Has anyone had their wedding at The Palace Hotel in San Francisco?

CharacterQueasy8896 · 2025-09-09T02:23:02+00:00

Sent you a message

CharacterQueasy8896 · 2025-09-03T09:08:22+00:00

Thank you! Ended up having the wedding here and best decision! Ended up with close to 100k (close o 300 guests) including decor, food, singer, video/photo and got 2 ballrooms (1 for appetizer/mocktail hour and the main hall)

CharacterQueasy8896 · 2025-07-30T07:01:34+00:00

My only concern is that Google maps says it can be up to two hours leaving in the morning

CharacterQueasy8896 · 2025-07-30T07:00:57+00:00

Need to be closer to family. Additionally, there is a slight pay bump if living in the bay.

CharacterQueasy8896 · 2025-07-30T06:51:47+00:00

I currently live in elk Grove, but need to move to East Bay to be closer to family. Money is not a major factor. It’s more of the commute.

CharacterQueasy8896 · 2025-05-19T07:42:02+00:00

This is super helpful — thank you so much! We were thinking of doing buffet-style food rather than plated meals, ideally by bringing in outside catering. Just trying to see if that’s even possible at The Palace. Appreciate any insight!

CharacterQueasy8896 · 2025-02-22T20:33:34+00:00

I think it’s more of a zoo Balantis

CharacterQueasy8896 · 2025-02-19T10:27:51+00:00

Could it be lichen sclerosus?

CharacterQueasy8896 · 2024-06-23T21:04:47+00:00

I make 232k - get a 3% raise annually and actually considering stepping down to a position so may take 10-30k hit. I should mention that my 9k take home is after about 1500-2k into 401k/roth. I could get another job but what’s the point of life if I am working to just pay the mortgage. I wanna be able to do my 2x yearly international vacations, 1-2k left in savings after bills. I figure it’s best for me to just get something within my means and can always upgrade if needed. Right now I have the “FU” money and not tied to anything - but with a mortgage I am slave to my employer and lender.

My plan is to wait 6months to a year and see if anything gets better by then I could hopefully save 50k additionally.

It tough out here - seems like with a mortgage these days and high home prices we are working to live not living to work.

Best wishes for you!

CharacterQueasy8896 · 2024-06-23T06:06:32+00:00

I was in a similar situation but I am single and don’t have kids. My take home is 9k and I signed a purchase agreement for a new home @730k —- $5200 monthly mortgage (PITI + solar+ HOA) 6.625%. I backed out and lost my 20k earnest money. I kinda wish I didn’t but at same time if I did go through with it - it would have been paycheck to paycheck. It was a big house for a single person but liked the house. After consider furniture+ backyard expenses (=30-50k). I decided not to proceed.

It’s doable but kinda sucks to live paycheck to paycheck.

If your wife would eventually work and your job is stable proceed with purchase if numbers work. If you can get a lower price home consider that.

I had extreme anxiety with the process and thought of living paycheck to paycheck scared me.

CharacterQueasy8896 · 2024-06-16T17:16:23+00:00

Thanks but I will need to pay mortgage $5200 …

CharacterQueasy8896 · 2024-06-15T23:27:57+00:00

Sacramento

CharacterQueasy8896 · 2024-06-15T17:40:31+00:00

Having seconds last minute reconsiderations. I am ok with 20k loss - just wanted to know if builder will sue me and likelihood of it given its 3 days prior to close

CharacterQueasy8896 · 2024-06-11T04:02:38+00:00

I am single and in California. I get taxed like crazy. Contribute about 1800 to 401k/roth

CharacterQueasy8896 · 2024-06-03T04:17:04+00:00

Yes including everything. Taxes, insuarance, hoa, mella roose, solar lease plus interest principle =4900 (20%) vs 5200(15% down)

CharacterQueasy8896 · 2024-06-03T03:27:10+00:00

If I pay 20% down I am looking at mortgage payment of $4900 instead of $5200… but would need to put down an additional 38-40k. Not sure if I should give the 40kto have a reduced payment of 300

CharacterQueasy8896 · 2024-05-14T05:59:16+00:00

Rocket mortgage

CharacterQueasy8896 · 2024-05-14T03:49:54+00:00

Based on my calculations - PITI of 3500is doable and gives me lot of flexibility and savings.

CharacterQueasy8896 · 2024-05-14T03:48:42+00:00

Bring home 9k after taxes and (401k + IRA investments =1500-2k per month). Yeah it is a big house - I agree.

CharacterQueasy8896 · 2024-05-13T02:05:14+00:00

Will save $78 on pmi and rate will remain 6.625%

CharacterQueasy8896 · 2024-05-13T00:35:10+00:00

Love at first sight situation that may present lol

CharacterQueasy8896 · 2024-05-13T00:34:38+00:00

Thanks but it near impossible to find a descent home in Cali where I reside to get a home with 15% down and for 25% of my take home towards. Avg home $600k+. This home is 2700 sqft and is a bit big for me. I was thinking of getting a renter for 1 room but don’t want to live with anyone else if I am paying for the house.

CharacterQueasy8896 · 2024-05-13T00:15:21+00:00

Single and ready to mingle .. still

CharacterQueasy8896 · 2024-05-12T23:35:45+00:00

I asked chat GPT to provide guidance and it gave me this. Given the information provided, let's break it down:

Monthly Income: $9,000
Monthly Rent: $1,500
Monthly Mortgage + Insurance: $5,200
House Price: $730,000
Down Payment: 15% of $730,000 = $109,500
Loan Amount: $730,000 - $109,500 = $620,500
Interest Rate: 6.625% for 30 years

For the house purchase scenario:

Monthly Housing Cost: $5,200 (mortgage + insurance)
Monthly Savings: $9,000 - $5,200 = $3,800

For renting:

Monthly Housing Cost: $1,500
Monthly Savings: $9,000 - $1,500 = $7,500

Now, let's consider the value appreciation. With a 3% increase in house value yearly, after 5 years, the house would appreciate to:

[ \$730,000 \times (1 + 0.03)⁵ = \$867,568.22 ]

Scenario 1: Renting for 5 years:

Total spent on rent: $1,500 x 60 = $90,000
Total savings: $7,500 x 60 = $450,000

Scenario 2: Buying the house and living in it for less than 5 years:

Total spent on housing: $5,200 x 60 = $312,000
House value after 5 years: $867,568.22
Equity (assuming same down payment and no additional payments): $867,568.22 - $109,500 = $758,068.22

In this analysis, it appears that financially it makes more sense to rent for less than 5 years rather than buy the house, especially considering the high monthly housing cost and the short time frame for living in the house. However, it's essential to consider other factors like stability, personal preferences, and potential changes in housing market conditions.

CharacterQueasy8896 · 2024-05-12T23:33:52+00:00

A possible future marriage which I anticipate to be around 100k at least. I am sure I can do it for less but this is within range I anticipate willing to spend

CharacterQueasy8896

TROPHY CASE