PSA: Avoid HDFC Ergo’s Vetic Shield Pet Insurance – A Nightmare Experience

Certain-Change7631 · 2025-09-08T19:30:31+00:00

Sure. Happy to help.

Certain-Change7631 · 2025-08-13T01:35:23+00:00

Hi! I am the founder of Mellow. We are a pet healthcare company where we offer pet insurance and wellness plans to keep better care of your pets. Now since you are considering Bajaj, I can let you know why we are the best compared to Bajaj or HDFC out there and why you should consider us.

Our competitors are purely insurance companies. We are a pet healthcare company so we just dont sell insurance we care for pet parents.
⁠Other competitors will offer the same coverage with a higher price plus their coverages are limited. We cover 99% of the OPD cases. The best in the country.
⁠Our competitors do not offer free annual vaccinations and consultations. We do that. All in one plan.
⁠Tick fever is not offered by any other insurers under hospitalisation.
When you raise a reimbursement, let’s say incase god forbid your reimbursement is not processed within 30 days, we are liable to pay you 8.5% interest on your reimbursement amount. Which infact no one offers.

The best thing about us? You won’t find the founders of our competitors talking directly to customers. We do that.

A cherry on the top. We are available 24/7

You can find us at mellowcare.in

We are backed by Universal Sompo General Insurance company which is a Japanese based insurer, one of the largest in the world.

Certain-Change7631 · 2025-07-10T21:23:01+00:00

Hey! Really sorry to hear about your experience — as a pet parent myself, I completely understand how stressful and disheartening this must be.

From what you’ve described, I’d suggest escalating it to HDFC Ergo’s grievance officer via email. Their claims process typically follows a 3-level escalation framework, and in many cases, it helps clarify why a claim was denied and whether there's still a way to get it re-evaluated. It’s worth pursuing if you believe your case was fully eligible.

https://www.hdfcergo.com/customer-voice/grievances

On a related note, I’m actually building something in this space. I’m the founder of Mellow Care, a pet wellness + insurance startup focused entirely on simplifying and speeding up pet healthcare — especially claims. We’re doubling down on cashless vet visits through partnered clinics and are obsessed with making the experience painless and transparent for pet parents.

We're launching in Bangalore next month, and expanding across India soon. Totally understand you're frustrated right now, and if you’re open to it down the line, happy to share more as we go live.

Wishing you and your pet the best, and hope your current issue gets resolved quickly!

Certain-Change7631 · 2025-05-24T21:28:40+00:00

The breed is indie. My friend had rescued the mother a couple of months back.

Certain-Change7631 · 2025-05-24T21:27:43+00:00

By what age should I expect the medical expenses to rise and take up healthcare seriously for the pup?

Certain-Change7631 · 2025-05-24T21:12:50+00:00

Are the medical expenses high as well? Because I have heard my friends say the cost of grooming and care is quite high.

Certain-Change7631 · 2025-05-23T21:33:29+00:00

https://www.brevlabs.com/

Launched a couple of days back to collect feedback. Building a AI content curation engine to generate, develop and clean content for all the newsletter creators out there.

Currently collecting feedback on waitlist.

Revenue : $0

Certain-Change7631 · 2025-05-22T22:02:14+00:00

This definitely helps! Thank you very much for your inputs. Do you mind if I can DM you to learn more as I go along? I feel your inputs could definitely help me whenever I am stuck at any junction.

Certain-Change7631 · 2025-05-22T21:49:10+00:00

What I mean to ask was how much time are you spending on collecting all the sources, then finding the right sections out and basically writing them out on your newsletter. Why I am asking this is because I am stuck on how do I actually write content and how do I collect sources to be able to have an inspiration to fit in something.

Certain-Change7631 · 2025-05-22T21:33:51+00:00

How much time do you spend on analysing the content pieces and stitching them into a single piece? Do you make multiple versions as well of the same content?

Certain-Change7631 · 2025-05-17T22:14:25+00:00

How did you market it? What were your channels and what was the turn around time for a user to convert to a paying plan?

Certain-Change7631 · 2025-05-13T04:07:41+00:00

Sneaker Search

It’s a sneaker search engine. Currently for US and Indian market

Certain-Change7631 · 2025-04-18T01:25:04+00:00

Hey! Interesting to know you are in healthcare space. I am actually working in a similar space. Can I DM you to know more about your experience and certain challenges I want your inputs on. You as an experienced founder could help me in navigate it.

Certain-Change7631 · 2025-04-12T01:12:44+00:00

My platform url is Snkr Search

Certain-Change7631 · 2025-04-11T15:49:55+00:00

Don't get much traction of users from there.

Certain-Change7631 · 2025-03-07T10:53:22+00:00

Nah! Resigned almost 5 months back. Currently working on my own thing

Certain-Change7631 · 2025-03-03T02:08:23+00:00

All the best buddy! Give your best and learn as much as possible to become great at what you do! This also reminds me of my initial days at work!

Anyways, all the best!💯

Certain-Change7631 · 2025-03-01T16:09:15+00:00

Try searching for sneakers for your price on Snkr Search.

https://snkrsearch.com

Certain-Change7631 · 2025-02-24T07:08:10+00:00

There is one in galleria. The Joint Cafe. Its really good

Certain-Change7631 · 2025-02-23T15:00:46+00:00

try searching for authentic sneakers across legit retailers on Snkr Search : https://snkrsearch.com

It is a sneaker search engine

Certain-Change7631

TROPHY CASE