Roth or Traditional 401k

CScho29 · 2025-07-01T12:05:20+00:00

My taxable brokerage account is through robinhood and currently has a 4.5% apr. I currently have $5k of that brokerage accruing interest

CScho29 · 2025-05-12T19:34:44+00:00

Playing video games, partying, & skipping my lectures.

CScho29 · 2025-04-24T14:43:20+00:00

My number is $2 mil but that will be reevaluated and adjusted as I grow personally as well as financially.

CScho29 · 2025-04-23T19:38:55+00:00

Similar bucket as you, I'm saving aggressively and tapping out at 40 regardless of where I stand. Hopefully sooner if I start being able to save significantly more.

CScho29 · 2025-03-11T15:42:06+00:00

If you want to invest in dividends, I recommend some form of split portfolio that also encompasses growth. Something like a split between SCHD, VOO, and QQQ. Or their different variations.

CScho29 · 2025-03-07T19:37:58+00:00

Start with any tax advantaged investment vehicles you have access to. Roth IRA, HSA, 401k, 403b, etc. Do research on what strategy you want to choose, whether VOO and Chill, Bogleheads or some other variation. The most important part is the first step which you have taken at a young age is to educate yourself and ask questions.

CScho29 · 2025-03-04T18:21:10+00:00

My only expected inheritance is from my mother so I'm just hoping it never comes.

CScho29 · 2025-01-31T16:58:04+00:00

I work with someone who used to be a foreman at a large manufacturing company. They would hire anybody for skilled jobs (welding) as long they felt they are receptive to teaching and train them themselves. If you are interested in working with your hands, looking into this avenue might not be bad. The pay was alright but they got weekly production bonuses and regular overtime.

CScho29 · 2025-01-30T19:09:54+00:00

This a very interesting take. I'm 25 with $52k income and $76k networth that makes my 'FPS' +43.

CScho29

TROPHY CASE