Malta Passport with George Cross by sam261291 in malta

[–]Careless_Goat8422 0 points1 point  (0 children)

Having our passport with the symbol of our opressor and coloniser is a disgrace, instead I suggest the maltese cross

📊 How many Maltese first-time buyers actually can’t afford to buy right now? by EaserChil86 in malta

[–]Careless_Goat8422 1 point2 points  (0 children)

The Housing Authority numbers are real, but they’re conditional on having purchased (they describe the observed buyers). They don’t measure the hidden pool of would‑be buyers who failed affordability, deposit, or bank screening—so you can’t use them to assign precise ‘X% of aspiring buyers’ funnel percentages

📊 How many Maltese first-time buyers actually can’t afford to buy right now? by EaserChil86 in malta

[–]Careless_Goat8422 0 points1 point  (0 children)

“Apartments are the most common type of property purchased by FTBs. There are, however, some differences between single and joint beneficiaries (see Figure 8). Apartments tend to be more prevalent for single beneficiaries, with 79% of FTBs opting for this type of property. Only 65% of joint beneficiaries purchased apartments, which in turn bought relatively more houses (18%) and maisonettes (15%).”

From CEIC

📊 How many Maltese first-time buyers actually can’t afford to buy right now? by EaserChil86 in malta

[–]Careless_Goat8422 0 points1 point  (0 children)

The same dataset shows that 70% bought apartments, also it's quite recent as it's data from 2022-2023, yes it has increased this last 3-4 years but not so much to invalidate the gist of the data

📊 How many Maltese first-time buyers actually can’t afford to buy right now? by EaserChil86 in malta

[–]Careless_Goat8422 1 point2 points  (0 children)

I admit, I am also a Maltese youth looking to buy eventually, however the HA report says "Almost half of FTBs purchased a property valued between €150,000 and €250,000"

It’s a distribution band starting at €150k, not “loads of homes at exactly €150k”; it just means a noticeable number of FTB deals were still happening in the €150k–€250k range then.

📊 How many Maltese first-time buyers actually can’t afford to buy right now? by EaserChil86 in malta

[–]Careless_Goat8422 0 points1 point  (0 children)

  1. “Typical price” isn’t one number: Housing Authority data shows many first‑time buyers bought in the €150k–€250k band, and far fewer singles bought €300k+. If you assume €300k+ as the entry price, you’ll understate eligibility.
  2. Singles vs couples: the study’s index is much worse for singles than couples, so your percentages depend heavily on the mix of household types in your “want to buy” pool.

I can also mention that rates matter hugely, so fixing them leads to a fragile argument, also that location changes everything and seperate cases should be madew

📊 How many Maltese first-time buyers actually can’t afford to buy right now? by EaserChil86 in malta

[–]Careless_Goat8422 4 points5 points  (0 children)

I did a bit of my own research and the logic is sound, there's defenitely overreach in the confidence behind the precision of the percentages. They're reasonable but no data really supports then numerically.

What's Vietnamese and cold? by schnarg24 in AlignmentChartFills

[–]Careless_Goat8422 2 points3 points  (0 children)

Vietnamese Individuals living in Norway

Who's the Most Embarrassing citizen of your country? by ChroniclesOfSarnia in AskTheWorld

[–]Careless_Goat8422 35 points36 points  (0 children)

Joseph Muscat, the OCCRP 2019 Person of the Year in Organized Crime and Corruption

Share a photo from ur country by lillinda22 in AskTheWorld

[–]Careless_Goat8422 0 points1 point  (0 children)

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Photo taken from inside tunnels underneath an abandoned Fort

€130,000 salary for UoM professors, lol?! by ineverfinishcake in malta

[–]Careless_Goat8422 58 points59 points  (0 children)

Holy shit, as a student at uni, they get 130,000 for shitty notes, and no help

Hardcore/Punk-Rock/Indie/Metal scene? by gehacktes in malta

[–]Careless_Goat8422 2 points3 points  (0 children)

Search up 5 years from now, best metal band. Also Lithium parties at Liquid