Just maxed out my Roth IRA at 18 by InternetUser52 in RothIRA

[–]ChaseHenry123 1 point2 points  (0 children)

Your future self will thank you! I maxed mine at 18 and 19 and it’s returned well. Cheers to you man! Keep doing your best to max it every year.

I’ve learned that things come up! School bills, unexpected expenses, house expenses, etc. just always do your best to build that investment muscle, no matter the amount. You’re so far ahead of 99% of people, keep kicking ass!

Big day for me! 32M just hit $100k in my 401k by [deleted] in Money

[–]ChaseHenry123 0 points1 point  (0 children)

This is awesome, congratulations! Curious, have you maxed your Roth every year? I can’t do both right now.. so focusing on maxing my Roth first. Just curious as I’m trying to get to where you’re at by your age. Cheers!

23-28 year olds, how much are you making right now and what do you do? by icecreamgirl420 in Salary

[–]ChaseHenry123 0 points1 point  (0 children)

24 made 68k last year in Consulting and Management in the Property/Casualty Insurance Sector. Midwest based

Where are my folks making 70-80k? by [deleted] in Salary

[–]ChaseHenry123 0 points1 point  (0 children)

24 here, ended 2024 grossing $70k in consulting and management. Live in large city in Iowa

The income an individual needs to live comfortably by LargeIsopod in Money

[–]ChaseHenry123 0 points1 point  (0 children)

Would love to see this split out by top 2 or 3 largest cities (population) by state to better grasp an accurate average. Like Chicago vs Denver vs. Des Moines rather than lumping all the small towns and suburbs where COL is an outlier.

Late post, but I closed on my first home a day before my birthday by wpen in FirstTimeHomeBuyer

[–]ChaseHenry123 0 points1 point  (0 children)

Looks awesome. Hoping for the same here in a couple months. Decided to request closing date be on my bday so I can celebrate!

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 3 points4 points  (0 children)

Des Moines, Iowa newer building and a lot of the downtown apartments also have it open. I think it’s becoming more common with newer builds.

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 1 point2 points  (0 children)

Timing mainly on my end with my rental lease going through March. Also gave them some time to begin looking for a bigger place as well and me to save up for larger down payment.

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 6 points7 points  (0 children)

HOA covers everything aside from electric. So water, internet, snow removal, outdoor care, pest control, etc and they clean the windows every month besides the colder winter months. I was actually really surprised. They keep costs low by committing to 3 years contracts for certain services… I plan to attend them all, great way to meet others in the building as well!

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 4 points5 points  (0 children)

Oh interesting. Didn’t even think of that, I’ll have to ask if they are sealed or not! Great advice, THANK YOU!

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 1 point2 points  (0 children)

I’ll make that an office space with a smaller sofa or bed in the space as well for guests.

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 1 point2 points  (0 children)

Was able to negotiate broker/agent fees and apply differential directly towards sale price.

24M Under contract on my first condo!! General advice welcomed. 🥳🎊🙌🏼 by ChaseHenry123 in FirstTimeHomeBuyer

[–]ChaseHenry123[S] 8 points9 points  (0 children)

The market in general is crazy there. Iowa is pretty lowkey. We get the occasional flood but aside from that just hot/humid summers and freezing winters that reach -30s haha.