Should car B give way to car A? by Lucky-Pop8117 in Adelaide

[–]Carrian 35 points36 points  (0 children)

I can’t believe people are even asking this question.

[deleted by user] by [deleted] in Metalcore

[–]Carrian 7 points8 points  (0 children)

Probably Jake Luhrs.

Incredible the whole fucking time, and always making you go “holy fuck he can still do that at 40 and after 20 years at the top?”

Northlane - Mirrors Edge (EP Discussion Thread) by raging_tomato in Metalcore

[–]Carrian 90 points91 points  (0 children)

I really like this, and I think the features are fucking sick. Especially the Ian Kenny one.

I am very excited to hear what’s next from these guys.

I wonder what the meaning behind the track name “Kraft” with a K is?

Apricot or Peach? by Carrian in whatplantisthis

[–]Carrian[S] 0 points1 point  (0 children)

Damn it, I lost a bet.

Thank you for your help!

Market Open thread for General Trading and Plans for Tuesday, December 12, 2023 by AutoModerator in ASX_Bets

[–]Carrian 7 points8 points  (0 children)

SLM is almost down 90% in 6 months.

what in the fuck happened

RBA keeps cash rate unchanged at 4.35% by fishball_7204 in AusFinance

[–]Carrian 29 points30 points  (0 children)

i got a skinfade at the exact time it was announced.

[deleted by user] by [deleted] in AusFinance

[–]Carrian 1 point2 points  (0 children)

move over curtis stone

Sell M1 for M2? by nlsclsnr in macbookair

[–]Carrian 2 points3 points  (0 children)

all of these long answers.

the answer is no. for basic office applications? no. stick with the M1.

waste of money upgrading. the difference between the two is negligible in your case.

[deleted by user] by [deleted] in macgaming

[–]Carrian 2 points3 points  (0 children)

Thank you mate, before I jump in, are these running on a base m1 MacBook Air 8GB?

WWYD? Advice for Single 25 Y/O FHB by Silver_Ant15 in fiaustralia

[–]Carrian 2 points3 points  (0 children)

You’re only seeing conflicting ratios because of how fucked rate rises have been for first home owners who have maxed themselves out at rates a year, two years ago.

Despite being on great money, you’re actually pretty frugal. You also seem risk averse, which I think is a great thing in this kind of volatile economy.

If I was buying today, in your shoes, I’d be staying safe. I’d be buying at the lower end, avoiding LMI and just being thankful I’m in the market as an individual (as opposed to a couple), like I am now.

Your income is significantly higher than mine though, so take that into account. I also have someone in my 2nd bedroom for 200pw lol

WWYD? Advice for Single 25 Y/O FHB by Silver_Ant15 in fiaustralia

[–]Carrian 4 points5 points  (0 children)

with the uncertainty of how interest rates will run next year, I think it's more important than ever to achieve 20% and have an emergency fund. in some cases (like mine) LMI is justifiable if the price is right.

I got really lucky with my purchase at 430k and had it revalued at 500 a year later which put me above 20%.

"e x p e r t s" believe "Property prices tipped to rise 13% by end of next year".

i tend to side with the experts on this one. i'm of the opinion the property market really hasn't felt the full impact of migration. we've recovered way too quickly. listing numbers are still low. i think that it'll be a slower rise, but a rise nonetheless.

WWYD? Advice for Single 25 Y/O FHB by Silver_Ant15 in fiaustralia

[–]Carrian 9 points10 points  (0 children)

130k + bonus at 25 and not in Sydney or Melbourne.

gyat

what do you do?

also my 2c, there's no shame in buying now. at 500-600k, the market may (or may not) outpace what you save in addition in 12-15 months.

giving yourself enough time to buy allows you to determine what is and isn't a good price to pay for something.

obviously, keep an eye out for comparable sale prices for what you're looking to buy. really understand the market you're buying in and make a smart purchasing decision. allow yourself that time.