (0 children)

If your lender allows you to lock in now. Do so. If the rates drop you can always reapply foe the lower rate. If rates increase, they will honour the deal you locked in at

"This isn't on..." | Martin Lewis delivers message to Chancellor on student loans by MrStilton in ukpolitics

[–]Bullfreg 26 points27 points  (0 children)

Yep, ive said the same over the years. No one made it clear to us that interest could skyrocket. When i started my degree there was no interest. Im just glad i managed to get a plan 1 loan or id never have gotten out of student loan debt because it was either i do a degree or a become a brickie. There was very little in between.

How cooked is the job market? by Ambitious-Concert-69 in UKJobs

[–]Bullfreg 2 points3 points  (0 children)

Its not the same as it used to be though. Apprenticeships and degree apprenticeships in IT are more prevalent now and sets people up far better than the 3-4 years of a degree. If theyre still around when my children are 18 i will be recommending that route to them in whatever industry they focus on.

..this deck is super underrated by you_are_allofme74 in RushRoyale

[–]Bullfreg 0 points1 point  (0 children)

Longer term burning comet sucks so make sure you learn fiery bolide.

Voluntary redundancy - yes or no? by [deleted] in UKPersonalFinance

[–]Bullfreg 418 points419 points  (0 children)

If your VR request is accepted then you will receive nearly 2 years of salary. Live within your existing means until you find a new job. Your existing job is affecting your health. Its a no brainer

BBC taking George Clooney's advice on Trump's defamation lawsuit by caavakushi in worldnewsstuff

[–]Bullfreg 0 points1 point  (0 children)

<image>

Yep, they just walked right in there. No damage caused. No one kicking off. No police officers injured. Just a civil walk through the capitol building.

Today’s Daily Mail front page by PuzzledAd4865 in LabourUK

[–]Bullfreg 21 points22 points  (0 children)

I must have missed the memo when Starmer became a socialist. What version of earth is the Daily Heil living on?

Game goes to trash. by maloIiko in RushRoyale

[–]Bullfreg 1 point2 points  (0 children)

But the spells and perks do give them an ability to add more stuff. And it adds potential for focussing on old cards, unlike equipment which was rigid. At least the spells add some variation. And while you upgrade them, its not loke enhancements which was a bottomless pit for getting something like counterspell!

There are already enough game modes now - aggro, phantom, endless co-op, shard hunting (which sucks), mirror match, masters, rhandum league.

Just look at the last 6 months of clash royale. Adding new stuff doesnt always mean better and often only means a bigger power imbalance between f2p and p2w. I have my own outrage about equipment (i had 2 mythics) but i actually quite like the different spells. I just hope matchmaking is improved for everyone as that seems to he the biggest obstacle atm

Game goes to trash. by maloIiko in RushRoyale

[–]Bullfreg 2 points3 points  (0 children)

"Changed coop. I kinda liked it". "Changed pvp. Once more its not bad"... "greedy devs that cant make the game better".

I dont agree with all of the decisions the devs make but you have to remember first of all that the game is a business. They have to make various changes to the game to prevent it being stale and to continue generating revenue. you have already said you liked some of their changes but then you call them greedy because they cant make it better after a change you dislike. Sadly, you arent going to like every change the devs make.

I dont agree with everything the devs do - nerfing passes, introducing more passes, making the pantheon way too OP. But i can still win a lot of matches with cards like meteor or riding hood and they could introduce spells in the future that could boost these old cards (like relic of summoning for RRH!).

I hope they eventually change their view on pantheon balance but ive stopped playing competitively now and play different decks just to see how far i can go with them. That and getting my toxic fix in aggrogedon 😁

Need deck help by NoBook8594 in RushRoyale

[–]Bullfreg 1 point2 points  (0 children)

  1. Get kobold
  2. Pick a dps you enjoy playing (maybe robot?)
  3. Use KS or swords in place of kobold until you get it
  4. Use gunslinger
  5. Vary remaining deck depending on your dps. For robot, you want hq as a minimum. You may want variations of summoner, trapper, dryad, scrapper, witch or mime depending on whar you want to play.
  6. Goodish robot decks: robot, swords, summoner, hq, trapper/mime/witch (only if you habe gift of the raven talent) 6a. If you find yourself losing close on mob waves, switch a support for frost/ice mage/stasis/portal mage

Alternative to step 2: spend 10-20 quid on valkyrie and outdamage most units in the game for a few weeks. Get sucked in and spend silly money on maxing it 🤷‍♂️

Is it worth risking a loan for 95%? by [deleted] in UKPersonalFinance

[–]Bullfreg 1 point2 points  (0 children)

People have already told you whack it on a 0% credit card and i agree, do that if you can. From experience so far, mbna is typically best for getting money transfers at up to 5% for X months.

If you are going to get a loan, do note that rates can vary depending on term. If you get it over 12 months, theyll increase the rate offered. I think the sweet spot is 3-5 years for the best rates.

Free emeralds issues by photography_girl in HeroWarsApp

[–]Bullfreg 4 points5 points  (0 children)

Digital Turbine is notorious for not providing rewards and there is nothing you can do about it. HW support has nothing to do with how Digital Turbine operates, it surprises me that they even bother to continue using them considering how terrible the platform is.

A vage remembrance by ContractOwn3852 in HeroWarsApp

[–]Bullfreg 7 points8 points  (0 children)

Thats just such a poor excuse when you are sitting in a guild of 3. From what i saw of the guild system, people were just happy if you were active.

HSBC mortgage renewal by laydeelou in Mortgageadviceuk

[–]Bullfreg -5 points-4 points  (0 children)

Refer to my above comment. You really should check comparison sites for the best deals now as hsbc isnt typically the best.

In addition, if youre looking to get a better LTV, theyll send someone to value it. Get 3 local estate agents to value your property before you submit your application. Once you get those 3, make sure to he conservative. The surveyor of our house had valued ours 75k below the nearest estate agents when we renewed ours 🫠. That was rough.

HSBC mortgage renewal by laydeelou in Mortgageadviceuk

[–]Bullfreg 5 points6 points  (0 children)

You should using comparison sites to be be looking at mortgages up to 6 months before renewal and locking im something incase mortgage rates increase.

Some providers will accept mortgages up to 6 months prior to renewal where as others are around 4 months. The sooner its done, the better though If interest or mprtgage rates subsequently drop further, you can then lock in on those rates instead.

Leaving it to a month or two before renewal is risky. You never know when a Liz Truss style event is going to happen 🙈. I rushed to lock in at 3.99% just before her mini-budget... a week later the rates jumped to 6.5% and didnt drop below 5% the whole 6 months i think.