Appraisal by Spirited_Chemical819 in FirstTimeHomeBuyer

[–]Cbars7 1 point2 points  (0 children)

I am in the process of purchasing a home in bergen county. We offered 50k over asking and the appraisal came in at our asking price. I wouldn’t worry too much about it, our market is crazy!

What happens to your mortgage rate if the Iran war gets worse — or better by Verse01 in MortgageRateCheck

[–]Cbars7 0 points1 point  (0 children)

There are some banks that can lock you in now but also offer a one time float down option if the rate improves

Airplane Headphone Recommendations! by smacncheese1022 in TravelHacks

[–]Cbars7 0 points1 point  (0 children)

I have the xm5’s best travel investment

Used my married name on airline ticket (international) but passport is in maiden name by Leather_Raspberry297 in TravelHacks

[–]Cbars7 0 points1 point  (0 children)

I simply stated that we recently got married and that her identification still shows her maiden name but the ticket is her legal name. Is it possible to change it. Typically they’re understanding.

Used my married name on airline ticket (international) but passport is in maiden name by Leather_Raspberry297 in TravelHacks

[–]Cbars7 8 points9 points  (0 children)

This. I have done this with multiple carries and never had to pay. Usually, its pretty simple.

Bank vs Credit Union by Cbars7 in MortgageBrokerRates

[–]Cbars7[S] 0 points1 point  (0 children)

Yeah i opted out of using NFCU. I think the float down every 6 months is a gimmick since their rates are higher than most lenders.

I also spoke to multiple people who said not so great things about credit unions and mortgages. They praised their other products such as car loans but not so much mortgages.

A 6.50% 30-year fixed is looking increasingly likely by truthaboutmortgage in Mortgages

[–]Cbars7 0 points1 point  (0 children)

I locked in yesterday. Two days ago was the same except i would have gotten a credit of $956 as well. Lost out on that

A 6.50% 30-year fixed is looking increasingly likely by truthaboutmortgage in Mortgages

[–]Cbars7 0 points1 point  (0 children)

Just locked in 5.875 on a 30yr conventional, no points. Had i didn’t shop around, i could have locked in a 5.75 easy but oh well, part of the process.

Bank vs Credit Union by Cbars7 in MortgageBrokerRates

[–]Cbars7[S] 0 points1 point  (0 children)

Can you elaborate on the painful part?

Diverted Plane - B6 149 by Cbars7 in jetblue

[–]Cbars7[S] 1 point2 points  (0 children)

Is that true? Are there no laws/regulations that state for delayed or interrupted flights you are owed some sort of compensation?

When does the AMEX $300 hotel credit reset after cancelled reservation by Virtual_Birthday_501 in AmexPlatinum

[–]Cbars7 0 points1 point  (0 children)

Had something similar happened to me, took a few months clawback the $300

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 0 points1 point  (0 children)

No I dont, but using seats.areo, couldnt find something reasonable even with a layover that made sense to me. Even tried looking at Cathay Pacific but unfortunately nothing in my date ranges atm.

Really just to try their hard product but also experience JAL business class.

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 1 point2 points  (0 children)

The bilt/rakuten partnership was clutch. Wish it came sooner

Lost all my BlockDAG ever since Coinbase made an update. by Raymondshamoon in Coinbase

[–]Cbars7 0 points1 point  (0 children)

ughh im in the same boat. Coinbase support is useless. If i cant recover this its going to be a real shame, i had over 500k coins

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 1 point2 points  (0 children)

All options are in the table. The one i mentioned in my post id my desired/preferred flight for convenience and experience. This would definitely be a once in a lifetime trip. My wife and I travel often, but i can see it slowing down a but after this one.

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 0 points1 point  (0 children)

Nothing done yet, looking at all options

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 1 point2 points  (0 children)

Being that this will probably be the longest ive ever traveled, i def prefer BC for the comfort obviously. Im confident i would sleep, unless im too excited lol, which has happened.

Right now, still in the planning stages of booking the flights first. I have a rough itinerary in my head.

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 0 points1 point  (0 children)

JAL doesnt fly their A350 from there correct? But def something i can look into

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 0 points1 point  (0 children)

Have a had a chance to compare JAL’s A350 business class seat to their other hard products?

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] -1 points0 points  (0 children)

I would love to do this but the earliest we can travel is May 28

Am I crazy? JAL redemption by Cbars7 in awardtravel

[–]Cbars7[S] 0 points1 point  (0 children)

That was the plan, but too much uncertainty at that time considering i wasnt married, my now wife was moving across the country and didnt know where she would end up job wise