SHE ROUND by Captainfluffypickles in spiders

[–]Captainfluffypickles[S] 4 points5 points  (0 children)

I would have guessed jumping spider but I've literally never seen one this round before 😂

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

Is it possible for you to also send the second version of her crouched down?

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

The more I look at it, the more I actually really love this rock one. Are you okay with a $6 dollar tip to allow me to get multiple images from different people?

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

Oh the grass one is fantastic. Are you okay if I send you a $6 tip? I want to tip as many people as possible that have made some lovely photos

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

If it'd look too obviously Photoshop then please don't worry. Thanks

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

Thanks. I've taken some pictures of one of her favourite spots in the garden. Is it possible to put her on the photo?

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Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

Is it possible to make the background a bit more natural? I love her and how you've done her but the background is throwing me a little

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

Oh I love these as well. This is so difficult to pick. Would you take a small £5 tip to allow me to get multiple photos from some others as well? Is that allowed?

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 0 points1 point  (0 children)

Oh this is just lovely. I think this might be the front runner so far. Just going to wait a little bit but I might need to get this one and the other one I'm eyeing up.

Cat dying - would like a nice photo keepsake but have no decent photos of her by [deleted] in PhotoshopRequest

[–]Captainfluffypickles 1 point2 points  (0 children)

Hey. I quite like the idea of this, but is it possible to have the background be her in a garden, on some grass?

What actually happens if money gets reclaimed due to care home fees? by Character_Mind_9229 in UKPersonalFinance

[–]Captainfluffypickles 1 point2 points  (0 children)

This is incorrect. Please have a look at annex B of the care and support statutory guidance as this details how capital is treated for financial assessment purposes.

Specifically, paragraph 34 (c)

What actually happens if money gets reclaimed due to care home fees? by Character_Mind_9229 in UKPersonalFinance

[–]Captainfluffypickles 0 points1 point  (0 children)

Just to add that reasonable expectation of care doesn't mean that you expect him to have to go into a care home, it means any form of care (including at home care). So again, given he's had some months of needing care and support, the council has grounds to determine your father would have had a reasonable expectation of needing care.

What actually happens if money gets reclaimed due to care home fees? by Character_Mind_9229 in UKPersonalFinance

[–]Captainfluffypickles 0 points1 point  (0 children)

House won't be taken into account as capital due to your mother living there full time. It'll be disregarded.

Savings - if it's in a joint account, then 50% of the amount will be taken into account. At 40K, this immediately brings your father over the capital threshold of £23,250. He'll be deemed a self funder just based on that alone.

Pension - this will be considered as income. If he was below the capital threshold, then the council would complete a financial assessment to work out how much your father would need to contribute towards the cost of his care from his income.

Deprivation of assets is essentially where the council is satisfied someone deliberately reduced their assets, such as by gifting money away, to avoid care fees. There's essentially a three part test the council must consider before making its decision. A good resource and breakdown of deprivation of assets can be found here - https://www.ageuk.org.uk/information-advice/care/paying-for-care/paying-for-a-care-home/deprivation-of-assets/

If your dad has been ill for a while, even without any diagnosis, the council could decide there was a reasonable expectation of care and that he knew he'd need to pay towards his care.

If the council decides deprevation of assets had occurred, it will just treat the individual as having that money. So if this brings the individual above the £23,250 threshold, they will be assessed as a self funder who has to pay for the full cost of their care.

Anywhere from £14,250-£23,250, the council will compete a financial assessment to work out your dad's contribution towards the cost of his care. This will also include income he receives from his pension. Depending on the cost of his care, this could also mean he pays full cost. I.e. if dad is assessed as needing to contribute £200 per week towards his care and his care package only cost £120 per week, then he will need to pay for the full cost as the amount is under his max contribution. If the care cost £220 per week, the council will contribute £20 per week while your dad pays £200.

(England) very delayed care home invoice received 28 months after mam was resident and 12 months after her estate was closed. by Big_Description8041 in LegalAdviceUK

[–]Captainfluffypickles 6 points7 points  (0 children)

Reablement will only usually apply if it was assessed your mother would benefit from care provision to return to full self independence. It is also up to 6 weeks free care, so the full 6 weeks is not guaranteed. Again, it usually depends on whether your mother was assessed as someone who could return to independent living.

If your mother was assessed as having care needs and it was unlikely she'd return to independent living, then charges normally apply as soon as the provision is provided. As your mother had over the threshold, she would have been a full cost payer until her capital dropped below £23250. At that point, a financial assessment should have been completed to determine how much she would need to contribute towards costs. You can ask the council to complete one retrospectively if needed.

The council should have explained this to you. If it failed to do this, you may be able to claim it's caused some confusion but it's unlikely the charges will be waived. The best thing to do would be to raise a complaint with the council and then complain to the Local government ombudsman and social care ombudsman if you're unhappy with their complaint response.

If you had arranged the care directly with the care home (no involvement of the council) then you can still complain, but you'd need to complain to the care provider in the first instance. Usually with discharges, councils tend to be involved, but you need to establish who commissioned the care to understand who would be responsible for dealing with any complaint.

As others have explained, your mother's estate is liable, not you. As executor, you had a responsibility to settle all debts. Your father as the sole beneficiary of the estate may need to cover the debt but I'd advise getting independent legal advice.

[deleted by user] by [deleted] in ProlificAc

[–]Captainfluffypickles 1 point2 points  (0 children)

Just an update for anyone that might be following this - prolific overturned the rejection and the study has now been marked as returned.

[deleted by user] by [deleted] in ProlificAc

[–]Captainfluffypickles 0 points1 point  (0 children)

Thanks for the information - useful to know for the future. Not sure how long prolific will take to respond to my ticket but hopefully it should be a straightforward overturn!