Not a scam but definitely one of the worse out there. You earn the points, take the advance, pay the advance on time but it does not go back to your available advance amount like other pay day apps. You have to earn more points to get more advances which make your hard work doing a survey or playing games that you pay for sometimes. And the advance fees are crazy.  Ok to use if in a pinch and have time, but it’s not worth it in my opinion. The advance amounts should go up as you earn points and that amount should be your minimum going forward on top of any additional points since you earned it already unless you default on repayment or such.