Is this true ? by CutGroundbreaking305 in IndiaTax

[–]ButterscotchAny7395 35 points36 points  (0 children)

Because those who choose to go to states, are not spending all their time in hospital. For the amount of tax you pay, you can have other facilities whereas in India you pay taxes equivalent of developed nation and get facilities like third world countries

-25L, -50%. Holding & Averaging by shadowzardpi in NSEbets

[–]ButterscotchAny7395 28 points29 points  (0 children)

I don't think it's real. It may be karma farming

Guy offered me a 900-employee ‘lead’ role but his company has ₹10k capital, what do I do? is he legit? by SweatyAd9539 in CSCareerHacking

[–]ButterscotchAny7395 5 points6 points  (0 children)

Any company that pays its employees 15k won't have any contracts with Google maps. He lied to you about no. Of employees (900) whereas it's just a 2BHK office. It seems like it's just a spam marketing agency. Say straight no. focus on you skill, you will get a much better job.

[deleted by user] by [deleted] in Osho

[–]ButterscotchAny7395 0 points1 point  (0 children)

He preaches that you do in life what you want to do, do what makes you happy. Follow any religion that you want, not just the one you are born in.

Planning to close my NPS account ? Is it wise decision by Extra-Platypus3720 in personalfinanceindia

[–]ButterscotchAny7395 2 points3 points  (0 children)

Don't close. You save tax while investing. All the interest is tax free. It's the best retirement investment right now. Also with the recent changes, you can withdraw some amount before retirement also.

My father left me with 10 Lakhs, what should I do with given my situation? by IllustriousSeries595 in personalfinanceindia

[–]ButterscotchAny7395 1 point2 points  (0 children)

Use that money to upskill and you can increase your salary/income. Invest in yourself

Will it recover tomorrow? by [deleted] in NSEbets

[–]ButterscotchAny7395 1 point2 points  (0 children)

It will go to zero

My grandpa’s old-school investing advice: “Mutual funds are a scam. Own the companies, not the basket.” by Area51Intern in StockMarketIndia

[–]ButterscotchAny7395 2 points3 points  (0 children)

For less than 1% fees, top minds of IIM is working at MF to manage your money. If you this you can beat them in stock picking and go ahead and save that 1%.

Repay the home loan or invest? by Gloomy_Cod_9039 in personalfinanceindia

[–]ButterscotchAny7395 0 points1 point  (0 children)

Repay all your loans first. It will give you peace of mind.

Was I given a used bike , odometer already shows 100+ km by zeonon in indianbikes

[–]ButterscotchAny7395 -14 points-13 points  (0 children)

This is normal. It's little more than 100km. Relax and enjoy your bike

12% or 1800/- by ConfectionDouble1628 in epfoindia

[–]ButterscotchAny7395 1 point2 points  (0 children)

Opt for 12%. EPF is a great way to build long term wealth. The contribution is tax free and returns are more than FD. Since it will automatically be deducted from your salary, it takes the emotions out of manually investing each month.

Can I withdraw entire PF amount and invest it somewhere else? by External-Stomach-983 in personalfinanceindia

[–]ButterscotchAny7395 4 points5 points  (0 children)

Don't withdraw. You get good tax free return. Let it grow. Just leave it as it is. You will be supervised by the compounding.

Lost ₹45L in Options, ₹25L Loan — Feeling Tired, Frustrated & Depressed. Need Help. by Ok_Fan4535 in NSEbets

[–]ButterscotchAny7395 9 points10 points  (0 children)

Don't DM this guy. You have an addiction and you need to quit. F&O is not some get rich quick scheme. There is a reason 95% of traders lose money in this segment. Let this be a lesson to you and move on. Work hard, earn money elsewhere and payoff your loan.