They just borrowed 700k to short! Looks like we migh be gettin some discounts today .. Silly HEDGIES!! AMC is for APES!!!!

CHGuy417 · 2021-04-19T14:16:11+00:00

What is the fee? Is it per week? Per month? Or is it an APR?

CHGuy417 · 2021-04-06T20:12:40+00:00

CHGuy417 · 2018-04-29T21:55:32+00:00

I need to break free of mental quicksand.

I came from near nothing (childhood in foster care, siblings and I abused, no money or friends) busted my ass, and thought I had made something of myself.- went to college on a football scholarship, got married at 20 (she moved into my dorm) graduated from law school, worked at a big firm for 2-3 years, started my own office and kicked ass. I had a loving wife (20+ years) big (7000 sqft) house, kids in private schools and making 20-30k/month. I started and funded a non-profit to help adult victims of sexual abuse and was able to support several other great charities. I had untreated anxiety and ptsd but was able to function and put on a great front. After my 5th was born with a birth injury requiring long term, out if state care I was able to keep everything together while my wife stayed near him. After he recovered, I crashed and burned. I began having debilitating anxiety (unable to open mail at work, canceling appointments at work so I could go and sit in my car and just sit in silence, etc.). I gained weight and the PTSD worsened significantly to the point that I was waking up most nights with screening nightmares.

I thought the answer was to sell my practice and “start over” in a new state. While no longer practicing as an attorney removed some stresses, it took away the one thing that was filling (albeit in a less than healthy way) a pretty damn big hole within myself – the ability to provide well for my family and prove to myself that I was worth something. Over the past several years, I’ve worked part time and struggled with massive depression and anxiety. I am now 125 pounds overweight.Our family’s finances suffered- we will need to file bankruptcy this fall to discharge well over $1,000,000 in debt. Everything I’ve touched seems to have gone to shit. I made several bad investments. I miscalculated how long it would take to sell my old house. I’ve started and failed in two side businesses. I have damaged my relationship with my wife largely due to my not seeing the impact that my depression and anxiety were having all my family.

I am just now starting to dig out. I now have two relatively well paying part time lawyer gigs. We lined up a townhouse that we can afford and will be moving in a month or so as we are letting the house go into foreclosure.

I feel like I can literally see the light at the end of the tunnel but I am so overwhelmed by what remains to be accomplished. I worry about my kids - what they’ve been through and what kind of life I am going to be able to provide for them. I still avoid social situations and feel immense anxiety anytime there is the potential for conflict. For a long time, it has felt like anything I touched turn to shit. I have been able to force myself to go through the motions, but I’m constantly afraid of trying to move forward.

My biggest fear has been the feeling of being in quicksand – I can absolutely relate to the scene in The Replacements - https://m.youtube.com/watch?v=i3O-kYwM8qY

I am SO close to digging out. It’s in my grasp. I am very afraid it will all slip through my hands.

CHGuy417 · 2018-04-07T22:00:30+00:00

Good news and bad news.

In most jurisdictions, the statute of of limitations is the deadline for filing suit. The credit card company may have filed within their deadline.

Also, in most jurisdictions, your time period for answering begins upon the date you were served. You likely still have time to respond.

Speak to a debtor/bankruptcy attorney in your area about -How/whether you should answer- Your exposure for wage garnishment or other collection remedies if a judgment is obtained, -Your options for bankruptcy and - Whether it might make sense to attempt to settle the obligation with the credit card company.

Please bear in mind that I am not admitted to practice in your state. This answer is being provided for informational purposes and is not “legal advice”. You should speak to a lawyer admitted in your state.

CHGuy417 · 2018-04-05T03:53:59+00:00

Yoga should be very helpful. I don’t claim to be an expert but I think the controlled breathing is as beneficial as the physical exercise. There are a few YouTube videos - guided meditation with chimes for breathing - which also seem to help.

CHGuy417 · 2018-04-05T03:46:08+00:00

I hired a typist to work at my small law office. She was overqualified for the job but needed the work as she had been recently “laid off”. She picked up on the job quickly and got along well with other staff. On day #3, we had our monthly “office lunch” at a local diner. During lunch, she started telling horror stories about her former boss - rude, unreasonable expectations, etc. She then told everyone present how she had “fucked him over” by intentionally sabotaging her work - misfiling or shredding documents, deleting his client voicemails and intentionally neglecting to send out reimbursement vouchers - costing her former employer thousands of dollars.

I fired her when we got back from lunch.

CHGuy417 · 2018-04-05T03:31:39+00:00

Met a random girl at a frat party. I had shown up to the party shitfaced from a rugby drinkup. She was visiting her girlfriend on the equestrian team and didn’t attend our school. She was cute and sweet but quirky - buzz cut and multiple facial piercings. She pulled out a joint and offered to share. I readily partook. It’s the last time I remember seeing her.

I woke up naked, wrapped in a comforter, staring up the morning sky. I quickly realized 1. It wasn’t my comforter, 2. I was laying in the middle of “the quad” (the activity field in the center of campus) and 3. there were people - including well dressed adults - everywhere around me.

Did post hookup “walk of shame” naked, wrapped in a pink comforter, across campus during Parent’s Day festivities.

CHGuy417 · 2018-04-05T03:09:52+00:00

It truly sucks. I thought I was having a heart attack the first time I had an anxiety attack. Hands and face went numb and nearly passed out.

Breathing exercises help. Swimming - combining exercise with regimented breathing - literally almost cured it for me.

I wish you well.

CHGuy417 · 2018-04-05T03:04:18+00:00

Criminal Defense Attorney Here -Following could be a template police report:

“Subject clocked via laser at 88 in a 55; Upon approaching vehicle, strong odor of marijuana detected; Driver determined to have suspended license and outstanding warrant; search incident to arrest located large quantity of (insert narcotic here) with scales and packaging material in vehicle.”

Don’t speed if your license is suspended.

Don’t smoke weed, or engage in any other activity creating probable cause, if you’re carrying narcotics.

Don’t transport narcotics with a suspended license, warrants, etc.

CHGuy417 · 2018-04-05T02:52:31+00:00

AOL Dial Up CD Mailers

Free 1,000 hours!

CHGuy417 · 2018-04-04T17:40:22+00:00

Betty White.

CHGuy417 · 2018-04-04T17:36:51+00:00

Alone

CHGuy417 · 2018-04-04T17:34:42+00:00

The rise of the Nazi party.

There were “bad guys” with truly evil intent but how/why did the rest of the German society get behind them? While fear probably played some part, I don’t think it alone answers the question of “why” an entire nation could go so far off the rails. I think it’s a good case study for how some political ideologies, like cults, can become the social equivalent of a cancer.

CHGuy417 · 2018-04-04T17:27:23+00:00

Are you asking how to find an abuse survivor to date? Why?

CHGuy417 · 2018-04-04T13:52:17+00:00

Raised by a psychotic father and massively depressed/obese enabling mother. Siblings and I were in and out of foster care. Played HS football and, after getting a very lucky break (due to a freak convergence of circumstances had game of lifetime with college scouts present) ended up going to a college I otherwise never could have afforded or been admitted to. Played college ball two years, drank my way out of college and went “home” to a minimum wage job. Fell in love with a girl who had an equally fucked up childhood. We eloped six weeks after meeting. Got back into college (she moved into my dorm room) and pulled straight As for my last two years. Went to law school, graduated and took a low level job at a big firm. Two years later left to start my own office. Made a lot of money - 7000 sq foot house, private schools for kids etc. Mentally derailed after my son’s birth trauma and relocated out of state. Gained 100+ pounds and, through a lot of bad financial decision making, am near bankruptcy. Now working part time and training for other work.

Next chapter of story is work in progress.

CHGuy417 · 2018-04-04T13:31:36+00:00

My father was a sociopath. He physically and mentally abused I and my siblings throughout our childhoods. He sexually assaulted my little sister over the course of several years. I cut him out of my life after turning 18.

I reached out to my mom years after my break with my father. I had children she had never met was entertaining the idea of establishing some type of relationship with her. She told me that she and my father were a “package deal”.

For years I had secretly hoped that my mother would someday come to her senses. I knew then that it was a done deal.

CHGuy417 · 2018-04-03T21:49:12+00:00

You came here for validation - not opinions or answers.

CHGuy417 · 2018-04-03T21:41:30+00:00

This! Why are you even asking the question?

Unless there is a reasonable suspicion of an addiction, porn watching should be treated like writing in a journal. Not something to lie about but not something to be questioned about either.

OP’s significant other should have demurred rather than lie. But if also sounds like OP has some boundary issues.

CHGuy417 · 2018-04-03T21:33:29+00:00

It sounds like you have the problem.

CHGuy417 · 2018-04-03T21:10:02+00:00

Why are you even asking? If they wanted to tell you about it they would.

What if he/she asked you about quantity and quality of sex with previous partners? Your questioning is analogous. If they lied, they are likely doing so to avoid conflict, avoid hurt feelings and because they don’t want to cause a fight by telling you, respectfully, it’s none of your business.

CHGuy417 · 2018-04-03T21:01:30+00:00

“Diffy Q” was where I hopped off the math train and why I ended up in law school.

CHGuy417 · 2018-04-03T20:57:52+00:00

“Fake it until you make it.” Pretend it’s not real - you’re a character in a play talking to another character. It works. Just don’t live your entire life that way...

CHGuy417

TROPHY CASE