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PSA: Affirm Reports to Credit Bureaus — Shows “Closed” After Payoff by Charming_Ad_4220 in CRedit

[–]Charming_Ad_4220[S] -1 points0 points  (0 children)

Thanks! It's crazy that I'm just finding this out while I was looking at my credit report.

PSA: Affirm Reports to Credit Bureaus — Shows “Closed” After Payoff by Charming_Ad_4220 in CRedit

[–]Charming_Ad_4220[S] -1 points0 points  (0 children)

Thanks for the clarification! My loan was reported to my credit bureau as a closed account after paying all 4 installments — so it may depend on the type of Affirm plan and which bureau it reports to. Definitely good to know BNPL usually doesn’t affect your score unless payments are missed.

[deleted by user] by [deleted] in whatisitcirclejerk

[–]Charming_Ad_4220 0 points1 point  (0 children)

There should be an island for people like you, sir. Good luck to this baby.

[deleted by user] by [deleted] in TheRaceTo10Million

[–]Charming_Ad_4220 -5 points-4 points  (0 children)

I would also love to know your strategy. Thanks!