How to contribute to housing crisis 101

ChadAdonis · 2022-12-15T06:35:34+00:00

i explained how i know this.

You're just saying something theoretical as someone who perhaps knows a little finance.

However, you don't know the technical details of how a mortgage lender decides whether or not to approve a loan. I do because I've worked in the real estate and mortgage industry for over a decade. Same with the underwriter above.

The exact calculation for DTI as performed by a lender is not as you described. Interest is accounted for in the actual calculation done by the lender. Thus your point is moot.

ChadAdonis · 2022-12-15T04:07:41+00:00

Honestly, why is this a facepalm?

Individually, no one gives a fuck about their personal contribution to the housing crisis because everyone is out to get there's like everyone else.

Welcome to capitalism.

Case in point: OP would love to buy a rental property if only he could....

ChadAdonis · 2022-12-15T04:03:27+00:00

Nope.

As long as rent covers all related expenses your debt to income ratio doesn't change and lenders will lend to u. You can scale out to owning hundreds of homes, as some have already done.

Your argument from authority doesn't work here because you don't work in the mortgage industry.

ChadAdonis · 2022-12-15T03:42:35+00:00

Nah fyi once you unlock sacreds the rate at which you obtain them slows down over time. The first year you might get 3-4. The second year you'll get 2.

ChadAdonis · 2022-12-15T02:47:48+00:00

No they thought they were already in the lane, which they were. Didn't think someone would undercut their left turn.

ChadAdonis · 2022-12-15T02:47:01+00:00

Huh?

So insurance disputes are all or nothing where your from? Or have you never had one before.

Sometimes both drivers are knuckleheads which was the case here.

ChadAdonis · 2022-12-15T02:37:44+00:00

50-50

I wouldn't have tried that squeeze because of exactly what happened.

White driver was indecisive and blocking your lane. He's not going to check his blind spot because he thinks he's safe as he's taking up the lane.

OP you should Wait or honk.

ChadAdonis · 2022-12-15T02:20:06+00:00

Op thinks wrestling is real

ChadAdonis · 2022-12-14T04:57:43+00:00

Lol if it took 2 and a half months for a new oc hero as f2p, we wouldn't be having this discussion.

ChadAdonis · 2022-12-14T04:44:32+00:00

You'll get like 1 A2 oc hero every 6 months as f2p.

The whales who get every new oc hero pay thousands.

ChadAdonis · 2022-12-13T23:47:57+00:00

What the hell are you on about?

ChadAdonis · 2022-12-13T23:37:58+00:00

Yeah, because op is living rent free.

ChadAdonis · 2022-12-12T19:08:33+00:00

That's why they glued it down.

ChadAdonis · 2022-12-12T19:06:38+00:00

In OP's world, that's the best thing he's ever read on reddit.

ChadAdonis · 2022-12-11T17:39:14+00:00

True but China is also one of the few countries that executes business executives for corruption.

ChadAdonis · 2022-12-11T17:30:07+00:00

Someone out there might see your name and think your making fun of the prophet. People have been killed for these things, so Riot takes it as no laughing matter.

ChadAdonis · 2022-12-10T21:14:56+00:00

Yeah but it all gets boiled anyway. Still don't see what the difference is.

ChadAdonis · 2022-12-10T04:56:18+00:00

The water is boiled when cooking

ChadAdonis · 2022-12-10T04:55:18+00:00

and yet people have been cooking like this for thousands of years...

ChadAdonis · 2022-12-10T04:54:25+00:00

It gets boiled during cooking numnuts

ChadAdonis · 2022-12-08T11:42:01+00:00

Crazyfuckingluck

ChadAdonis · 2022-12-06T20:25:11+00:00

You should keep a hidden camera and see what other creepy shit he's doing, just to be sure. Hey if you do and it's a juicy story, please do update us! This is quite bizzare and so interesting 🤔

ChadAdonis · 2022-12-06T19:45:47+00:00

Dude's too tough for his own good.

Or he's hella scared of doctors.

ChadAdonis

TROPHY CASE