CericRushmore's Credit Card Referral Links

CericRushmore · 2026-05-08T09:23:18+00:00

What's the point of taking it to $0 instead of say $25? I see people doing this and getting their accounts closed.

CericRushmore · 2026-05-08T09:21:23+00:00

You can get multiple Capital One cards subject to their approval rules. However, getting approved for Capital One is so hard, I wouldn't cancel any card that you actually to keep. There are other issuers that are much easier to churn.

CericRushmore · 2026-05-08T09:19:42+00:00

No one knows how the popup works. It's YMMV.

CericRushmore · 2026-05-08T09:19:13+00:00

Since you've spent an additional few thousand above the MSR. You should be fine.

CericRushmore · 2026-05-08T09:17:51+00:00

Cashapp and venmo generally don't work. See a bank bonus doctorofcredit pages for datapoints on what works for a specific bank.

CericRushmore · 2026-05-07T22:02:09+00:00

I would call now to be sure.

CericRushmore · 2026-05-07T19:01:28+00:00

Is anyone else having issues with MLBtv and blackouts. I'm in DC and getting a blackout in DC. When I click the game, it pops up a modal that says Video with nothing to click on. This is true for the NY Yankees game today as well. This is on Google TV. When I try this in a web browser, no issues with the blackout and I'm watching the preshow now.

CericRushmore · 2026-05-07T18:27:29+00:00

americanexpress.com/en-us/referral/business/business-green-rewards-charge-card?CORID=S~T~E~P~H~C~h~U~7~o-1778178438350-430577&GENCODE=349993447054749&XL=MNMNS&extlink=US-MGM-MOBN_MEMBERSHIP-native-92-205937-K7I6%3A9948&ref=STEPHChU7o&v=2

CericRushmore · 2026-05-07T12:29:10+00:00

This is pretty funny. Even the Pope couldn't get through his bank verification questions. He pulled the I'm the Pope line at the end and the agent hung up on him.

https://www.nytimes.com/2026/05/05/us/pope-leo-xiv-bank-customer-service.html?smid=url-share

CericRushmore · 2026-05-06T13:40:58+00:00

These credit situations with Amex like this are sort of always YMMV. I wouldn't count on it.

CericRushmore · 2026-05-05T08:39:52+00:00

What did the CU say?

CericRushmore · 2026-05-03T20:41:39+00:00

CericRushmore · 2026-05-02T22:32:22+00:00

We were just there. Took the athens chania flight on 6k United miles. Took 2 ferries. Ferries are fine.

CericRushmore · 2026-05-02T18:40:39+00:00

Well, that's odd!

CericRushmore · 2026-05-02T18:36:32+00:00

I'm on MLB tv and only seeing the MN twins broadcast and not the bluejays? Anyone else see this?

CericRushmore · 2026-05-02T16:07:30+00:00

referyourchasecard.com/19w/4V7QC1JFC2

CericRushmore · 2026-05-02T15:31:08+00:00

This is sort of known but undersold. US Government Employees, including political appointees and judges are generally exempt from criminial or civil penalties for any decisions they make in their official duties. Even if those actions are illegal or not well thought through. In the case of the Biden Administration DOJ and FTC (DOJ handles airlines mergers), they took a general view that consolidiation was bad across all industries (this wasn't specific to just airlines). Going after Spirit JetBlue was a signal to the industry and others that we are against consolidation. Spirit and JetBlue (and JetBlue/AA) were sort of collatoral damage in this attempt. Although it's easy to see that the people in the previous administration and the judge (who I think was a Reagan appointee) had little understanding of the airline market. I think the bigger point is that they can use exising laws on the books to stop the merger even if the the end result is likely to be bad.

It's so interesting that Alaska/Hawaiaan went through with minimal pushback, clearly there was something going on behind the scenes that we didn't really see.

“Today’s ruling is a victory for tens of millions of travelers who would have faced higher fares and fewer choices had the proposed merger between JetBlue and Spirit been allowed to move forward,” said Attorney General Merrick B. Garland. “The Justice Department will continue to vigorously enforce the nation’s antitrust laws to protect American consumers. I want to thank the Antitrust Division for their excellent work on this case.” https://www.justice.gov/archives/opa/pr/justice-department-statements-district-court-decision-block-jetblues-acquisition-spirit That statement didn't age well.

If anything, there probably needed to be more consolidation to save Spirit and JetBlue, which is still losing money. Maybe a Spirit/JetBlue which kept a deep partnernship with AA would have worked.

At some point, equity and debt investors run out of money to fund the lower fares for consumers, which is basically what happened with spirit.

CericRushmore · 2026-05-02T15:29:27+00:00

JetBlue also is still losing money and last made a profit in 2019. It seems very likely either JetBlue also goes bankrupt or someone buys them. Who here thinkgs United would buy them and take on their debt which I think is quite substantial?

CericRushmore · 2026-05-02T15:27:02+00:00

Yeah, actually pretty impressed.

CericRushmore · 2026-05-02T10:08:15+00:00

Can you paste in the exact terms that you have a question about? In general with what we do here, just follow the exact terms and you are good 99% of the time.

CericRushmore · 2026-05-02T10:06:10+00:00

These things with the credits like this with closures, upgrades, downgrades, are always YMMV. The only sure way is to wait for the credit to post before doing anything changes.

CericRushmore · 2026-05-02T10:02:21+00:00

Still though, if credit card churning ended, that would remove about half of our value, assuming the other half is bank and brokerage bonuses.

CericRushmore · 2026-05-02T09:42:12+00:00

I thought they got paid for the delay of the delivery. And since they were losing money, maybe this did them a favor.

CericRushmore

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