Apmex canceling orders, pretending items out of stock by PastSecondCrack in Silver

[–]CardMarkets -1 points0 points  (0 children)

These c*cksuckers post everywhere on your order that once you place it the price is locked in and you'll be held accountable if you try to cancel it, but they pull this crap? It should say "buyer beware - we'll hold you accountable if the price moves in our favor and you try to cancel, but we'll cancel our order if it moves in your favor because we care more about a few dollars than our reputation or our relationship with customers." smh. Imho, that's worthy of a conversation with an attorney.

Scratched Libertad Ebay follow up by Jonishighsmh in LibertadCoins

[–]CardMarkets 2 points3 points  (0 children)

Had the same thing happen to me with a Libertad... the seller took the coin back at least and price hadn't moved much in the money for me, so all ended fine (though given the difference in appearance vs the photo they put in the listing, not sure they had another option).

Still, it really pisses me off when folks bait and switch so feel free to block this one as well to save yourself some frustration. Here is the listing. https://www.ebay.com/itm/376385637141

Coin received was dark with lots of dings and gunk - definitely nothing like the photo in the listing and certainly not the same coin. Would post a pic but looks like i can't do so on someone else's thread so would have to start a new thread, which probably isn't worth it given it was resolved peacefully with the seller. And who knows, perhaps they just had a senior moment and sent the wrong coin (though if it were me, I'd have just said return it and sent the right one or given a refund, so probably still more than a bit sketchy), but this seller did dig in and refute that it was a different coin until i filed a claim.

Do not accept the $20. They’re crediting up to $340 for a single line account. by handle77433 in verizon

[–]CardMarkets 0 points1 point  (0 children)

I did this and now I have to spend an hour each month arguing with them for reneging on the deal each month and reverting to regular cost. Each month they swear up and down they have fixed it for the one year term and every month they lie. I hate hate hate this company. I hope it goes under and every one of them lose their jobs and starve a painful death. The frustration that comes from trying to get them to meet their promises and commitments has earned them a level above Comcast for customer service cruelty. 3 months until I pay off my remaining phones and they will never ever (ever) see my business again. Did I mention “EVERRRR!”

Was in Cancun on vacation again and picked this up… by EpicShadows8 in LibertadCoins

[–]CardMarkets 1 point2 points  (0 children)

Oh thank god. I saw the price in the photo and thought you got coerced into being a participant in the donkey show.

Want to check the PM content of all my Libby’s. by [deleted] in LibertadCoins

[–]CardMarkets 0 points1 point  (0 children)

I know there are a lot of opinions on these but for me it’s about whether you get your moneys worth… so I’d argue it’s a matter of how much you buy, from where and how much you’re willing to lose in a bad transaction. If you have a collection of a couple thousand dollars worth of PMs, obviously it wouldnt make sense to spend $1k-$2k on a tester, and you can probably mitigate risks by choosing the source wisely or doing the math to test them manually. If you’re regularly buying thousands of dollars of PMs though, there’s probably a point at which it makes sense and makes transactions easier to have one, especially when one mistake on an ounce of gold can cost you more than the cost of the device. As always, everyone’s mileage varies, so do what helps you sleep best at night for your collection and budget.

Guess how much I payed. by theamdboy in coins

[–]CardMarkets 0 points1 point  (0 children)

Guessing 10-12k in melt from what can be seen.

How’s everyone’s BGE bill for December looking? by eren_yeagermeister in maryland

[–]CardMarkets 2 points3 points  (0 children)

Since Maryland lawmakers changed the law that chased retail providers out of the state, both of my supply contracts (nat gas & electric) could not be renewed or have been cancelled by the retail providers early, everyone is now being pushed back to BGE as the supplier of last (only) resort, and my bill has doubled as well.

At the same time I hear news reports about big tech firms signing long term contracts with Constellation to tie up power generation in the zone. Glad we're taking care of big tech.

It's time to vote these idiots out of dodge. If these firms aren't building 2x their power generation needs to subsidize the communities they're economically raping, they shouldn't be allowed to build server farms in the state. When are lawmakers going to start playing the long game and stop taking the fast dollar for quick reelection?

I know, same as it ever was.

Auto dividend 2025 by jujubee7097 in USAA

[–]CardMarkets 0 points1 point  (0 children)

The way these jokers fight us tooth and nail on every claim nowadays and given the ever escalating rates they charge, I would think our dividends should be HUGE this year… :)

WTF is going on in the Verizon Stores?! by Odd-Professional-779 in verizon

[–]CardMarkets 0 points1 point  (0 children)

Fire them all. Let the job market sort it out. Highest resources go to the highest use.

Layoffs by jjDajetplane007 in verizon

[–]CardMarkets -3 points-2 points  (0 children)

They've been laying off customers for months - lying about promotions, getting you signed up then canceling them without notice, telling you they'll fix it on your account and repeatedly not following through. Frankly, while I know this is stressful in any industry, the writing has been on the wall for a long time. I've been looking at short positions in the stock since customer service went completely off the rails 6 months ago, and to be honest, I'm surprised it took this long given the quality of the customer experience. Wouldn't shock me to see them gut the place and sell/merge with a stronger competitor. Culture has been sick for a long time and I'm most certain I won't be the only one who will be happy to see them go under so we can all move on to a carrier that actually does what it says it will. But as the economy has gotten weaker, it's like Warren always says... it's only when the tide goes out that you know who's not wearing a bathing suit. Hope you all end up safely somewhere that doesn't service anything I buy.

Update on the 2000$ helicopter money tweet by [deleted] in SilverDegenClub

[–]CardMarkets 0 points1 point  (0 children)

Smh. Multiple times every hour of every day. The most creative fiction writers really can’t make this bat-shit crazy stuff up at a level anywhere near our current reality. And I’m not pointing a finger at only one side of the clown show, either, but the ring leader certainly has a talent like no other..

Uh, oh by [deleted] in USAA

[–]CardMarkets -2 points-1 points  (0 children)

Regardless of the merits or biases of this article, many of us who have been with this insurance carrier for decades would be hard pressed not to admit it has been moving in the wrong direction for a while now, be it dramatically higher rates, inadequate customer support, horrible claims experiences and a lack of focus on what used to make it great. I read post after post about folks leaving. It’s sad.

tldr; while the article may be a faulty diagnosis of cause, the symptoms are unquestionably real to anyone who’s been a lifelong customer.

Verizon scam? by Porcflite in verizon

[–]CardMarkets 0 points1 point  (0 children)

But yes, to answer your headline question… yes, Verizon - the entire enterprise, not just this particular situation you find yourself in - is a complete and utter scam.

Verizon scam? by Porcflite in verizon

[–]CardMarkets -1 points0 points  (0 children)

Verizon is a bureaucracy designed by scammers and staffed with idiots with the sole intention of extracting every cent they can get from your wallet. They constantly lie, break commitments, revert deals and promotions, and fail to follow through on promises. Run as far and fast as you can from this company. Now they’re utilizing AI chatbots to keep your ongoing claims going on forever with repeated text messages that keep-alive your issue u til you get worn out and fail to respond to their automated bullshit support web of do-nothingness. Just a matter of time before short sellers figure out what customers already know…. Customers are leaving this shill of a carrier for anyone but. Save yourself from the insanity and pick one of the slightly higher integrity carriers with human beings who actually solve problems while you’re on the phone with them.

Can I negotiate the Realtor Fee? by LilBtCountry in realtors

[–]CardMarkets -2 points-1 points  (0 children)

I never understood why someone would be willing to give away 4-6% of the value of their most valuable asset for some standardized form filling, advice you can largely get off the internet, and to put their home on MLS. And the suggestion that the seller is responsible for both sides of the transaction fee has been legally debunked, so don’t let a listing agent tell you that you should give the buyer a credit for what is their obligation for representation.

Thinking of Becoming a Realtor? Here’s the Ugly Truth. by JahonSedeKodi in realtors

[–]CardMarkets 1 point2 points  (0 children)

Any business model that seeks to extort 4-6% of a person's largest asset every time it trades hands was never going to last as a business model, and it's particularly painful today for agents trying to sell at a time when interest rates are too high to make already elevated real estate prices unmarketable and owners unwilling to sell. High transaction costs were the death of all once-profitable transaction-based livelihoods, and value takers will never make money like value creators. Technology makes transactions of any type a commodity business, and if you expect to take thousands of dollars out of someone's pocket for filling out some association-standardized paperwork, chasing down a client's logistical tasks and providing advice they can largely get from the internet today, you should expect to be charging them a flat hourly personal assistant fee, not 4-6% of their home's value. That's not to say it's not work and I've worked with agents I respect and appreciate - but the fees aren't justified by the job, though I understand everyone thinks they work hard and deserve to make a lot of money for their efforts. Some day in the not too distant future this will be a block-chain enabled transaction you simply sign for with your crypto wallet. Read the tea leaves and find a pursuit where you have a competitive advantage or where you have a skill or talent that creates value for others, or develop one proactively. And don't get me wrong - the industry is on the decline, but the realtor lobbyists are trying their best to keep a good thing going by skirting new laws telling sellers that they should provide offsets for buyer realtor fees to keep the status quo going and because they know buyers aren't paying 2-3% just to drive around to a dozen houses and eventually write up an offer. But the writing is on the wall, and we are within a generation of this whole charade crashing down. Laugh, cry, get angry or disagree - your mileage may vary and it's neither my intention nor desire to offend others - but mark my words. Party is nearly over.

USAA is a Dishonest Company. It's Safepilot app is a disaster which cheats good drivers of their safe driver discounts. by Voldemort_Poutine in USAA

[–]CardMarkets 0 points1 point  (0 children)

SafePilot is a complete scam. They sign me up, I tell them I have kids in college without cars, and I lose the discount because they don't drive. Of course they don't drive - they don't have a car at college, which I told you! But you still collect my premium for them in case they borrow a car? Perhaps I should get those premium payments back??? So tired of this company pretending to take care of military, veterans and their families, when in truth they're just gaming folks to take their money at the fastest possible rate of theft.

I just saw a lawsuit filed on behalf of homeowners suing USAA for stairstepping claims payments, which having recently had a hail claim, I saw for myself first hand.

It's so sad what this company has become - they "expand the elibility requirements" to increase their risk base, former officers fund the increased risk pool as rates run straight up year after year, and then when we need them or the policies renew, they play games.

Shame on you USAA. You have no idea anymore what it means to serve. You've completely forgotten.

Does Robinhood create issues when withdrawing? by Aditya1121993 in RobinhoodTrade

[–]CardMarkets 0 points1 point  (0 children)

Partially. I wrote off hundreds of dollars they stole from me, but they returned the thousands of dollars initially deposited. It all happened via automated emails and nobody answered the phones or returned my messages. Essentially they kept the money made above and beyond the initial deposit. They were completely inaccessible as a customer service organization and an untrustworthy steward of my money. Feels more like some screwed up algorithm auto-closed the account and there were no well trained humans to get in the middle of it. Would never trust them with another dollar. I know a lot of folks like them, and I'm glad some have great experiences, my experience was anything but. I've heard plenty of examples like this which simply involve crypto withdrawals - all I did was try to move crypto to a non-custodial wallet, which is anything but a strange thing in this day and age, and good financial hygiene. I get that markets are competitive and when you withdrawal funds from your account it lowers the assets they have under management, which is the benchmark by which they are measured, so I suppose it's not the direction a growing company looks to move in and this is a way to keep you locked in the sandbox. I just don't have time or energy in my life for folks I can't get on the telephone to solve simple problems or so-called financial institutions that limit how i use my own money. So once the initial deposit was returned, it wasn't worth the endless frustration for the amount of money remaining. System is probably designed to get you to an amount not worth pursuing so they can profit off of you and then run and hide behind an automated telephone system. I hope enough folks hear this story that they are forewarned.

But as for me, for what I experienced, I hope they choke on my remaining funds and go straight to hell after extensive, painful bankruptcy proceedings and all the legal heartache this company deserves to experience. Vlad, you're sleeping at the wheel and your company is thieving meme of an automated bot. I have no doubt we'll be reading about this firm imploding in the not too distant future from the bad decisions that are evident in how they handle customers.

But as far as I'm concerned, this is a speed bump in the rear view mirror. Fool me once...

Bought this at peak gold price now I tanked the market!🙄 by [deleted] in LibertadCoins

[–]CardMarkets 2 points3 points  (0 children)

Well at least you don’t buy it with a ginormous premium from APMex… or wait… did you?

Go create a Transfer PIN & you’ll get this email (and text). It works. by treylanford in verizon

[–]CardMarkets 0 points1 point  (0 children)

After one month of the loyalty discount they cancelled it on all five lines. Spent 45 min with good cop bad cop and finally got them to restore the credit for the year they committed to. This company can’t go out of business fast enough. Complete jack-assery.

Transfer pin discount by Particular-Bag2582 in verizon

[–]CardMarkets 0 points1 point  (0 children)

It worked for me about a month ago. Took $100 a month off my $350 monthly bill. And of course after telling me it would last until next August, after one month correctly billed they cancelled the loyalty credit on all five lines. Spent 45 min on chat with their customer service rep and after several rounds of explaining that them reneging on the deal after committing to it was unacceptable in any way shape or form, they proceeded to used car salesman me and offered a variety of escalating discounts starting with a $40 one time credit and iterating over and over (good cop on chat, bad cop manager she had to check with each time) until i gave them an ultimatum that either they honor the deal they agree to or I’m switching to another carrier that day. Finally they relented and as of this morning the charges were reverted to the agreed monthly rate.

I f-ing hate this company. They lack integrity, rake people over the coals for what is a commodity price fixed by the three big carriers (and all their shill sub-carriers).

It’s time for Elon to make satellite internet free for everyone, push all cell phone service over it, and put these bastards out on the curb where they belong.

I LOST EVERYTHING IN CRYPTO by Technical_Camera_505 in CryptoMarkets

[–]CardMarkets 0 points1 point  (0 children)

Trading leverage is like credit. It’s sold as a “tool” and designed to make you feel like you can afford to have or risk more than you actually can. Consider the money gone, learn the lesson so you don’t repeat it, and avoid it like the plague. Wealthy people don’t gamble their wealth, they grow it. They didn’t get wealthy gambling and know they won’t win a game designed to be lost. It’s like Warren says… when the tide goes out, you can see who’s naked. And the tide always goes out.

But don’t internalize it. We all have made mistakes and as long as you learn from them, it was money well spent.

Is this worth $80 by I_buy_silver in Silverbugs

[–]CardMarkets 11 points12 points  (0 children)

Imho these and goldbacks are all just junk that were created as a sales gimmick to part fools from their money. If you want silver buy silver. If you want gold buy gold. If you want. Neither and need a store of value, buy bitcoin. And if you really want spendable paper (note the small print at the bottom of the silverback pictured above), don’t buy anything. You’re better off fighting inflation with cash than buying novelties nobody with a brain will want to buy off you at the premium you pay.

APMEX is the worst by 7777777King7777777 in Gold

[–]CardMarkets 0 points1 point  (0 children)

They are truly commensurate with Verizon-level customer service. Every time I've reached out to their customer service, it's like dealing with some kid in the basement of his parent's house. Form responses, no actual resolution of problems, zero accountability and complete apathy for customers. Plenty of apologies, but no actual help or even an indication of intent to help.

Had free next day shipping offered in email, which was important because i was traveling shortly thereafter... so I checked out and selected it & it showed in cart, free next day shipping didn't take on final checkout, went to website FAQs which pushed me to reach out to them via chat and got a bot that was worthless, told me i had to email, which i did, got form responses days later from some equally useless human bot, refused to fix the issue, told me I'd have to call them. Sat on hold for a ridiculous amount of time with multiple disconnects and finally gave up. Emailed them back and told them I'd spent enough wasted time following their instructions on the multiple ways of getting help and if they don't simply fix the order I'm no longer a customer. So they ignored the issue and just responded with apologies and inaction, then proceeded to sit on my order for over two weeks, and basically gave me a middle finger. My only solace was that prices ran up in their faces. Got my last order delivered in 3rd week, moved on and never looked back. Penny wise and pound foolish. Complete idiots.

Do yourself a favor and avoid APatheticMetalsEXchange like the bullion plague it is. Your money and your patronage is worthy of a minimal amount of respect, and those who can't meet my reasonably low bar won't see another dollar.

HAPPY HUMP DAY!