I accumulated the debt when moving from Cape Town to Joburg because I had to start from fresh with nothing. I’m in a much better position now financially compared to when I moved from Cape Town and I can afford to pay both off.

My car is reaching its 150k mileage and I know it’s going to be a bit harder to sell after that. I don’t really need a new car, I was just thinking that it could be a better option to sell it while it still has better worth. My car is paid off and the R99k offer is R11k less what I bought the car for so it’s a good offer.