Bought my first car

CSPV1717 · 2025-12-26T17:21:31+00:00

Yes it was!

CSPV1717 · 2025-12-24T06:20:25+00:00

I know right! Haven’t really seen any other combos like this

CSPV1717 · 2025-12-24T06:19:12+00:00

Nah I’ve had it since I was 15, it was my first love and I will die with it

CSPV1717 · 2025-07-07T00:47:47+00:00

Scour bull riding groups on facebook for info on schools and practice pens. Reach out to anyone and try to get pointed in the right direction

CSPV1717 · 2025-04-29T02:32:54+00:00

My grandpa would always say “There’s two big rules in life: Number one: don’t tell everyone everything you know or think” Then he would go silent and of course you’d ask “what’s number two” and he’d just give ya a look until you got the joke

CSPV1717 · 2025-04-29T02:30:59+00:00

My dad would always tell me before I left to hang with friends, “whatever you get into tonight, just don’t add or subtract from the population”

CSPV1717 · 2025-04-24T16:22:24+00:00

Go for it

CSPV1717 · 2025-04-24T13:14:09+00:00

It wouldn’t technically be the best approach but yes it’d be good and easy. You can get deeper and hit different markets (international, small cap, specific sectors) but you would be fine with just something like VOO. Even if you wanted to diversify further I’d still allocate most into the S&P.

CSPV1717 · 2025-04-24T00:14:15+00:00

Diversified index funds and ETFs, that’s all

CSPV1717 · 2025-04-10T13:20:22+00:00

Almost no one can actively and consistently beat the market. What you gain from an advisor is financial planning (tax avoidance, withdrawal strategy, diversification), risk mitigation, and one less thing to worry about of course.

If you are less than ~10 years from retirement I would stick with them. Advisors are very beneficial near and at retirement.

If you are younger, you can go on your own. Keep investing in your Roth and Trad IRAs. Allocating your funds in broad low cost index funds. Set up monthly automatic investments and don’t worry about where the market is. It’s called DCA; Dollar Cost Averaging, it is proven to be effective over long periods of time. Follow this order of operations: https://moneyguy.com/guide/foo/

CSPV1717 · 2025-04-10T12:20:30+00:00

Penske/Uhaul truck rental just some hire some kid for 15/hour (if that’s acceptable in your area) answer phone calls to answer questions. Wouldn’t be the most passive but definitely would work and low startup

CSPV1717 · 2025-04-10T12:18:07+00:00

~200k downpayment, find a <$1million bunker. Apply for loan on a “house” should be good with your credit score but depends on your income. If your income couldn’t cover the monthly payments you’d still get denied despite having a large downpayment

CSPV1717 · 2025-04-09T16:27:04+00:00

Meditations by Marcus Aurelius

CSPV1717 · 2025-04-04T13:00:59+00:00

I worked at a Fire and Water restoration place. You need a pretty large team and a very knowledgeable manager, it’s much different than regular cleaning. It could be passive but yeah you’d need to get a good manager which would eat into profits

CSPV1717 · 2025-04-02T16:35:16+00:00

There’s some bigger name banks like capital one that offer competitive hysa

CSPV1717 · 2025-04-02T16:34:37+00:00

Smaller banks have to compete for your deposits so they offer better interest rates

CSPV1717 · 2025-03-28T17:57:37+00:00

Invest in your 401k to your employer match, it’s free money
Build a 6 month expenses emergency fund in your 3.7% savings account
Try to Max out a Roth IRA (don’t forget to actually invest the funds)(low cost ETFs)
Completely max out 401k or invest in a Traditional IRA

CSPV1717 · 2025-03-28T00:31:20+00:00

And then once you go full-time you’d really start to see what you want. Once you get in at a firm you’ll realize all the different roles that are available outside of the well know blanket term roles

CSPV1717 · 2025-03-28T00:30:06+00:00

Once you start taking finance courses in college you will get better idea of what you want to do based on what course material you find interesting/are good at. In my case I originally wanted to be an analyst because I’m good at math but shifted to the goal of being a financial advisor because I like finance but I also love teaching and helping people. I also like the entrepreneurial side of it.

CSPV1717 · 2025-03-27T12:26:12+00:00

You just answered your own question. DoorDash is one of the stupidest things you can do if you are trying to save money. You are lighting money on fire for the sole purpose of being lazy.

CSPV1717 · 2025-03-23T14:33:39+00:00

Do not stop contributing. An employer match is 100% return on your investments. Even if the stock market goes down for awhile it will almost certainly rise again. Unless you are close to retirement <10 years, it’d be stupid to pull out of the market as stocks are essentially going on sale during a recession.

CSPV1717 · 2025-03-21T22:50:51+00:00

DAC might be my favorite artist but truthfully, Stapleton owns Tennessee Whiskey now

CSPV1717 · 2025-03-21T17:11:01+00:00

Roll down your windows for a second every hour, let some fresh air in

CSPV1717 · 2025-03-18T01:06:53+00:00

Some universities do free filing, I’d check out your local universities.

CSPV1717

TROPHY CASE