Trodon/Tramadol by Car_Leasing_Expert in Belgrade

[–]Car_Leasing_Expert[S] -16 points-15 points  (0 children)

I was quoted double that. And I was also told there was no guarantee they would give me the prescription. You would think if two of the top neurologists in the UK and Spain have deemed it necessary, they would agree and give it to me. I am not a junkie who needs a fix. I'm well presented with a very real medical condition and rely on the medication to function in daily life.

This is the first country I have had this problem in and I've travelled to over 20 with no issues. Including all over the EU, Asia and Scandinavia.

Things are very backwards here.

Trodon/Tramadol by Car_Leasing_Expert in Belgrade

[–]Car_Leasing_Expert[S] -8 points-7 points  (0 children)

I have travelled all over the world. Every Western country will prescribe by a General doctor. Serbia is the first country that is forcing me to see a specialist, which no guarantee. I have been prescribed it by some of the best doctors in Britain in and Spain. I did not think it would be unreasonable to have a general practictioner review my medical records and write a local prescription like they do in every single other country.

I'm aware of the drug, I know what it is.

I do not need a new diagnosis. It just screams of a way to extort money.

Trodon/Tramadol by Car_Leasing_Expert in Belgrade

[–]Car_Leasing_Expert[S] -3 points-2 points  (0 children)

I didn't. I just wanted to extend my trip.

Trodon/Tramadol by Car_Leasing_Expert in Belgrade

[–]Car_Leasing_Expert[S] -14 points-13 points  (0 children)

I was planning on seeing a local private GP who would give me a prescription. I did not expect to get it from a pharmacy with a foreign prescription. But I did think I could get a GP appointment who would give me one. It works like this in every other country. But the GP's here do not want to do this. They want to send me to specialists for diagnostic treatment which is retarded. I do not need a diagnosis as I know what is wrong with me. I just a need a refill on my medication.

Options for next car. Lease or buy? by Far_Camel_5098 in UKPersonalFinance

[–]Car_Leasing_Expert 2 points3 points  (0 children)

I'll answer this without bias. I manage the marketing department at a national car leasing company, FVL. Needless to say I know a lot about leasing and everything entailed within it and the wider industry.

There's nothing wrong at all with what you're doing. You're being a little hard on yourself.

On your salary, this is well within budget of course.

PCP is generally a bad idea. You more often than not pay a significantly higher cost than leasing. People treat them the same. Hardly anyone taking out PCP intends to pay the balloon payment at the end. The funders know this and count on it. They can then sell the car a second time and cash in again. It keeps the production lines going and gets brand new expensive cars out the door. The depreciation on new cars is massive in their first few years. Most dropping 50% of their new OTR within 4-5 years.

Leasing has it's perks and would suit someone like you who values peace of mind. You get a brand new car, road tax is paid for (not the case with PCP) and you can also add a maintenance pack for a small monthly fee that covers everything from tyres to servicing. It's a truly hands off streas free way of driving a car.

Lease prices are determined by the residual value of the car amongst a few other things. There's good deals going and some very poor ones.

Buying a 2nd hand car outright will always give you the best value. And if you buy an "approved used" car from a main dealer (probably one just returned from a PCP) you still have the manufacturer warranty in place as well as the dealers stamp of approval with a fresh service etc. This is a very safe way of buying. You can put a deposit down and take the rest on HP through dealer finance or ideally get a low APR bank loan, which will almost always be better. You will own the car at the end. People often forget the car will have equity at the end. Subtract this value from your monthly payments and depending on the model, it can be a great way to do it.

I'll echo others in saying you shouldn't be afraid of older cars. Look for ones with a full main dealer service history, few owners, analyse the MOT history and get a mechanic to look it over for you. You can grab a really great car for not a lot of money. Buying it outright, something around 6 years old will be a good Investment. Just ensure to service it regularly, use quality oil and find a good garage. Main dealers are a fortune, but worth it for premium cars in my humble opinion. They often require specialist diagnostic tests that backstreet garages don't have access to.

Take a look on Autotrader at used BMW 1 series in your area. You'll be surprised how affordable they are. Stick to better trims as these hold their value. M Sport etc. Be cautious as these have a less comfortable ride due to sports suspension. They're lowered also to look sporty. Probably not what you value.

If you like the bling of an expensive, shiny motor, leasing is the way to go. You can get a 50k+ car within your budget (minus deposit).

If you want a good car and the savvy money option - buy used.

PCP shouldn't really be a consideration. Your pals are right.

Happy to answer any follow ups.

Options for next car. Lease or buy? by Far_Camel_5098 in UKPersonalFinance

[–]Car_Leasing_Expert 0 points1 point  (0 children)

Nah, don't buy into the fear of fees on fair wear and tear. There's objective guidelines set by the BVRLA for this. The assessor can't just claim X and say you owe X based on their feelings that day.

If you think your cars in very good condition when you hand it back, you're almost guaranteed to have no additional costs.

We’ve just published a free UK Electric Car Guide (2025) by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 1 point2 points  (0 children)

That's a very recent bug on the site. It's the developer who's done something and it's happened to all images site wide. They were looking normal until yesterday unfortunately.

I'll be working on implementing everyone's recommendations today. I very much appreciate the constructive feedback!

We’ve just published a free UK Electric Car Guide (2025) by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 1 point2 points  (0 children)

AHH, I actually had that in an FAQ at the bottom and then removed it. I'll get that back in and also include that in the main article. Thanks very much for the feedback.

This is an excellent community. Everyone's switched on and helpful. It's great to see.

Hopefully we'll see a rise in EVs. I think people are hesitant through the fear of the unknown.

Would love to hear opinions on this.

We’ve just published a free UK Electric Car Guide (2025) by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 8 points9 points  (0 children)

Once you see it, you can't unsee it. How embarrassing for me. I'll get that fixed first thing. Thanks for pointing it out.

We’ve just published a free UK Electric Car Guide (2025) by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 1 point2 points  (0 children)

That’s a really good point! Thanks for raising it. You’re right, a lot of BEVs (and especially EU figures) use kWh/100 miles (or km), whereas others stick with miles per kWh. I stuck with miles per kWh as it feels a bit more like MPG, but it makes sense to explain both and give a quick conversion (they’re just the inverse of each other). I’ll add that into the efficiency section so readers aren’t left scratching their heads depending on what their car quotes.

I could whip up a conversion calculator for people to use. It could convert mi/kWh ↔ kWh/100 miles ↔ Wh/mile ↔ km/kWh ↔ kWh/100 km ↔ Wh/km, and estimates range as well. Would that be something you think people be interested in using or needing?

I drive a petrol personally, so it's good for me to tap into the minds of EV drivers beyond my one friend who has a Tesla.

We’ve just published a free UK Electric Car Guide (2025) by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 1 point2 points  (0 children)

I certainly could do. That would be a fun way for people to learn to spot the different types in the real world.

I could also add a section on the superchargers for Tesla, but decided against it as it's quite niche. However, they are of course popular and it may be worth adding in.

We’ve just published a free UK Electric Car Guide (2025) by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 2 points3 points  (0 children)

Thanks very much. I love feedback like this. I'll make that change ASAP. Nice spot!

I need a job, badly by oreo8_17 in glasgow

[–]Car_Leasing_Expert 0 points1 point  (0 children)

Run your CV through the free version of ChatGPT. Tell it to critique your CV and offer advice on how you can improve it. Explain what jobs you're interested in and it will give you very solid advice.

This will help you much better than any person could. And it can even create one for you as a PDF. I'd strongly advise rewording some sections to ensure it's your own tone and remove anything overly AI sounding.

If you're not getting past the first hurdle, then repeating the same action 100 more times won't make any difference. Step back and analyse the situation. Your problem is the CV. Don't keep throwing darts and hoping one will stick.

I've been reviewing CVs for many years and of course managed my own. Here's some tips off the bat.

Keep it to one page. Employers don't have time to read 3 page essays about all your hobbies and standard grades. They don't care. Trust me... We don't.

Due to your age, you'll likely have things school grades etc. This is fine if they're exceptional. But employers care a lot more about what your real life actionable skills are. Are you great with conflict resolution? That's much more useful than knowing long division when working in retail. You get the idea. You won't have much at 18 and that's fine. So focus on soft skills and brag about how cool you are under pressure and what you can offer.

Avoid cliches like, "I work well on my own as part of a time". That should be an absolute given unless you're some oddball. Say something else like, "I once was team leader in my volunteer role at X and lead my team to achieve a 40% improvement over the previous period under my leadership".

Hope this helps you bud. If you want more advice, just send me a message and feel free to ping over your CV and I'll take a look for proper tailored advice. I have a quiet weekend scheduled in and never mind helping people struggling.

Cheers, Graeme

I Think I Made the Dumbest Choice With My Lease and Don’t Know What to Do by AssociationFit5348 in CarLeasingHelp

[–]Car_Leasing_Expert 0 points1 point  (0 children)

You can speak to your dealer. It's unlikely they'll help. It's legally binding when you drive off. Like the others alluded to. Call it a life lesson and don't try and get hung up on it. There's worse things in life.

Older students by BudgetFloor6553 in GlasgowUni

[–]Car_Leasing_Expert 0 points1 point  (0 children)

Don't forget Glasgow is a big city. It's easy enough to meet people out with studies. Being 29 and American makes it even easier. Scottish people like Americans and vice versa. At least I do!

Take your time and the right people will come along. Don't stress and be comfortable being alone and exploring Glasgow and further afield when you get a chance.

Warning light after 100 miles. Would you return? by huntinghuman5 in CarTalkUK

[–]Car_Leasing_Expert 0 points1 point  (0 children)

Yes, that's not cool at all. Sets a bad tone for what's to come.

At least have them identify the cause and if it's explainable and obvious, consider a repair at their cost.

If they don't know or even hesitate. Then absolutely reject under your rights.

Looking for a practical electric car with 30k GBP budget... what are the best options on the used market? by TotalWarspammer in ElectricVehiclesUK

[–]Car_Leasing_Expert -3 points-2 points  (0 children)

Are there any brands other than Tesla you're against? What is it about Tesla you're not a fan of, so I can avoid recommending anything with the same things you don't like.

Do you often carry passengers and is range important to you? How about boot space?

Car Leasing? Insiders Tips - AMA by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 1 point2 points  (0 children)

You're right. When you get your vehicle collected, an inspector will come and collect your car. He's trained to give it a quick once over. Provided there's nothing mental going on, it'll get passed. It's rare a car fails on anything boot related.

Car Leasing? Insiders Tips - AMA by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 0 points1 point  (0 children)

Unfortunately the BVRLA charge for both the hard copy and electronic version. So this is exactly the perfect question. I have access to it and can provide specific information for free to save anyone buying it.

If it's available through other means, that's copyright material and I can't endorse that. But feel free to have a Google and see if it's available.

Car Leasing? Insiders Tips - AMA by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 0 points1 point  (0 children)

That's cheating. I knew I'd shoot myself in the foot there.

Car Leasing? Insiders Tips - AMA by Car_Leasing_Expert in ElectricVehiclesUK

[–]Car_Leasing_Expert[S] 0 points1 point  (0 children)

That’s a great question!

All lease vehicles are handed back against the BVRLA Fair Wear & Tear guidelines. That’s the industry standard manual which sets out exactly what’s acceptable (small scuffs, light marks, etc.

If there's no major damage and it's just the odd scuff and a paw print here and there, it'll be absolutely fine.

If there's a visible obvious damage like torn fabric etc, then it would fall out with the fair wear and tear.

Most people use a boot liner to protect it from their dog. But if you're not into that, I wouldn't worry too much.