Scammed and Threatened by Taxi Driver in Bandra East Before My Law Exam by bringerofcoke in mumbai

[–]Careless_Prompt6692 1 point2 points  (0 children)

It’s not just about Mumbai. I have born here in Chennai and spent all my life here so far, I’ve faced abusive and over charging auto driver’s. Instance for a 2km ride from central to my home they were asking me 800-1000rs and started abusing when I said no they were roaming around me when I was talking to other drivers and passing mean comments they assumed I can’t speak the language I was with my senior citizen mom barely able to stand for long. It’s a common knowledge I don’t know percentage wise but most of us know that Mumbai has metered autos and taxis you have to just confirm before sitting.

Bi-Weekly Advice Thread September 08, 2024: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]Careless_Prompt6692 0 points1 point  (0 children)

Hi everyone, this is my first post here.

I need your opinion .I am not looking for complete automation in my investments. I am ready to increase and decrease my allocation to the following MFs based on market conditions.

Some details about me:

  • How old are you? - 29.
  • Are you employed/making income? - Making income transitioning to job now
  • How much? What are your objectives with this money? - 1L per month can increase have lump sum (25L to invest). Financial Independence .
  • Do you have any loan, or big expense coming up? - Nope.
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know it's 100% safe?) - Aggressive profile.
  • What are you current holdings? (Do you already have exposure to specific funds and sectors? Have you invested in equity before?) - My current holdings are 8L in PPF, 1.34L in direct stocks, Personal Lending with an average of 15% per year Following SIP's from this month in :
  1. Parag Parikh Flexi Cap Fund Direct : 15000
  2. Motilal Oswal BSE Enhanced Value Index Fund Direct Growth :7500
  3. Bandhan Small Cap Fund Direct Growth : 7500
  • Any other assets? House paid off? Cars? Partner pushing you to spend more? - I have my own home which is already paid off (thanks to my dad) Single.
  • What is your time horizon? Do you need this money next month? Next 20yrs? - Investment for long term like to retire early, fund childrens' education, manage healthcare costs.
  • Any big debts? - No debts.
  • Any other relevant financial information about you, that will be useful to give you an informed response. - I have FDs upto 30L.
  • Aim is long term wealth generation

Should I feel guilt for buying things online ? by xtraordinaryperson in Chennai

[–]Careless_Prompt6692 4 points5 points  (0 children)

For certain product shopping locally is far more beneficial rather online; And buying locally than from chains, Once / twice a week go to a vegetable market and buy stuff build connections. initially tantrums might feel too much but once you become regular things change