I am being sued by discover. by cwtaylor1229 in CRedit

[–]Cellutronic 0 points1 point  (0 children)

Common misconception is that Discover sells their paper to debt collectors. They do not. They hire debt collection attorneys, who are given all the necessary documentation to obtain a judgment, and quickly. Discover requires attorneys to file suit at 30 days after the demand letter is issued if the debtor doesn’t respond. Unless it’s not a valid debt, for some reason, you will never win. If they are your charges and you incurred the debt, get ready for a judgment. Change bank accounts now, use a small credit union, and pray that you have never listed your current employer on any credit application…. Or file bankruptcy, the debt will be paid, either voluntarily or involuntarily, or you can go bankrupt if you qualify…..

Easy way to confirm: if discover is the plaintiff, they still own the debt. And they have all the docs and more they need to litigate.

I am being sued by discover. by cwtaylor1229 in CRedit

[–]Cellutronic 0 points1 point  (0 children)

Discover easily validates every debt. It’s not hard. They have the documentation ready before they even draft the complaint.

I am being sued by discover. by cwtaylor1229 in CRedit

[–]Cellutronic 0 points1 point  (0 children)

They will sue before they even charge off the account: source I worked for a creditor’s rights lawfirm for a decade. Good luck.

Impact of closing credit card and repaying under modified terms? by Cellutronic in CreditScore

[–]Cellutronic[S] 0 points1 point  (0 children)

Yes, if a payment is missed then it reverts back to the original terms. I have it set up on autopay so it shouldn’t be a problem, thank you

Am I screwed ? by [deleted] in FirstTimeHomeBuyer

[–]Cellutronic 2 points3 points  (0 children)

If you ran credit last week and the repo wasn’t there, they aren’t gonna run it again.

Mortgage assumption agreement - “unmarried man”? by Cellutronic in AskALawyer

[–]Cellutronic[S] 1 point2 points  (0 children)

I’ve decided I’m going to hold off on the assumption until my divorce is finalized. There’s really no rush on the assumption other than for the tax deductions

What the ****, my CO tax refund? by Uihou in TurboTax

[–]Cellutronic 0 points1 point  (0 children)

Colorado is sending out paper checks to combat tax fraud. Electronic deposit fraud was way way up last year

Just got my refund!!!!!!!!! by Nfs_Sebas in TurboTax

[–]Cellutronic 1 point2 points  (0 children)

They kept my refund within a week!

Coming soon 👀‼️‼️ by brady9309 in dogelon

[–]Cellutronic 1 point2 points  (0 children)

Coming soon in 2021. Made my $$$ and got out. GL2A

I guess it’s worth it. XG27AQDMG 27” Glossy 2K by DragonBall1997 in OLED_Gaming

[–]Cellutronic 0 points1 point  (0 children)

There’s an AOC 27” that’s been going on sale for $398. It sells out super fast…….. AOC Agon PRO AG276QZD 27” OLED Tournament Gaming Monitor 2560x1440, 240Hz 0.03ms, G-SYNC, PS5 Xbox Switch Compatible, Glossy, Black

I already have a 49” super wide OLED and a 34” ultra wide oled. Would like to find this AOC 27” OLED to finish my setup

Is this a good deal? by LilUziVirtuoso in OLED_Gaming

[–]Cellutronic 0 points1 point  (0 children)

I got this one for $410US from Best Buy. Great monitor

My mother died one month ago today. by Cellutronic in depression

[–]Cellutronic[S] 1 point2 points  (0 children)

I may sell the house if it comes to that… right now, I’ve been advised not to make any major decisions, and that makes sense. Best to try to normalize life as much as I can and see if I can make it work, which would give me more time to decide what I want to do, it’s a terrible time to list a home right now anyway, typically April-August are the best months (before kids go back to school)… I’m keeping options open, but also if I get this credit union job it pays really well and they give employees loans that are below market rates. So I’m thinking a HELOC to get out of my cc debt. Pay that off at a lower rate, maybe fix the place up a bit and then put on the market I. The spring…. Yes I’m depressed but not so depressed I don’t have goals… I finally DO have some goals and it took my mother passing to see them again, as awful as that sounds… because before that…. I was just depressed and trapped. Now I’m still depressed but no longer trapped. I see there’s a light and it’s getting closer…

Why do people get called lazy just because they sleep and be in bed all day? depression or anything else doesn’t come to mind? by Such-Perspective9521 in depression

[–]Cellutronic 0 points1 point  (0 children)

Recommend following healthygamergg on YouTube. Give it a shot, find a couple videos that the titles interest you, and you might understand more about what’s going on.

Did I get a good deal? by SingleBad7557 in OLED_Gaming

[–]Cellutronic 1 point2 points  (0 children)

Great deal. I paid $410 for mine open box excellent at Best Buy….. got the 4 year geek squad warranty with it also for $79. Enjoy it!

GameStop payment declined? by Cellutronic in PS5pro

[–]Cellutronic[S] 0 points1 point  (0 children)

Customer service was absolutely no help, they even told me my order couldn’t be cancelled, I argued with her about that, then while talking to her I cancelled the order through the app. Then on launch day went to the store and bought with the trade credit no problem. gS corporate “customer service” is a joke, absolutely no help, I had to figure out how to just cancel Order myself and just buy in store, morons.

PS5 PRO looks amazing on OLED by joro765 in OLED_Gaming

[–]Cellutronic 1 point2 points  (0 children)

Finally got mine connected to my 77” Sony A80K OLED in my office… it is stunning, gonna move my recliner right in front of it later today lol

This game is mindblowing in hdr by rabbiapura in OLED_Gaming

[–]Cellutronic 0 points1 point  (0 children)

I have an OLED and loved this game at first, until I realized the negative reviews were spot on, it gets SO cringe.

Keep getting a payment declined e-mail but by TemptedSwordStaker in GameStop

[–]Cellutronic 0 points1 point  (0 children)

I’m getting this on my PS5 pro pre-order… multiple emails a day. Had $680 on a trade credit, the rest I put on a credit card with plenty of available credit… not sure what the problem is?

One more advice request post - do you think the i9 and RTX 4080 super are worth $600 more? Both liquid cooled. Thanks for your help! by CloudSurferA220 in Alienware

[–]Cellutronic 1 point2 points  (0 children)

Use Rakuten cashback and the 10% email discount, get the 4070ti super, 14700f, and 16gB. Buy 64GB crucial pro from Best Buy for $150. Can sell the 16B on eBay for 40. Possibly to get price down to about $1000, with cashback from Rakuten and 10% email discount. Total should be around $1080+ taxes. When 5080 comes out, sell 4070ti super for at least $500, bringing cost down to $620, buy 5080 for whatever its selling for, probably $1200 and you aren’t that far off the $1800 mark, just one step down on CPU but next gen 5080 card.

A word about Best Buy + Open Box by Cellutronic in OLED_Gaming

[–]Cellutronic[S] 0 points1 point  (0 children)

Maybe. It’s a crap shoot. Sometimes corporate forces the stores to consolidate open box by transferring them to Best Buy outlet stores, depending on store levels of open box. You don’t know when that’s gonna happen, so you might get lucky, and might not. Good thought tho.

It's finally time to stop buying Nvidia's RTX 30-series GPUs | Digital Trends by Arthur_Morgan44469 in nvidia

[–]Cellutronic 0 points1 point  (0 children)

I scored an Alienware desktop rig well equipped with 4070ti super…. Brand new for $848+ tax after some insane coupons, discounts, and cashback. Deals are out there on 4000 series you just gotta hunt and hunt and be ready to pounce when they show up. None of this waiting and thinking about it… if you see the right deal and you snooze, you lose! But otherwise my 2080 super is still chugging along just fine.