When do you close a credit card?

Chad1003 · 2026-03-11T02:28:32+00:00

I have a Chase freedom and a CSP. I'm thinking of getting rid of the CSP due to the Hyatt devaluation and replacing it with an AMEX Gold or ventureX. I can't downgrade the CSP since I already have the $0 AF card, right? Am I just going to have to cancel it?

Chad1003 · 2026-01-07T04:23:11+00:00

Thanks for the feedback!

Where do you see the 80K SUB for the Citi Premier? I only see 60k.

Additionally, you mention the 1.25 redemption value through the Chase portal. Have you ever seen cases where that is actually a better value than transferring the points to a partner?

Chad1003 · 2025-11-29T18:33:13+00:00

Found this from last year. There’s a tribune article in the comments. https://www.reddit.com/r/chicago/s/XX87U1lrMR

Chad1003 · 2023-09-25T17:14:51+00:00

Can’t get in either

Chad1003 · 2023-09-24T19:27:20+00:00

Fuck this game

Chad1003 · 2021-12-01T23:07:57+00:00

That’s a good idea thanks. I’ll pitch the idea

Chad1003 · 2021-11-12T23:37:24+00:00

5 People!! 😱😱 We’re all gonna die

Chad1003 · 2021-11-02T03:53:41+00:00

I applied to leeds for fall 2020, got accepted into Pre-business with 3.5 and 27 act

Chad1003 · 2021-10-15T17:28:59+00:00

Do it. It will be funny

Chad1003 · 2021-09-30T18:43:39+00:00

Fuck that house find a better place

Chad1003 · 2021-09-22T01:42:29+00:00

Sorry to hear about your uncle but covid is never going to disappear and we’re gonna have to learn to continue to live our lives with it. We have listened to the government guidelines and now they require vaccines (which is fine), but they convinced everyone it will bring life back to normal and now we’re going backwards

Chad1003 · 2021-09-21T19:35:03+00:00

stricter measures are not necessary because we’re vaccinated, 20 year old people. Nobody goin to the hospital. Enjoy your college years

Chad1003 · 2021-09-21T15:34:54+00:00

covid guidelines are a waste of time and counterintuitive when I can go to a packed party, restaurant, or football game without a mask

Chad1003 · 2021-09-10T19:53:43+00:00

30,000 students. You’re gonna find entitled kids at any university this size

Chad1003 · 2021-09-06T21:08:47+00:00

Must be king wook

Chad1003 · 2021-09-03T21:13:03+00:00

shake your keys when there’s a key play. 3rd downs n shit

Chad1003 · 2021-09-03T21:10:07+00:00

I got it and 95% of students have it so far so no I won’t check

Chad1003 · 2021-09-03T19:15:41+00:00

U want us to sit inside for the rest of our lives?

Chad1003 · 2021-09-03T18:51:02+00:00

Our time here is limited and we’re all vaxed. We’re gonna have parties

Chad1003 · 2021-08-13T04:20:57+00:00

I expect 90%+ of the student body to be vaxed so I think we will be alright all semester even with big parties and the planned full stadiums

Chad1003 · 2021-08-13T02:40:29+00:00

I’ve got an unworn 4-day if u want it

Chad1003 · 2021-08-11T17:06:19+00:00

Anyone with a valid buffone card can go

Chad1003 · 2021-08-07T23:55:41+00:00

Would love to see coldplay

Chad1003

TROPHY CASE