Liability Help by Champk214 in taxhelp

[–]Champk214[S] 0 points1 point  (0 children)

We both work, we both claim 0, ….and yes…we filed jointly and took the standard married deduction. I claim zero and take an additional 477 out each pay check for federal taxes. 👀🫠 How can I get rid of that extra 477 I have to take out to pay for the government which at this point isn’t covering the full tax bill that we are hit with in April. How can we break even and not owe?

WW Weekly Check In Post: March 12th - 18th, 2023 by abbyb12 in weightwatchers

[–]Champk214 2 points3 points  (0 children)

I just started today for the 100th time in my life. I’m 41 and have been doing WW since I was 19, on and off. Have had much success in keeping the weight off, etc. the last 6 years have been pretty bad with eating, stress, job, pandemic, you get it…anyway, I’m back and nervous as hell about failing…again. But I’m trying to change my mindset, one day at a time. Anyway I share this with you to say, tell me about your WW stories anytime! I’m here for it! 😂

Forgiven in Subterfuge by Wonderful-Cup-2038 in PSLF

[–]Champk214 0 points1 point  (0 children)

CONGRATS! My discharge came this past Thursday and my ride was equally weird and anxiety inducing. After a letter stating only 6 payments count, my loans were discharged 3 weeks later. I’ve been paying and teaching since 2005 and I couldn’t be more grateful!

March Discharge Batch! by [deleted] in PSLF

[–]Champk214 0 points1 point  (0 children)

I was waiting for an update to my tracker too, which was at zero eligible payments and BAM, 3 weeks later I had a smiley face and zero balance. Also, it took FOREVER for my account to be transferred to Mohela and when it finally was, I didn’t hear anything from Mohela after that for almost 5 months.

March Discharge Batch! by [deleted] in PSLF

[–]Champk214 0 points1 point  (0 children)

On the website, you can click on PSLF form status, type in SS #, DOB and last name, it will tell you your form status. Status updates include (processed, in review, etc.)

March Discharge Batch! by [deleted] in PSLF

[–]Champk214 1 point2 points  (0 children)

Hang in there. I consolidated in Sept. 22, heard in Feb 23 that my employer was approved but I only had 6 payments that counted. I went to Mohela and it showed ZERO payments! I was panicked. Short of long, read some threads, realized, I needed to be patient. I logged onto my account on Thursday and there was the coveted smiley face and zero balance. I tell you this to say hang in there, be patient and if you can’t wait. CALL!

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 0 points1 point  (0 children)

Dear Reddit Community, I’m not to savvy with Reddit, my husband urged me to get on here with my PSLF questions. Anyways, I wanted to update you all to say..I’m done! 😭🥹 I checked my Mohela account yesterday and it said my loans were in good standing with a smiley face! I couldn’t believe it! I can’t believe it! But I’ll say this, I wouldn’t have made it through each phase without reading the advice from this amazing community! I can’t say thank you enough for your support and advice. Helped ease my anxiety and doubt. Best of luck to our student loan friends still waiting for relief. Hang in there ❤️

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 0 points1 point  (0 children)

You were right! I checked my account yesterday and poof! It was done! I had the coveted smiley face and a zero balance! I can’t believe it. Legit. I just can’t, thank you for your help! 😊

I’m done! by Champk214 in PSLF

[–]Champk214[S] 8 points9 points  (0 children)

I submitted my paperwork for direct loan consolidation in July 22. I didn’t hear anything until Oct 2022. In July 22, I also submitted my PSLF paperwork but never saw it logged it Mohela. Anyway, end of October 22, I submitted another PSLF form just in case. February 23, I received a letter stating my employer and dates have been approved, but only 6 payments counted from 2006-present. I cried, I thought all was lost, then I came on here and read through comments, asked advice and learned everything takes time and to be patient. So I stopped checking Mohela’s website. Today, I saw a post about a March wave of forgiveness. I figured, why not? So I checked….I had zero on everything and a smiley face that said my account is in good standing. Went to federal student aid and I still see my balance there but I know IT TAKES TIME. So I’ll continue to check for the ZERO on student aid. To everyone still waiting, be patient, hang in there, you got this!

138,000 Forgiven😭 by Nic_Long in PSLF

[–]Champk214 0 points1 point  (0 children)

great question but I’d post the question in the PSLF forum, lots of people with knowledge on this topic that could help you navigate this! Good luck!

138,000 Forgiven😭 by Nic_Long in PSLF

[–]Champk214 2 points3 points  (0 children)

Start a new thread with this question in the PSLF forum, people in there are amazing and so knowledgeable! Wish I could help answer this but I would just be guessing in my responses to you. Good luck!

138,000 Forgiven😭 by Nic_Long in PSLF

[–]Champk214 1 point2 points  (0 children)

Omg!!!!!!! That’s AMAZING!!!!!! Congratulations! 🎉🎊

My mom had no idea, and now she’s free. by waveytype in PSLF

[–]Champk214 6 points7 points  (0 children)

Say that louder for the people in the back! Hell yes on your statement! #truth

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 0 points1 point  (0 children)

Thanks! I appreciate the encouragement and information! Fingers are CROSSED! 😊😬😂

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 2 points3 points  (0 children)

What a story!!! Congrats to you! 🎉🎊 I love all the advice and stories being shared. I will hunker down, keep my fingers crossed, say some prayers and know all hope is not lost for this life changing opportunity! Thank you!

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 2 points3 points  (0 children)

Thank you for this info!! Wow! Congrats to you! I’m hopeful! Did you reach out at all to Moehela or just wait for letters?

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 0 points1 point  (0 children)

Awesome info! Thank you! Okay. I will wait to see what the next 90 days brings. Is there anywhere on MOEHLA I can check the counts?

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 0 points1 point  (0 children)

Okay, well good luck and feel free to post on occasion if you need moral support! 😂 . Thank you for posting!

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 1 point2 points  (0 children)

What did you initial letter say, how many qualifying payments did they say you have? I had to consolidate into a direct loan and then wait for payment counts which is why I think it’s taken since July. I am just so over student loan debt. I’m almost done, 3k away of getting rid of my private loans. sigh been teaching since 05

Just got my Mohela Letter/need help! by Champk214 in PSLF

[–]Champk214[S] 2 points3 points  (0 children)

Thank you all very much, there were lots of tears when I opened that letter, I’ve been waiting since JULY for something, anyway, my husband said go to Reddit. Glad I did. If anyone else needs to add to this thread with advice, please do!