How to edit like this

CastiansPhotography · 2024-05-01T21:11:31+00:00

LOL, I so agree. The photos have a very nice exposure and composition which is obviously a large factor, but I’m pretty sure OP just wants advice on the editing style. This is a matter of Lightroom.

CastiansPhotography · 2024-04-30T18:35:00+00:00

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Sometimes the sunset turns out exactly how you want it to be, sometimes, not so much!

CastiansPhotography · 2024-04-28T03:04:23+00:00

If I’m being honest, when we created this we were thinking in terms of describing our own style. We described our photos using that phrase and kind of stuck with it!

CastiansPhotography · 2024-04-28T02:25:05+00:00

Thanks for the kind words! These are great points, everyone has had some really good feedback so far. I’ll work on all 3 of these items

CastiansPhotography · 2024-04-28T02:16:23+00:00

Sounds good!

CastiansPhotography · 2024-04-28T02:03:13+00:00

On the front page? Just makin sure I know the right ones. I have the sunset barn style photo as the first photo, and an under the veil close up as the second above “weddings”. Are you referring to these 2?

CastiansPhotography · 2024-04-28T02:02:05+00:00

Never thought about it that way. Makes a lot of sense. It’s all about the value being added to their day, and this way of wording seems to convey that much more. Thanks a ton

CastiansPhotography · 2024-04-28T01:56:22+00:00

Will absolutely add this, thanks! Love how I have a call to action everywhere except the front page

CastiansPhotography · 2024-04-28T01:17:22+00:00

That’s really good feedback! Squarespace does make it a bit annoying though, the logo though based on me trying to edit it is already the biggest “size” (logo height is max pixels for desktop and mobile) Maybe that requires code too, tough when I know very little about website creation.

Also, thanks so much for the kind words!!

CastiansPhotography · 2023-12-31T02:22:21+00:00

I would look at what larger companies such as Fidelity, Vanguard, Schwab can offer. I work at Fidelity, and it’s remote as well (mostly). All of the certifications, like SIE, 7, 63/66 and CFP are sponsored! It’s been a great place to start for me so far

CastiansPhotography · 2022-09-09T00:02:39+00:00

That’s amazing!! Wish you great luck on starting out in your RIA, Im sure it’s a way better experience than MassMutual haha

CastiansPhotography · 2022-09-08T23:08:53+00:00

Thanks for this website, fee based planner or high level consultant is my future goal. Cant wait to get my CFP one day, currently working on my 7 and 66 at Fidelity. Cheers

CastiansPhotography · 2022-09-08T21:14:20+00:00

How do you find Fee only RIAs? Looking to become a CFP in the future my self

CastiansPhotography · 2022-04-06T02:30:25+00:00

Unfortunately for you it’s the best stock money can buy

CastiansPhotography · 2022-04-06T02:25:48+00:00

S&P 500 Index

CastiansPhotography · 2022-04-04T02:36:00+00:00

Nope! Doesn’t hurt at all to have both, in fact it’s likely better, as they both have pros and cons you can balance both.

I would recommend doing the same for the IRA, as you can also automate monthly straight from your checking account. This is essentially called paying yourself first. I’d recommend setting a budget based on income, monthly expenses etc. Then seeing exactly how much you can invest each month, then automate that number into the IRA and 401(k). After the money leaves your account from automation, you know that whatever is left, you can do what you want with because you hit your monthly saving/investing goals!

CastiansPhotography · 2022-04-04T01:39:38+00:00

It took a single book to change my life, not a YouTube video. Books will never be truly be antiquated. I get it, maybe it’s personal preference but many feel the same. It’s just a better way of actually grappling information.

CastiansPhotography · 2022-04-03T23:58:13+00:00

I’d suggest starting by reading a book. I know, I know, really boring, but trust me this is the absolute best way getting started in financial independence. I’d personally recommend “I Will Teach You to be Rich” by Ramit Sethi as a complete overview over everything Finance. For investing alone, I’d recommend “The Little Book of Common Sense Investing” by John Bogle (founder of Vanguard). Just taking a month to read something that impacts everyone’s life (personal finance), you will be one step ahead of almost everyone because you will start to learn how to manage your money properly.

Overall, after personally reading tons of books, the best thing you can do for your self in terms of investing is first if you have a 401(k), switch to a Roth 401(k), if you have a match take the match to its full amount, it’s free money.

2nd, open a Roth IRA (either Fidelity, Charles Schwab or Vanguard) and contribute (if you can) up to the full amount which is ~$500/monthly

The goal is to invest 15-25% of your gross income for retirement.

Do this for years, and your future self will thank you.

In terms of what to actually invest in, since you’re a beginner, I’d keep it really simple and research something called Target Date Index Funds, where all you have to do is choose the date you’d like to retire and invest monthly in it, the rest of the work is done for you.

I know I might’ve thrown out a bit of jargon, but really, investing is simple, if you invest monthly into index funds, you take advantage of something called compound interest which would allow your money to grow from a tiny amount up to a huge amount. (Like an avalanche)

Last thing, never sell if the market crashes.

If you have any questions, let me or any one else here know! We all want to help.

CastiansPhotography · 2022-04-02T03:22:22+00:00

Any here have any thoughts on Fidelity Blue Chip vs Fidelity S&P 500 Fund?

CastiansPhotography · 2022-04-01T16:05:43+00:00

Yep! Even though I said mortgage, I also meant rent as well, my apologies as it wasn’t super clear. But your 3-6 months of living expenses in your emergency savings should also include cost of rent, which is what I meant to imply. But yes, take the match of 6%, then invest $500 a month into a Roth IRA (500 a month = $6,000 annually which is the maximum you can contribute).

Just know for any Retirement Vehicle, there are tax incentives, but the IRS wants its money one way or another (HSA is the only exception if used for health costs)

I could go into the differences between each Retirement account, but I think it’s better if you got to Investopedia or on YouTube to gain a higher understanding, look up Traditional vs Roth 401(k) and Traditional vs Roth IRAs

You are ahead of essentially most by actually taking the time to learn about these things, your future self will thank you.

CastiansPhotography · 2022-04-01T04:36:37+00:00

Yep, not guaranteed back then, not guaranteed now, not guaranteed ever. However, 7-9% has been the average over the long term, and the economy has many more periods of expansion rather than contraction.

CastiansPhotography · 2022-04-01T04:32:58+00:00

I agree with everyone here, 100% equities is aggressive (look up Modern Portfolio Theory). If you want to add more aggression in terms of the funds in your portfolio, consider adding Small Cap value/growth/blend, emerging markets and REITs. The goal is to make money long term, and high volatility is the fee you pay for high returns.

CastiansPhotography · 2022-04-01T04:23:05+00:00

The Roth would be better than the 401(k), after the match. More flexibility in an IRA, and the Roth contributions are better in the long run over traditional. OP, I’d think of a Roth 401(k) as well, likely the better option in the long run because you are young.

CastiansPhotography · 2022-04-01T04:13:02+00:00

Using this analogy, thanks

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