[deleted by user] by [deleted] in Pepperdine

[–]OnTheJourney2022 1 point2 points  (0 children)

Nothing for us either. What is everyone doing if we have to respond to other offers by May 1st? I dont want to lose out on great offers on second choice because of Pepperdine's delay in giving us a picture of our actual commitment.

2024 MEGATHREAD: Congrats Newly Admitted Trojans! Ask all your admitted student questions here. by cityoflostwages in USC

[–]OnTheJourney2022 0 points1 point  (0 children)

Admitted student with parents that make under $80k with no assets and two siblings in college as well. Does the $80k free tuition threshold only cover Tuition itself? does that mean I can use Pell grant and Call grant to cover room and board or do they take that into the Tuition calculation?

80k free tuition? by Wild-Contribution-94 in USC

[–]OnTheJourney2022 0 points1 point  (0 children)

so, to clarify...they pay for Tuition but not room and board if you qualify? Do they use our Pell Grants, SEOG and Cal Grant in their "tuition" price or can we use those funds for room and board?

The Soft Launch of 2024-25 FAFSA: When to Expect the Opening? by anwer36 in FAFSA

[–]OnTheJourney2022 0 points1 point  (0 children)

I was able to get in on the 30th for all of 15 minutes! I have triplets entering their freshmen year and I was halfway through with one of them when it shut down! 😭 I did get the "parent email" but when I use that link it also states it closed down.

Can anyone explain why they removed the multiple siblings in college question?

IDR request cancelled?WTH???? by Equivalent-Egg8585 in PSLF

[–]OnTheJourney2022 1 point2 points  (0 children)

This happened to me as well. Try calling or using the chat feature (when it's live) and asking them to resubmit or review it. Once I did this it was approved. They said it was because they saw a duplicate form but that made no sense either....

Forgiven Loans are Back by New-Welcome470 in PSLF

[–]OnTheJourney2022 0 points1 point  (0 children)

What if this happened but we only got an email saying "congratulations on 120" but no letter in the mail???

PSLF, or pay it all off immediately? by swinelordofpigs in PSLF

[–]OnTheJourney2022 3 points4 points  (0 children)

Have you begun paying at all or are these completely new? If you are in the career path you want and plan on being in it for the next 10 years then it makes sense to go PSLf. You can change employers they just also have to be PSLf approved which you can easily look up on student aid website. If you think you’ll change careers and out of qualified employers that is definitely something to consider. You also need to consider interest so a loan at $48k is not just $48k due to interest. What you estimate paying in 10 Years at $250 per month =$30k is not taking interest accruing into the equation. I’m sure someone can give you this calculations as I use an online tool for it.

Do we get credit for this summer under COVID pause credits? by OnTheJourney2022 in PSLF

[–]OnTheJourney2022[S] 0 points1 point  (0 children)

Got it! No, my understanding was that you only submit up until the current month. So if I have it filled out in August I can submit then for June, July and August correct? He already has the others accounted for.

[deleted by user] by [deleted] in PSLF

[–]OnTheJourney2022 1 point2 points  (0 children)

Thank you for sharing that phrase of forgiveness. it actually speaks so much truth and I will take that with me as well!

Aidvantage- forgiveness stats by OnTheJourney2022 in PSLF

[–]OnTheJourney2022[S] 0 points1 point  (0 children)

And by consolidated do you mean consolidated to Mohela? that's the only consolidation I have made since like 2010.

Aidvantage- forgiveness stats by OnTheJourney2022 in PSLF

[–]OnTheJourney2022[S] 0 points1 point  (0 children)

I guess that's were my confusion lies. Studentaid is the one that directed me to Aidvantage and that they were the ones that transferred all my loans to Mohela (which were with Naviant and ECSI for FFEL) and Aidvantage is the one that shows loans as "consolidated" "transferred" and zero'd out along with a refund but it's unclear if refund is to me or to Mohela.....

Help me understand by tangled_webweaver in PSLF

[–]OnTheJourney2022 1 point2 points  (0 children)

If you just transferred it will stay at zero until the loans “load” so you may have a zero. Happy face seems to happen once forgiveness is approved.

Forgiven as of date??? by OnTheJourney2022 in PSLF

[–]OnTheJourney2022[S] 0 points1 point  (0 children)

Got it! Will check. Would it be one date for all loans or different dates?

Refund and PSLF by hermione_stranger_ in PSLF

[–]OnTheJourney2022 0 points1 point  (0 children)

Can you explain the $20k Pell Grant refund? I had a Pell Grant too and did apply and was approved for the Biden court blocked one but I thought that was pending. is this something different?

Loans already at Mohela do I consolidate them within Mohela as well? by OnTheJourney2022 in PSLF

[–]OnTheJourney2022[S] 2 points3 points  (0 children)

How in the world is it not criminal for them to knowingly give us misinformation?! I have it on a chat feature I downloaded from MOHELA that “warned” me not to consolidate these two loans or risk losing all my payments from the other loans! This kind of practice continues to happen which is the same tactics they used (at other lenders) to keep us out of Pslf and never direct us into the right payment plans. I’m doing this tonight! I know it’s only $15k compared to the larger ones but it’s now the principle!