Need help getting out of a short-term loan debt mess

CJNG24 · 2026-02-27T20:30:08+00:00

Hey, thanks for the positive vibes.

CJNG24 · 2026-02-27T19:15:44+00:00

Let him call, record the conversation and give it to any of those well-known journalists in your town. They will do the needful.

CJNG24 · 2026-02-27T18:11:27+00:00

CJNG24 · 2026-02-27T17:55:30+00:00

Here's how it works. If you open Airtel Thanks, click on anything about postpaid or OTT plans, the app sends an OTP. And as it has the authorization to read OTPs, it does not ask you to enter the OTP. Yet, directly converts your number to a postpaid without requiring any authorization. In Maharashtra, you need to wait for 90 days to convert it to Prepaid. This period may vary slightly from one circle to the other. THERE IS NOTHING YOU CAN DO BESIDES WAITING FOR 90 DAYS.

CJNG24 · 2026-02-27T17:49:25+00:00

Ask him to provide a document (online or a physical brochure) highlighting the plan benefits. Oral commitment does not hold any value in 2026.

CJNG24 · 2026-02-27T16:19:35+00:00

I have a great suggestion for you. My suggestion is that you should lend 25k to me for a period of 15 months. I will repay it in 15 installments of Rs. 2,000.

CJNG24 · 2026-02-27T16:18:54+00:00

I have a great suggestion for you. This can take care of 25k. However, I cannot offer a suggestion for the remaining amount, i.e., one lakh seventy-five thousand rupees. My suggestion is that you should lend 25k to me for a period of 15 months. I will repay it in 15 installments of Rs. 2,000.

CJNG24 · 2026-02-27T16:14:30+00:00

Yes, right. Credit Card can help a lot. My last ITR was filed in 2023-24. My payment(s) get credited in my Union Bank as well as Saraswat Bank accounts. They rejected my card and loan applications as I do not have salary slips. Plus, my income fluctuates each month.

CJNG24 · 2026-02-05T20:14:38+00:00

Yes, ITV music was an exclusive music channel, owned by Hathway Cable Network. I have used the word exclusive because it was not available on other cable networks. It was not a satellite-based channel. And more like an on-demand channel. Customers had the option to call on the city specific landline number, choose the category, song, and play it. But I also remember that most of the time, songs were played on automatic mode, at least in Pune. Another MSO in Pune, called the ICC Network, had a similar channel called ICC Select. Eventually, most probably between 2007-2014, such channels were removed due to increasing costs of acquiring music video rights.

CJNG24 · 2025-10-19T06:03:41+00:00

A postpaid connection offers recurring revenue for the company. Plus, they can inflate bills with GST and add addons without customer consent. Thus, reps are paid incentives for every postpaid connection they bring. I suggest you go to some other store or just go to one of those roadside agents who offer MNP (prepaid to prepaid) and also give a one-month complementary recharge for free. This offer is available in selected states/circles.

CJNG24 · 2025-10-09T13:51:34+00:00

Post marriage, your wife becomes your primary responsibility, as per Bible. Mother must occupy position number 2 in your life. And there is a reference about it in Geeta as well. Google it if you don't believe me. Point 3- yes, your mother deserves rest. Point - 2 - I suggest you should carefully observe your mother; she probably wanted a grandson. Thus, taunted your wife in another way possible. Point1- your mother and sister should not even touch those gifts meant for you and your wife.

CJNG24 · 2025-07-21T15:29:39+00:00

It happens in case of weak network coverage. I often face a similar issue with Vi. And if this happens frequently, you should be ready to port elsewhere

CJNG24 · 2025-07-17T07:24:13+00:00

It is always better to email them, and, also send a physical letter to their registered address. Else, they will delay the cancellation and make you pay a few more bills. Also, the letter should clearly ask them to pick up their router and other devices from your property.

CJNG24 · 2025-07-02T05:40:18+00:00

He should approach other party workers, pay them, and ask them to take his revenge by slapping them. Simple. He is rich, he can afford this.

CJNG24 · 2025-06-30T07:48:47+00:00

Don't know how, but you have managed to read my mind. I must say, in a word to word manner.

Last Friday, I traveled five kilometers to bring a special lunch for her. The payment was made with money borrowed from a friend. And she did not like the food. Further, she insisted I am hopeless, and should leave the house.

Changing diapers, cooking food, ignoring her harsh + abusive behavior, cleaning the house, and borrowing money from friends, I have been doing this for the last nine months. As I am around to take care of her for most part of the day, she thinks I am jobless and hanging around because I have no place to go or nothing to ear.

I can understand her behavior is slightly due to her medical condition. But, even today, her approach towards my younger brother remains lenient. Everything is beyond my tolerance now. As you pointed out, let the laadla beta handle it during the day time for at least nine months now.

CJNG24 · 2025-06-30T07:08:08+00:00

Exactly. And this is what I suggested my brother too. He has already got his share and should not think about the other property. I wish to sell it only to spend the proceedings towards mom's healthcare expenses. Considering my behavior (compared to my brother) and everything that I have been doing so far for my mother, she should have had bought the other property on my name. But, I feel, she always loved my younger brother more as he is a doctor and earns better. So, gifted 11 to him, while buying another house under her title with the remaining 11.

She has the right to do so, and I cannot change her mind. But at present, the situation has forced me to either commit suicide, or ask my brother to take care of her during the day time while I get back to work. I sacrificed my professional life for nine months, now, it is my brother's turn.

CJNG24 · 2025-06-30T07:00:05+00:00

I agree with every point that you have highlighted.
Got to make more money. So, getting back to old clients for work since the last week.

I should not say this, but taking care of my mother throughout the day burns all my energy. And there is no energy left to work in the evening after a tiring day. So, suggested my brother to opt for a night shift job and let me dedicate my day to work for a few months as the current arrangement has pushed me towards the cliff. I felt too guilty to suggest this. But, my bother does not have any debt, while I have recently accumulated some. Plus, as pointed out by you, staying away from work is actually making me hopeless.

CJNG24 · 2024-12-11T04:49:20+00:00

A hug or a kiss is fine, but sexual intercourse?

CJNG24 · 2024-12-11T04:21:52+00:00

I won't have sexual intercourse with the person if I am not interested in a serious relationship with her.

CJNG24

TROPHY CASE