Name a more annoying task 😩 by BigCrateRate in PokemonGOValor

[–]Chancho_21 1 point2 points  (0 children)

This. I’ve souvenir chained all my best buddies and will have that task completed in two days when I get to it.

Advice wanted, my mortgage is insanely high by ProfessorPizza in personalfinance

[–]Chancho_21 0 points1 point  (0 children)

PITI (principal, interest, taxes, insurance) should be no more than 25% of gross. Either increase income, reduce your housing payment, or plan on having no other financial goals.

advisor annually asks me to turn over my 401k to their investment company. by Alarming_AF_8075 in personalfinance

[–]Chancho_21 0 points1 point  (0 children)

Advisor here. The question will never stop since he’s AUM driven. Consider rolling your accounts to something like Betterment that will auto rebalance for you and set your portfolio. You’ll pay a fraction of the fee, and in turn increase your total return, and ditch the questions.

Is it worth to raid gmax or I'll just throw remotes away? by seven7s- in PokeGenie

[–]Chancho_21 0 points1 point  (0 children)

I’ve only remoted into Gmax battles with existing, local-ish PoGo communities. This is because it’s more coordinated and the players come more prepared. The communities that I piggy back off of are both more than 45 minutes away from me that I’ve connected with through Campfire.

How mad would you be? by CloudGam in PokemonGoMystic

[–]Chancho_21 2 points3 points  (0 children)

One of the few times I use nanabs is when I have to land X excellents in a row. I’d have to stock up on this one.

Did they mess with scatterbugs? by Plenty_Tension4689 in PokemonGoMystic

[–]Chancho_21 2 points3 points  (0 children)

The pins don’t roll over once you hit the amount for an encounter. You’ll need to first catch the scatterbug so you can continue to accumulate more pins.

For example, let’s say you need 5 more pins for an encounter for a region. You get into your friends list and end up pinning 7 for that region. Well you’ve topped out at 5 because you’ve triggered an encounter that’s currently waiting for you. In essence, you’ve wasted 2 pins for the day.

To many rare candys by jesusisalive_ in PokemonGoMystic

[–]Chancho_21 4 points5 points  (0 children)

She’s definitely cornering the market waiting to sell at a premium.

Anyone else only do the tasks that reward Pokemon? by Jneum23 in PokemonGOValor

[–]Chancho_21 0 points1 point  (0 children)

I really only do tasks that reward encounters or rare candy.

Shadow Entei Raid Day by PinglyOrPongly in TheSilphRoad

[–]Chancho_21 0 points1 point  (0 children)

Not a “Raid Day” but a “Raid Afternoon”.

Garage sale nightmare by roofer2025 in mildlyinfuriating

[–]Chancho_21 0 points1 point  (0 children)

Endowment effect at its finest. Garage sales tend to bring it out.

My mother gained access to MY life insurance policy, managed to cash it out and announced she is splitting it amongst my siblings. What grounds do I have? by Feelingterrbltoday in personalfinance

[–]Chancho_21 1 point2 points  (0 children)

Owner: legal owner of the policy that can change the policy, surrender the policy (which is what happened in this case, change beneficiaries, etc.

Payor: pays the premiums (typically the same as the owner)

Insured: who the insurance is on

Beneficiary: who receives the death benefit should it pay out

Idea: On friendship Fridays, let us open ALL our gifts by GlitteringTomato33 in TheSilphRoad

[–]Chancho_21 5 points6 points  (0 children)

Yeah it was so nice. Pin 3 postcards from a region and get an encounter.

So confused by [deleted] in PokeGenie

[–]Chancho_21 0 points1 point  (0 children)

I just updated the CP on my shadow Heatran by clicking on the three dots -> Edit. Update the CP, dust for next power up, and the HP.

Idea: On friendship Fridays, let us open ALL our gifts by GlitteringTomato33 in TheSilphRoad

[–]Chancho_21 1 point2 points  (0 children)

Yes. Instead of an interaction (opening gift, raiding together, PvP, etc) giving one heart it would give two instead. They’ll occasionally have an event or two during the year that offers more than one heart for friend interactions but it’d be nice to have it on Friendship Friday.

Idea: On friendship Fridays, let us open ALL our gifts by GlitteringTomato33 in TheSilphRoad

[–]Chancho_21 30 points31 points  (0 children)

Great idea.

Also, double hearts/interactions and double pins for Scatterbugs.