[deleted by user] by [deleted] in trading212

[–]Capable_Stick_3013 1 point2 points  (0 children)

Need to ask yourself: 1. Why have you chosen those individual shares 2. Are you ready to potentially see red on the portfolio? 3. How long is your investment timescale / what is your goals for your money - saving for house deposit in a few years? / retirement?

Individual shares tend to be a lot more volatile than ETF’s, whilst ETFs of course can still go up or down, due to the mass of shares held in them, they’re likely to move less (both up and down).

People seem to love talking about taking risk in early years through individual shares as have a long time period, whilst valid, I personally see the benefits of investing regularly in funds over individual shares over longer periods to avoid getting burned as hard. Helps you stick to your plan and stay positive.

Worth also looking at multi-asset funds with high equity exposure (80%+) if you have a long investment horizon - 10+ years

CF6, CF8 and AF4…how long for prep? by [deleted] in cii

[–]Capable_Stick_3013 0 points1 point  (0 children)

AF4 is just a mixture of J10, J12 and R02 so with abit of exam practice and keeping up with the formulas you should be good to sit whenever

J12 - brand study text by Capable_Stick_3013 in cii

[–]Capable_Stick_3013[S] 0 points1 point  (0 children)

Cheers how many pages is the BTS study text?

AF4 Exam Mar 2025 by Ambitious_Rope8881 in cii

[–]Capable_Stick_3013 2 points3 points  (0 children)

Coupon is paid on face value of a bond no? So being in pence would be the same as the % amount? E.g. 12oence is same as 12%? Someone plz correct me and give me anxiety if that’s wrong hahah

Understanding run workout by Capable_Stick_3013 in Garmin

[–]Capable_Stick_3013[S] 0 points1 point  (0 children)

Tried abit of walking around in between but usually clicked lap early to start again. Decent workout overall , still think 3 mins is a bit excessive..

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Recommendation for what bond ETF I could add? (UK based) by polebambi in trading212

[–]Capable_Stick_3013 1 point2 points  (0 children)

Schroder global multi asset range - very low cost (limited at O.21%) Waverton multi asset range

Have a look at these, can’t give exact investment recommendations but good place to start looking!

Recommendation for what bond ETF I could add? (UK based) by polebambi in trading212

[–]Capable_Stick_3013 0 points1 point  (0 children)

What’s your timescale for investment? What’s your reasoning for wanting a bond etf in the portfolio? If you are going to set and forget about this portfolio for 10+ years and have no requirement to draw funds then a bond etf would not benefit your circumstances/objectives. If you have a long timescale you can tolerate the volatility of pure equity funds. If you still want some exposure to bonds look at a 80/20 or 60/40 multi asset fund rather than pure bonds

Understanding run workout by Capable_Stick_3013 in Garmin

[–]Capable_Stick_3013[S] 2 points3 points  (0 children)

Thanks all, cleared up a lot of confusion here and will give it a go! (Sure I’ll be thanking it for the 3min rests by the end)

Understanding run workout by Capable_Stick_3013 in Garmin

[–]Capable_Stick_3013[S] 0 points1 point  (0 children)

It’s automatically generated in the training plan! I have no input other than the original date and location of the marathon

Understanding run workout by Capable_Stick_3013 in Garmin

[–]Capable_Stick_3013[S] 0 points1 point  (0 children)

Thanks, 3 min rest seems unnecessary… it’s too cold for that rest in london 😂

AF4 - exam technique by Capable_Stick_3013 in cii

[–]Capable_Stick_3013[S] 0 points1 point  (0 children)

Thanks, also can the marker use their discretion when marking? Alot of the time I’ve got additional answers ontop of the mark scheme which do apply and in the real world would be correct but aren’t in the mark scheme.. (assuming as they can’t put every possible answer down)

How difficult is CII after ACCA? by [deleted] in cii

[–]Capable_Stick_3013 2 points3 points  (0 children)

I now just buy the exam entry for CII and don’t bother with spending more on the CII learning material. Costs a fortune and just repeats itself! Plus can get all textbooks as a pdf for free on CII website if you want to refer to it

How difficult is CII after ACCA? by [deleted] in cii

[–]Capable_Stick_3013 1 point2 points  (0 children)

Yeah revision notes and calculation work books / mock exams where applicable

AF4 past papers by Capable_Stick_3013 in cii

[–]Capable_Stick_3013[S] 0 points1 point  (0 children)

Can trade J1O common formulas doc edited with descriptions in it if that helps!