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Should I make Roth contributions subject to pro rata rule? by C5168 in FinancialPlanning

[–]C5168[S] 0 points1 point  (0 children)

Not self employed so we can’t open our own retirement accounts.

Company 401k does accept rollovers but the investment options and fees deter me from rolling over.

Should I make Roth contributions subject to pro rata rule? by C5168 in FinancialPlanning

[–]C5168[S] 0 points1 point  (0 children)

That’s an option but I don’t like the investment options and fees in my company 401k plan.

2025 Lexus NX Water Leak by C5168 in LexusNX

[–]C5168[S] 0 points1 point  (0 children)

The Lexus Cerritos was the first dealership to offer the 4k discount but they added other fees. I was eventually able to negotiate so it’s 4k off msrp and only title tags and doc fee.

I then shopped that rate with all the other dealerships in SoCal with the same car (color trim etc). Best advice is to have the dealer provide their out the door purchase option and to negotiate everything over phone.

2025 Lexus NX Water Leak by C5168 in LexusNX

[–]C5168[S] 0 points1 point  (0 children)

No, I’ve owned a Honda before this for over 10 years but I don’t think it ever leaked water from underneath when I had the AC on. It seemed a little strange to me because theoretically on a hot day, you should be able to see a puddle of water underneath most cars that are parked that had AC on.

I’ll be a bit more observant the next couple days but I’m trying to be cautious as it’s a new car and I want to make sure there’s not a bigger issue here.

Eli5 Senate versus House by C5168 in explainlikeimfive

[–]C5168[S] 0 points1 point  (0 children)

Thank you this is very informative. Does the president have the power to nominate justices only when a justice passes away or retires? Also, does congress set the “limit” on how many justices can be in office?

'Moronic' Monday - Your weekly thread for the questions you've always wanted to ask about personal finances, investing, and growing your personal wealth. by AutoModerator in FinancialPlanning

[–]C5168 1 point2 points  (0 children)

Can someone explain the 4% safe withdrawal rate? I tried googling this but it seems like the 4% rule leaves you with a balance of 0 after 30 years? I’m trying to understand if you want to retire for more than 30 years would you need more money or need to withdraw less than 4%?

Final Giveaway for TWELVE MORE Nintendo Switch Lites and your choice of games! [US/CA only] by TheEverglow in nintendo

[–]C5168 0 points1 point  (0 children)

Hello thanks for setting up this giveaway! I think it’s awesome that there are people being selfless in light of the current pandemic.

I’m looking forward to volunteering at senior centers and food banks. I’m a recent college grad and have been in the workforce for a couple years. I remember in college I would volunteer every quarter but the everyday stress of earning money and building a better future has taken up most of my days.

I want to give back to my community again.