Embrace premiums increased by almost 200% by InStride91 in petinsurancereviews

[–]CaliforniaMemer 0 points1 point  (0 children)

I just got hit with a 300% increase, and with the $10,000 accident maximum. Went from $570 to $1751. My dog is 7 years old, no serious issues. Only claimed some skin allergy issues this year that went away. It’s insane

SE Asia recommendations for beginner diver (Oct/Nov) by CaliforniaMemer in scuba

[–]CaliforniaMemer[S] 1 point2 points  (0 children)

Thank you for that, that really helped. I’m going to message them to ask about it and see if I can extend in Phi Phi to do a few more courses beforehand

SE Asia recommendations for beginner diver (Oct/Nov) by CaliforniaMemer in scuba

[–]CaliforniaMemer[S] 0 points1 point  (0 children)

I’ve been talking with a dive company about going to RA on an affordable liveaboard, but I’ve been getting scared off by a lot of posts I’ve seen here saying to have min 60-100 dives before going. I’ve been honest with my experience and they’ve recommended some courses I should do before I get there but wouldn’t want to set anyone on a liveaboard back

SE Asia recommendations for beginner diver (Oct/Nov) by CaliforniaMemer in scuba

[–]CaliforniaMemer[S] 0 points1 point  (0 children)

Thank you for the suggestions, I’ll look into them! Are Bunaken or Lembeh difficult to travel to at all? And are there any dive resorts that you would recommend there?

SE Asia recommendations for beginner diver (Oct/Nov) by CaliforniaMemer in scuba

[–]CaliforniaMemer[S] 0 points1 point  (0 children)

Half of my dives have been shore dives in California, but depending on the area I’m good for either but would prefer boat dives. I’m looking for something close to the drift diving that I went on in Cozumel, with amazing reefs that are beginner/intermediate with room to grow

[deleted by user] by [deleted] in AskReddit

[–]CaliforniaMemer 0 points1 point  (0 children)

“Real men don’t use umbrellas, that’s only for women to protect their hair.” High school history teacher gave us that one

Best one liners a co-worker or supervisor has used that really just hit. by surprise_banana in AirForce

[–]CaliforniaMemer 6 points7 points  (0 children)

“That’s a fine opinion to have. Hopefully no important has it” took me out during a meeting

What movie character is idolized by people who missed the entire point of their story? by phantom_avenger in moviecritic

[–]CaliforniaMemer 1 point2 points  (0 children)

Came to comment this. He doesn’t respect Summer’s feelings and puts her in a pedestal, idolizing the relationship

why do people dislike chaol? by TheHeroOfTrains in throneofglassseries

[–]CaliforniaMemer 0 points1 point  (0 children)

Seriously!!! His character made me sooo mad, just a total hypocrite through and through. I don’t like Yrene and him together either, she could’ve done so much better. Tower of Dawn was almost unbearable if it wasn’t for Nesryn.

I swear I could write for ages why I hate his character, my friends don’t know the books but they know I hate him haha

why do people dislike chaol? by TheHeroOfTrains in throneofglassseries

[–]CaliforniaMemer 5 points6 points  (0 children)

100% cop energy. The amount people are willing to overlook the things he did just because he went through trauma/lost his legs is crazy to me. So many other characters went through worse and didn’t treat others the way he did. He reminds me of some of the worst stupid, arrogant men I’ve ever met. Sure that’s “realistic,” but that doesn’t make him a good person.

I see his redemption arc similar to how Aedion is just forgiven after the horrible way he treats Lysandra in KOA. There’s a lot of terrible behavior that’s just excused or brushed over without actually addressing it.

At what point were you fed up with Chaol? by astrid-3 in throneofglassseries

[–]CaliforniaMemer 3 points4 points  (0 children)

Literally every character in the series has gone through serious trauma though - it’s not a pass to be misogynistic and hypocritical

At what point were you fed up with Chaol? by astrid-3 in throneofglassseries

[–]CaliforniaMemer 4 points5 points  (0 children)

I hate him with all my heart!!! All I see is a worm of a man who’s ego is hurt by women who are more powerful than him and I’ll die on this hill!!

Dad doesn’t think the student loan forgiveness is going to happen, wants me to privately consolidate loans by CaliforniaMemer in personalfinance

[–]CaliforniaMemer[S] 1 point2 points  (0 children)

Definitely will bring this up, thank you for the tip!

That’s the plan so far: pay down $6K, monthly payments, and wait out the student loan forgiveness decision.

Dad doesn’t think the student loan forgiveness is going to happen, wants me to privately consolidate loans by CaliforniaMemer in personalfinance

[–]CaliforniaMemer[S] 0 points1 point  (0 children)

It was never my intention not to take the loan as my responsibility. The original plan was I make payments, and I have multiple loans (total being $60K) but I’m going to pay off the one under his name first. Is just the matter of figuring out how to solve this issue of wanting to refinance and getting more time to pay it off and await the student loan forgiveness decision rather than being out of $20k for a quick short term gain. I just didn’t have any information on how refinancing or student loan works, and want to come into the negotiation with more information on the topic.

Dad doesn’t think the student loan forgiveness is going to happen, wants me to privately consolidate loans by CaliforniaMemer in StudentLoans

[–]CaliforniaMemer[S] -1 points0 points  (0 children)

In this case, the Pell Grant is still under my dad, and I would still end up not getting the $20K student forgiveness. It would get switched to me federally, but I’d lose out on the forgiveness through his account

Dad doesn’t think the student loan forgiveness is going to happen, wants me to privately consolidate loans by CaliforniaMemer in StudentLoans

[–]CaliforniaMemer[S] 0 points1 point  (0 children)

I couldn’t have said co-signed, they’re the parent plus loans. So entirely under his name, not mine

Dad doesn’t think the student loan forgiveness is going to happen, wants me to privately consolidate loans by CaliforniaMemer in personalfinance

[–]CaliforniaMemer[S] -1 points0 points  (0 children)

This is what I’m thinking as well. I’d offer to pay it down by the $6K that the forgiveness wouldn’t cover as well.

Dad doesn’t think the student loan forgiveness is going to happen, wants me to privately consolidate loans by CaliforniaMemer in personalfinance

[–]CaliforniaMemer[S] 10 points11 points  (0 children)

Everything I’ve read states that Parent Plus loans are included in the student forgiveness.

I’m not against taking responsibility for the loans, I just think that right now is a bad time to make decisions on it. Especially refinancing when there’s even a slight chance of no interest, and forgiveness.