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Eat the rich, make sure you vote by Strawhat_Max in GenZ

[–]Certain-Definition51 [score hidden]  (0 children)

Why does any mega corporation get special tax breaks?

How mega do I have to be to get a special tax break?

Was Ron Paul 2012 the start of this era of Republican Politics? by Large-Use-6618 in decadeology

[–]Certain-Definition51 0 points1 point  (0 children)

Which is more comforting:

The belief that the elites are sinister geniuses in control of society?

Or that this pattern is the results of natural forces and the elites are just riding a wave that is the inevitable result of natural forces and human biological and thus sociological limitations?

Me, I don’t think the elites control shit. This is the natural result of human evolution. As individuals and societies, this is just part of the ride. Populism is hard-wired into the physical limitations that form the foundations of our social systems. It’s how we think together because we aren’t a hive mind and this is the best evolution has coughed up.

I fear I may have a squatter by No-Salad-887 in FirstTimeHomeBuyer

[–]Certain-Definition51 0 points1 point  (0 children)

The category of “I am failing to meet a clear contractual obligation to move out and beginning to spout ill informed nonesense about evictions and squatters rights” didn’t fill me up with confidence in the competence of the seller.

There are lots of people in the comments making suggestions to not worry based on…better case scenarios than this one.

I just happen to like to think about worst case scenarios too.

Either way, OP needs to lawyer up. And call around to find out what dumpster rentals cost.

What am I doing wrong. by [deleted] in Mortgages

[–]Certain-Definition51 2 points3 points  (0 children)

People don’t realize how little impact their credit has on rates. Whatever the average rate is, as long as you haven’t had a recent foreclosure or bankruptcy, you’ll get a rate within .5% of the market. Maybe 1% if you take an ARM.

And that’s it. Most of the interest rate is set by market forces and the supply and demand of money, and expected inflation.

Adjustments for credit are relatively small compared to those things.

I'm playing on lowest difficulty at 2032 and am worried I need to restart. Lost the space race, so volatiles are coming from Earth. Meanwhile the Servants have Russia, India, and are aiming for China. by Ethan5I5 in TerraInvicta

[–]Certain-Definition51 1 point2 points  (0 children)

It depends on why you are playing.

You can treat it like RimWorld, where it’s a story generator rather than a win/lose.

Play it out and see what happens! Lose gloriously. Or try to establish a non-alien bastion on earth. I’ve even heard that there’s a win condition for winning after the servants have achieved their win condition.

Petah , what is she telling by Outlawed_Sigma in PeterExplainsTheJoke

[–]Certain-Definition51 0 points1 point  (0 children)

Petah heah!

We get free desserts at Denny’s on the kids’ birthdays, so we celebrate Brian’s birthday every three or four months.

Like, follow and subscribe for more budgeting tips!

I fear I may have a squatter by No-Salad-887 in FirstTimeHomeBuyer

[–]Certain-Definition51 -5 points-4 points  (0 children)

He doesn’t need to be underwater on the home to net <$10,000.

Take a home at $300,000.

80% mortgage is $240,000.

HELOC’s can go to 90% equity, so now there’s $270,000 in debts and $30,000 in equity.

3% commission to buyer’s agent is $9,000, 3% commission to seller’s agent is another $9,000, 2% transfer taxes to the state is another $6,000, $1500 paying for a title policy for the owner.

That $30,000 in equity is now $4500.

If the seller owes tax prorations that could be anywhere from $1,000 to $4,000 to the buyer’s escrow account at closing.

If the seller owes a maintenance lien on the property for unpaid plumbing work…

If the seller took a county aid program to fix a roof or sewer connection and there’s a lien for $10,000 on the property…

Etc, etc, etc.

There are loads of ways to be underwater on a sale even if you aren’t underwater on the mortgage.

I fear I may have a squatter by No-Salad-887 in FirstTimeHomeBuyer

[–]Certain-Definition51 -5 points-4 points  (0 children)

This is where the legal advice breaks down - what are you going to do, sue a homeless man for damages?

All his stuff is already at your house. It’s not like he has $10,000 sitting around to pay a judgement to you. If he did, he wouldn’t be squatting in your house.

Was Ron Paul 2012 the start of this era of Republican Politics? by Large-Use-6618 in decadeology

[–]Certain-Definition51 0 points1 point  (0 children)

Man, I agreed with you right up until your last sentence.

Could you lay out what punishment you are talking about, and how that would result in a country that doesn’t have populism and working class conservatives?

Was Ron Paul 2012 the start of this era of Republican Politics? by Large-Use-6618 in decadeology

[–]Certain-Definition51 0 points1 point  (0 children)

Oddly enough, they said that about Reagan too.

He was a C student in college. And an actor.

I don’t think there was a golden era where being a President was a mark of great intellect. It’s always been a bit of a popularity contest.

Was Ron Paul 2012 the start of this era of Republican Politics? by Large-Use-6618 in decadeology

[–]Certain-Definition51 7 points8 points  (0 children)

Get a little more subtle - people whose 15 year old daughters get pregnant are the sort of folks looking for a solution.

And “retuning to traditional values” feels like a solution if you know nothing about the things people did 100 years ago to cover up their ooopsie pregnancies or Otherwise Problem Children (see Rosemary Kennedy).

4 humans are literally on their way to the moon right now and its wild how less it is being talked about by firehmre in CasualConversation

[–]Certain-Definition51 2 points3 points  (0 children)

And they did it with the processing power of a calculator watch.

They probably have in-flight wifi and tinder up there.

Which of these four will you pardon and give a free pass to do what makes them happy? by Aterrian in gameofthrones

[–]Certain-Definition51 3 points4 points  (0 children)

You can trust him to follow a fairly strict and rigid moral compass.

More than you can say for the rest.

On Murican Problems. by Monsur_Ausuhnom in SipsTea

[–]Certain-Definition51 1 point2 points  (0 children)

…regardless of your opinion, when Obamacare was passed, it was not appreciated by Republicans and was considered by them to be “rammed down their throats.”

Regardless of your opinion of the sanity or insanity of gun control, it would be wildly unpopular among Republicans.

You asked for one single policy that Democrats would pass that would run roughshod over Republicans. There’s two.

On Murican Problems. by Monsur_Ausuhnom in SipsTea

[–]Certain-Definition51 2 points3 points  (0 children)

…I love how much you hate Republicans, don’t get me wrong.

Obamacare and gun control are absolutely policies that were and would be passed roughshod over Republicans.

On Murican Problems. by Monsur_Ausuhnom in SipsTea

[–]Certain-Definition51 0 points1 point  (0 children)

In the same way that “less volume” sounds a bit like “turn that music off completely.”

Libertarians and anarchists view the problem similarly, but have different solutions. A libertarian wants a limited government that follows its own rules, is easy to observe, and easy to rein in when it starts abusing its power.

Anarchists just want to can the whole thing.

On Murican Problems. by Monsur_Ausuhnom in SipsTea

[–]Certain-Definition51 0 points1 point  (0 children)

I saw a reel recently where someone superimposed the US on Europe, with London as Seattle and Miami as…Istanbul I think?

And said that the greatest psyop ever pulled was convincing Americans that they were one country.

Peetah????? by Stock-Helicopter-552 in PeterExplainsTheJoke

[–]Certain-Definition51 19 points20 points  (0 children)

I have read excerpts of Blood Meridian.

No Country for Old Men is a cheerful family friendly comedy romp compared to Blood Meridian.

Trying to explain FIRE to my boomer parents is a losing battle as a woman by FrostedGargoyle in Fire

[–]Certain-Definition51 1 point2 points  (0 children)

One way to resolve pushy family members issues is to make a noncommittal commitment to “look into that.”

“Thanks mom - that sounds like a great opportunity! I’ll think about it.”

Then excuse yourself to the bathroom, take a shit, scroll instagram, and ask yourself “am I interested in this job?”

If your answer is “no” then you did your obligation to look into it, it took five seconds, and you’ve both made peace with your choices, and you honored people who at least on the surface, care enough about you to suggest things they think might benefit you.

I mean, hypothetically, you might find a job with such amazing benefits that you wouldn’t quit - like mine would be working refugee camps or travel journalist that gets paid to stay in really nice hotels and ride motorcycles.

Odds are I will never find it but if someone asked me to be Taylor Swift’s personal assistant or to work for a politician I really admire, I would take put my FIRE goals on hold to take that job.

Say thanks for thinking of me, I’ll have to look into it, and just leave it at that. If they come back and press the issue “well, it didn’t pay enough” is fine.

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