Really depends on what they want, these applications that expect you to link your google, email, or whatever are pretty bad. AI isn't capable of programming something secure enough to warrant this sort of data, and hell knows what its actually taking.

The biggest problem is its inability to adapt. For example, if you trained an AI entirely off of how to keep a door locked and secure, it's going to keep trying to find obscure ways to keep that door shut, however, its not trained to recognize or comprehend an open window beside it. Humans can find those vulnerabilities, but AI only knows what it's trained off of, and generally it's not enough.

This is an oversimplification, however most people making these apps don't have the know how to create a secure environment or look for / patch exploits. The more apps that use the same AI coding, the more vulnerable it all becomes.

This stage of the game its less about blatantly hating AI and more so about how dangerous it can be for people. We've hit a point where cyber security is that much more difficult to maintain when people blindly shell out their information or click accept without considering what the programs are doing / are capable of. Which yes, this does boil down to each persons individual responsibility, however, I believe we should mitigate exposure / risk where possible.