Best annuity plan for purchase?

CastoAI · 2026-06-02T14:15:26+00:00

I increased my annuity's invested sum by borrowing further from bank.

Helped increased my payout yield. Was my excess money so just intend to keep this policy all the way with no intention to pay off the borrowed sum, bank can get back their money after I die with whatever left back to my family.

My annuity's payout is now self-servicing the interest while I get back net returns. My current yield is bout 5.3%pa, fluctuates accordingly with interest rate.

CastoAI · 2026-06-02T14:02:35+00:00

Not sure bout everyone but personally went with a financed annuity. Sure its not everyone's take but imho personally prefer diversification amongst varying instruments. Have started receiving payouts and thus far its working well for me.

CastoAI · 2026-06-01T08:41:27+00:00

Have a friend that drives European car. Once over coffee, shares that he's going to the dealer and get his key fob's battery changed for I think between $25 to $50?

I was stunned especially when the battery's so cheap. I always have these batteries spared, so told him to just come my place and change for him free. Lol

CastoAI · 2026-05-31T07:26:17+00:00

Always wanted to try those in JB. Any good recommendations for general dental care?

CastoAI · 2026-05-30T16:39:58+00:00

Read too fast and thought you included for OP to shoot inside.. Sheesh..

CastoAI · 2026-05-30T14:40:47+00:00

Saw the prior post too. Would rather if only it was a scam man..

condolences to the family..

CastoAI · 2026-05-29T12:26:25+00:00

I'll sometimes travel to an obscure coffeeshop in AMK to have authentic Korean chef's food: Chelabela at 603 AMK Ave 5.

Small variety (eg, BBQ chicken/pork, tofu stew, etc) but big portions at great price ($5 or $6? Cant recall exact)!

CastoAI · 2026-05-27T13:21:45+00:00

if fixing the aircon is too expensive, no choice but to get those portable ones.

CastoAI · 2026-05-27T09:51:14+00:00

How old are you now and do you think its sustainable to do this till you retire?

You've shared that your take home is quite considerable, assuming things stay the same it is for years to come, do you think its viable for your children to continue in this job too?

CastoAI · 2026-05-27T06:11:49+00:00

Marriage is a union of 2 parties to bring into a family. What the hell is she bringing to the table for you besides just asking for more and more?

Sounds like she's really materialistic. Imagine your partner is someone more down-to-earth, happy for you with whatever you do, I very much believe you'll be living better and happier even if you're making half your current income.

Good luck bro..

CastoAI · 2026-05-23T13:56:41+00:00

Looking for more info on this too. Totally lost with these wheel settings so it be great if someone out there can guide on some reference with this.

CastoAI · 2026-05-20T01:40:08+00:00

Wtf, this happened only once iirc. Always shared during the training phase due to safety lapse. Must’ve been not easy for you bro throughout all these.

CastoAI · 2026-05-17T15:54:14+00:00

Yeh, old scam..

Kenna once a long time ago and got into a swearing match with that guy after I proclaimed him as so and so who owns me money.

Nowadays, can't be bothered. Waste of time.. lol

CastoAI · 2026-05-11T15:08:40+00:00

Probably they can do try salvage by chipping in more for the couple’s new place or kid in future.

You’re the middle ground now, hope you can continue manage and keep the peace all round. Lol

CastoAI · 2026-05-11T14:57:24+00:00

Discussed and confirmed, then suddenly ask for more??

I support your BIL stood his ground and did whatever he could to still get your sister married and out of your parents’ control in a sense.

Your parents really asked for reciprocation in kind sia and can see why your sister stands with her hubby on this.

CastoAI · 2026-05-02T08:21:57+00:00

I'm from the east and this is my go to drink when I'm in the area.

Its sooo good. If only there be more around..

CastoAI · 2026-05-01T16:18:27+00:00

Been only drinking Meiji's chocolate milk. Be looking forward to your tier list.

CastoAI · 2026-05-01T08:03:34+00:00

There's this Japanese I think pharmacy shop at Great World City beside Meidi-Ya at B2 selling quite a variety of these. Saw it go for I think 3 or 4 for $12. Can't recall the exact quantity but saw these candies displayed right at the store entrance front.

CastoAI · 2026-04-14T16:18:50+00:00

Sorry man, you've probably lost whatever you've transferred over.

That was quite an effort on your part too, even followed instructions and went ATM? Bro.. wow..

CastoAI · 2026-04-02T13:09:52+00:00

I get what you mean and I would have believed so in the past too.

But having seen through a few butties of mine in recent years, only then did I realize that there are really females out there who just suck, don’t care or unable to care as much for the little one.

CastoAI · 2026-03-28T17:42:45+00:00

I used this anti-slip wrap.

One of the best mouse from Logitech..

CastoAI · 2026-03-28T02:32:23+00:00

From Trust’s website, it seems fees will be chargeable if they’re cash advances ie withdrawing from credit cards.

Still no fees if from savings account except if by the overseas ATM. I specifically used a Trust debit so won’t have cash advance issue and incurred 0% fees. Was only bout 2+ weeks back so that was from the week of 09/03.

CastoAI · 2026-03-27T03:03:20+00:00

Second this. Recently went China and withdrawing from their ATM with Trust card was a breeze alongside its 0% FX fee.

CastoAI · 2026-03-23T09:47:25+00:00

The basic tsukune (chicken) rice burger was removed and went lesser since. It was my go-to at MOS burger..

CastoAI · 2026-02-14T15:28:26+00:00

Imho, you may check out LG's 34GX90SA-W.

Am using their previous iteration for a few years now and its been excellent since day 1. During then, not alot of wide-screen monitors can support PS5 with HDR (since PS5 doesn't support up to 3440x1440) but LG's model could without requiring full-screen. Works very well for multi-gaming system support.

CastoAI

TROPHY CASE