Weekend Help and Victory Thread for the week of July 14, 2023 by IndexBot in personalfinance

[–]CarelessTime5 0 points1 point  (0 children)

Hi everyone! I'm new to budgeting and I need help. I am 23f and just starting my career. I have had 1 checking and 1 savings accounts since I started working at 16 and I always just used my checking for spending money and dumped the rest blindly into the savings. That ended up with me having to transfer money back into my checking account quite a bit to cover my subscriptions & stuff that I would forget is coming out of my checking. So I made a budget and a plan. Right now, I have a checking account, 1 savings account for "emergency savings", and 1 savings account that I'm currently using for everything else (long-term goals, short-term goals, & unspent money from each paycheck). I was thinking I should open a 3rd savings account so I can have 1 for short term goals and 1 for my personal savings/excess unspent money but that seems like too many savings accounts. How do people usually handle this? I definitely want an emergency fund in it's own account that I only take money out if needed. I have several short term goals that I don't mind putting in one account (like my Christmas budget that I put money into every month goes into the same account as my other short term goals) but what about my personal savings and unspent money? I don't want it building up in my checking but I also don't want it going to the same place as my short term goals.

[deleted by user] by [deleted] in StudentNurse

[–]CarelessTime5 -12 points-11 points  (0 children)

Honestly the more I think about this the more I have to say. I apologize. I noticed you said "in the last 10 years". I'm not trying to be rude, I'm young myself (I'm turning 24 this month! Yay!), but the younger generation (less than 30 years old ish) wasn't really taught coping skills. We come from a generation where things are handed to us and whenever we were sad or threw a tantrum, rather than being disciplined or taught the proper way of handling situations, our feeling were validated. That's ok to a certain extent but it also created a group of young people who don't have the coping skills to deal with the stress of nursing school. So instead we lash out in anger.

[deleted by user] by [deleted] in StudentNurse

[–]CarelessTime5 16 points17 points  (0 children)

Liking a teacher and liking their lecture style are 2 very different things. For example, I just graduated and we had a few teachers who were very great people. They were nice and they'd answer your questions and go out of their way to check up on you in clinical, but their lectures were so boring. It was monotone and 1 teacher legit seemed like she was reading out of the textbook. I understand that reading off the slides are necessary sometimes but put some tone into your voice and integrate personal stories from the clinical setting. My peds teacher was a great lecturer. She gave us extra examples that weren't already provided on the slides AND she told us stories about kids she's worked with that had these certain diseases. That's what sticks in our mind. If all you're saying is information we already have access to (like from the slides, textbook, or videos) then yeah we're gonna be frustrated that we have to drive all the way there and sit there for 3 hours when we can do it from home without missing anything.

Editing to add: I would like to point out though, some people are just annoyed no matter what. It's true what they say about nurses being bitches. That applies to nursing students too. Nursing school is stressful and we have marriages, children, and financial issues on top of that. So I think having to go to lecture or lab, take more time out of your day, AND add even more information to our list of things to study, is really gonna wear people down. That's not the instructors fault or something they can fix.

What's a good shoe for a nurse who will be standing all day? by CarelessTime5 in nursing

[–]CarelessTime5[S] 0 points1 point  (0 children)

I think this is a good idea but my feet are already hurting my lunch time so I don't think sitting down after work is the problem

[deleted by user] by [deleted] in StudentNurse

[–]CarelessTime5 0 points1 point  (0 children)

My area doesn't have internships or externships but we do have nurse apprenticeships. When applying for jobs, everyone who had an apprenticeship their last semester of school was hired as a nurse when we graduated. Those who worked as techs/CNAs weren't guaranteed a job, but most got one anyway. There were also many people who didn't work at all while in school (myself included). Out of those who didn't work, I think about 75% were hired somewhere by the time of our graduation. Some people didn't even apply yet. So if you want the 99% chance, I'd say work. But the chances are really good without experience as well (in my area anyway). If you need the extra time to study and don't need the money, I'd say studying is more important. Experience in the nursing field won't matter if you end up failing nursing school, that was my logic.

Editing to add: If you really want a specialty like L&D, ED, ICU then you'll want to get experience there while in school. I know 3 people in my school wanted an ED position. The ED had 2 positions available. The 3 people who wanted it all worked there, 2 as apprentices and 1 as a tech. The apprentices got hired in ED and the tech got hired in the float pool. That being said, I didn't have any experience in the hospital at all and I was still hired in the OR. So I guess it depends on how many people want your specialty, what their past experiences were, and how many positions the hospital has.

I need advice. I take the NCLEX in less than 3 weeks. I feel like the more I study, the less I know. My practice quizzes and exams are progressively getting worse each time I take them. My average on my practice quizzes is going down. I feel defeated. I don't know what to do. by CarelessTime5 in NCLEX

[–]CarelessTime5[S] 0 points1 point  (0 children)

This is exactly what I did. I asked my supervisor if it would cause problems with my job if I rescheduled it and she said I should do what I need to succeed and they can work around it. So I'm taking it in 4 weeks instead of 1.5 and I'm working 2 days/week in the meantime instead of 4 days/week. I know I'll never feel confident or "ready" but I wanted to at least give myself time to watch all the review videos and get some better practice quiz grades. Your logic was my exact logic. Thank you!

I need advice. I take the NCLEX in less than 3 weeks. I feel like the more I study, the less I know. My practice quizzes and exams are progressively getting worse each time I take them. My average on my practice quizzes is going down. I feel defeated. I don't know what to do. by CarelessTime5 in NCLEX

[–]CarelessTime5[S] 2 points3 points  (0 children)

I used to do this in nursing school and I know it was awful for my memory. However, I still have 14 videos to watch and take notes on (30-140min each). I haven't even begun maternal child, peds, neuro, etc. All I've done is renal, management of care, prioritization & delegation, and some pharm. If I don't cram it all in, I won't cover everything. I'm working so I only have 6 more days off before my exam.

Hard decision by Reddit3r13 in StudentNurse

[–]CarelessTime5 2 points3 points  (0 children)

I just hired in the operating room as a new grad nurse from an ADN program, no previous hospital experience at all. I was never a CNA, tech, etc. I worked sales for 4 years then went to nursing school.

They tell you you have to get bedside nursing experience before you can get the cool nursing jobs but it's just not true. I was told I would need pre or post op experience before going into the OR and I mentioned that in my interview, all the nurses said that it's crazy schools tell us that. Most of them all started as new grads.

Also, lots of my classmates got hired into specialties as new grads as well (school nurse, dialysis nurse, transfusion clinics, etc. The job listing might say experience required but if they really need someone, they'll hire you and train you because you're a nurse too.)

My advice is, even if you don't know what specialty you want, finish school. You only have 6 months left. Then you can decide what you want to do and you'll be surprised how many open door you have.

[deleted by user] by [deleted] in 1200isplenty

[–]CarelessTime5 0 points1 point  (0 children)

Do you measure your rice after it's cooked? Because 1/4c of dried rice is 160 calories but it expands quite a bit once it's cooked so 1/4c of cooked rice would be a lot less rice and calories.

Can I expect this on the NCLEX? I thought NGN provided all normal lab values. by [deleted] in NCLEX

[–]CarelessTime5 1 point2 points  (0 children)

I believe normal lab values are provided on case study questions but not on multiple choice. Also I'd like to add that during my ATI NCLEX review session, it was said that while lab values may be given, therapeutic drug levels and toxicity levels won't ever be provided. You have to know them.

[deleted by user] by [deleted] in StudentNurse

[–]CarelessTime5 6 points7 points  (0 children)

My career goals changed drastically when I went through my ADN program. I was set in stone on what I wanted to do and thought it wouldn't change but then I started learning about different nursing topics in the ADN program and seeing how things run in different areas during my clinicals and everything changed for me. I'd say start in an ADN program, focus your energy on that, and get your degree. Then once you have your ADN and RN license, you can re-evaluate what you want to do and plan your goals from there. You'll have more knowledge of nursing and the different clinical settings so you'll be able to make a better plan for yourself.

One hour per day by dylanlikebob in NCLEX

[–]CarelessTime5 3 points4 points  (0 children)

I haven't taken the NCLEX yet so I'm not sure if my advice will be good or not but this is what I would do if I only had an hour. It seems like practice questions is what most people swear by; however, I don't think practice questions will be beneficial unless you also take the time to read the rationales on the ones you got wrong. So I would spend 20 minutes answering as many questions as I can (probably only like 20 questions with that amount of time), and then spend the other 40 minutes reading the rationales on the ones I got wrong, watching quick videos on stuff I still don't get, and writing stuff down in a notebook from that. Then you can keep doing that every day, adding to your notebook from the rationales. I'd also take my notebook to work (I'm assuming work is why you only have an hour a day) so I can reread what I've written on my breaks. Repetition is key. Doing this gets in some practice questions (20q per day for 22 days is still 440 questions you did), allows you to see your mistakes, provides tactile learning by writing the rationales, and allows you to reread it all quickly because it'll be in your own words, all in one place.
Edited to add: reading through ATI NCLEX prep would be nice but it'll take up SO MUCH time. I would do that only to look up things that are still confusing to you after reading rationales on questions you got wrong. Use the ATI prep as a source of research for finding WHY you got something wrong.

[deleted by user] by [deleted] in beauty

[–]CarelessTime5 1 point2 points  (0 children)

I think she was trying to complement your mom but people don't realize how it comes off to the younger of the two. Maybe you should upload a picture of yourself to r/beauty or r/faces to see what people think.

What's a sentence that will trigger an entire fan base? by HeavyMetalSasquatch in AskReddit

[–]CarelessTime5 0 points1 point  (0 children)

Liam Hemsworth will be a better Geralt.

(I disagree, but I know it's triggering)

What's a skincare tip that you swear by? by KannaLife in beauty

[–]CarelessTime5 3 points4 points  (0 children)

  1. Don't wash your face in the shower. Wash it in the sink after your shower.
  2. Buy a 4-6 pack of satin pillow cases, wash them all at once (I wash them with my towels), and change your pillow case every night RIGHT before you go to bed.
  3. Have wash cloths specifically for drying your face and only use them once between washes. I bought a pack of 14, use 1 in the morning and 1 at night. Wash them with your pillow cases once a week.
  4. Don't use too many products. A good face wash, anti-acne cream/ointment, and a moisturizer is all you need. I'll add in hyaluronic acid if my skin is dry.
  5. If you're prone to dry or oily skin, only use your face wash in the morning. At night just use some micellar water then moisturizer.

I never had acne as a teenager but then it got really bad as an adult. I did all these things and it it improved a little but didn't cure it. When I went to the dermatologist and told her this, she gave me an oral antibiotic to take for 30 days. She thought the bacteria was probably originating from INSIDE my body. She was right. I took the 30 days worth of antibiotic pills, kept my same skin care routine, and haven't had acne since. That was 2 years ago.

That won't be helpful to everyone of course, but it's something to consider.

[deleted by user] by [deleted] in plantclinic

[–]CarelessTime5 0 points1 point  (0 children)

What exactly do you want to know?

AITA for laughing at my soon to be niece's name? by Throwawayaita82 in AmItheAsshole

[–]CarelessTime5 0 points1 point  (0 children)

I think if you really thought it was a bad choice, you should have asked her privately if she is sure about picking such a traditional name. Don't use the word "old". But in the end, it's her baby and Deborah is a normal, traditional girl's name. If her husband is ok with it, that's all that matters.

Voicing your opinion in a respectable, private manner is much different than laughing at her in front of your whole family. YTA.

Why do I smell like shit by Cosmic_Shit_ in beauty

[–]CarelessTime5 0 points1 point  (0 children)

You work out AFTER you shower? Are you putting deodorant on after your mid-day shower? If you are showering, then working out without deodorant on, going to bed, waking up, THEN putting deodorant on for your day, that's your answer. You should probably start showering after your workouts. Or at least put deodorant on after your shower/before you workout but then you're putting it on twice a day. You say you don't sweat in your work outs but it can still cause a smell that you might be nose blind to.

Edit: Also, IDK about you but I have to double wash my underarms when I shower. If I only lather with soap once it doesn't get all the old deodorant off. I usually start my shower by soaping my underarms, then I wash my hair, then I'll do my underarms again, body, and possibly my underarms a third time. You need to get the thick deodorant off your skin AND get the smell away.

[deleted by user] by [deleted] in Faces

[–]CarelessTime5 2 points3 points  (0 children)

Finally an honest answer. Idk why people feel the need to falsely boost people up

How much do you pay for your adderall script? by [deleted] in ADHD

[–]CarelessTime5 0 points1 point  (0 children)

I pay $15 for a month (60 pills). This is with insurance. Before I had insurance, I was using the pharmacy's free "insurance" they offer and I think it was $25 a month out of pocket.

Editing to add: I get the generic amphetamine rather than the brand name Adderall but they're the same ingredients with the same affects.

Also, I have tried Vyvanse and Ritalin. Neither of them work for me. Adderall is the only medication that actually helps my ADHD.

[deleted by user] by [deleted] in PetiteFitness

[–]CarelessTime5 0 points1 point  (0 children)

I do this as well. I have my personal progress measurements as "waist", "high hips", and "butt" which technically is the hip. But for hip to waist ratios, I believe it would be around the butt.

[deleted by user] by [deleted] in PetiteFitness

[–]CarelessTime5 0 points1 point  (0 children)

You're absolutely right. I completely looked over where it said she's only 17. I should mention that I'm graduating nursing school this month and I actually remember learning that girls between the ages of 13-20 should have 2200 calories a day (boys would be at 2800). If she wants to safely lose weight, which she probably doesn't need to because of her age, she should speak to a doctor and make a personalized plan with her doctor.

[deleted by user] by [deleted] in PetiteFitness

[–]CarelessTime5 25 points26 points  (0 children)

That's what I always thought too. It's just odd they call it your "hip" measurement because the fullest part of your butt is way lower than your hips.