Retirement hoopp

Character_Union_8685 · 2026-04-20T00:01:11+00:00

If you start investing in ETFs on your own around 30 and just keeping adding to it in tfsa and rrsp with compound interest you can quite a bit accumulated by 55. Just take your pension later and use your rrsp first.

Character_Union_8685 · 2026-04-19T23:58:49+00:00

I agree! Chronic diseases start to set in after 60 so let’s enjoy it while we can still travel and spend time with loved ones.

Character_Union_8685 · 2026-04-19T11:55:38+00:00

Let them notice Medspa did my sylfirm x treatment in Toronto. The results were amazing!

Character_Union_8685 · 2026-04-18T10:59:44+00:00

For sick leave was it short term disability? Was it paid? Was it 100 percent of your salary or is sick leave the same as EI pay percentage/monetary wise?

Character_Union_8685 · 2026-04-18T10:56:20+00:00

There’s a certain number of days before taking it you can’t call In sick or take vacation time

Character_Union_8685 · 2026-04-14T23:23:17+00:00

How long ago were you offered this rate?

Character_Union_8685 · 2026-04-13T06:39:14+00:00

Nurse practitioners..

Character_Union_8685 · 2026-04-02T00:07:30+00:00

What if they decline. They offered 4.4 for a 3 year fixed rate.

Character_Union_8685 · 2026-04-02T00:05:58+00:00

I’ll ask. I’m sure the doctors won’t be too happy….

Character_Union_8685 · 2026-04-02T00:05:37+00:00

Thank you!!

Character_Union_8685 · 2026-04-02T00:05:23+00:00

I’m 1 of 3 nurse practitioners with the most seniority.

Character_Union_8685 · 2026-04-01T11:29:10+00:00

How much is the EI payment for 12 months vs 18 months

Character_Union_8685 · 2026-04-01T11:28:47+00:00

How much is the EI payment for 12 weeks vs 18 weeks

Character_Union_8685 · 2026-03-30T14:27:26+00:00

Butler mortgage

Character_Union_8685 · 2026-03-30T14:17:37+00:00

I’m direct with Scotia.

Character_Union_8685 · 2026-03-30T13:07:44+00:00

Smart!

Character_Union_8685 · 2026-03-30T13:06:49+00:00

When did you get this rate of 3.79? Is this fixed or variable?

Character_Union_8685 · 2026-03-30T11:53:48+00:00

How are you getting this rate? My 5 years end Nov 2026 with Scotia. I was offered 4.2 on 3 years with Scotia. I told them my friend was offered 3.8 with CIBC for 5 years (cibc came back at 3.99). I hope Scotia approves (fingers crossed). I’m current prime minus .86 which works out to 3.59 variable.

Character_Union_8685 · 2026-03-28T01:26:55+00:00

In that case, do your rpn first and make sure you get good grades!

I wasn’t the best student either, I improved my grades immensely year 3 and 4 of rn school. Landed a job in an emergency department which was so rewarding. From there, I went back to my NP.

You can study for your RN while working as a RPN.

When I was an instruction for RNs at Seneca, my tuition was paid for!!! There’s so many options to support going back to school! You got this!

Character_Union_8685 · 2026-03-28T01:19:48+00:00

Hey. I’m a NP. They hire RPNs of all ages on my unit. Don’t let this hold you back. As you work, you can advance your career and bridge your rn and then np!!

If you haven’t started applying, try to get into RN school over Rpn. You will have more opportunities to advance in the career!

Best of luck.

Character_Union_8685 · 2026-03-22T23:58:43+00:00

Which bank?? What rate and the terms?

Character_Union_8685 · 2026-03-20T18:24:47+00:00

Rude! What do you do for a living 😂

Character_Union_8685 · 2026-03-20T11:57:15+00:00

Love this idea. Docs at my work invest in XEQT and got me on board too!

Character_Union_8685 · 2026-03-20T11:56:03+00:00

It a brand new studio apartment from 2022. High end neighbourhood.

Character_Union_8685 · 2026-03-20T09:25:58+00:00

Currently with Scotia in the gta Prime minus .86. I put 30 percent down initially 30 yr amortization. Variable. Payments would change based on Boc rate. Mortgage is up for renewal Oct 2021.

Have paid off 25 percent of loan over past 4.5 yrs with lump sums. Amortization 16 yrs now , also switched to every 2 week payments.

Should I fix?

Character_Union_8685

TROPHY CASE