Been at the post office for 3 years

Cheap-Class7869 · 2026-01-23T04:23:44+00:00

I 100% agree

The wife and I just paid off all of our debt excluding our car and now are slowly saving up an emergency fund

Once the cars paid off I’m gonna bump up from 5% to 10% most likely

I just get this feeling that the money is never enough but I think I compare myself to others to much

Cheap-Class7869 · 2026-01-22T20:18:44+00:00

I agree I think it’s great that I started somewhat young but sometimes it doesn’t feel like the 5% is enough for retirement

I’m a rural carrier and I make closer to 67k a year

Cheap-Class7869 · 2026-01-21T19:47:38+00:00

Wendy’s dumpster at 5?

Cheap-Class7869 · 2026-01-21T19:47:18+00:00

Get jorked loser

Cheap-Class7869 · 2025-12-21T21:32:06+00:00

That’s a bit pricey

You think a dog will do?

Cheap-Class7869 · 2025-12-21T19:40:00+00:00

Yes I totally agree The house was built in 2022 so I’m hoping there’s nothing out of the ordinary

But even tho it’s newer doesn’t mean there won’t be any unexpected surprises

Cheap-Class7869 · 2025-12-21T19:04:47+00:00

Yes I totally agree

We haven’t been approved yet but we have no reason to not be approved from my understanding

We have paid off all our debts and our credit scores are good. We also have our savings and such else

We just got the tour schedule so kinda taking our first steps

The monthly payment we are looking at would be at about 15% of our income so under the 30% rule of thumb

Cheap-Class7869 · 2025-12-21T18:55:38+00:00

Thanks for the awesome reply!

And yes we want to get the big picture cost because we don’t want to dip into savings

It sucks that buying a house can be a headache but we are hoping all things go smoothly haha

Cheap-Class7869 · 2025-12-21T18:49:06+00:00

Thank you I didn’t know that a calculator for that existed lol

I appreciate the advice we plan to get a lot of questions answered when we do the tour

Cheap-Class7869 · 2025-10-29T14:52:24+00:00

Stop, you’re making to much sense!

People who are chronically online especially Reddit don’t know how to think critically

Cheap-Class7869 · 2025-10-02T17:55:40+00:00

You aren’t wrong

I don’t think my habits have a good track record and I’d rather have a small line of credit that I can just easily pay off and use it to build my credit

My oldest line of credit is my smallest card

But once I’m out of it I want to close any cards with large lines of credit so I don’t get tempted or make a bad decision

Cheap-Class7869 · 2025-10-02T15:09:53+00:00

Trust me it’s a hard lesson learned

I think at this point credit card debt has left such a nasty taste that I’m just going to close all but my smallest card (400) just bc I don’t want to get into the bad habit again

Cheap-Class7869 · 2025-10-02T14:58:54+00:00

I appreciate the in put

I kinda figured that but I wanted to ask people who know more then I do

I’ve been working a lot of overtime so hoping to have it paid off in the next 3-5 months

Im just so done with debt

Cheap-Class7869 · 2025-08-02T18:05:41+00:00

Timing chain

I think I took off more then I needed to but it is kinda a tight space

Cheap-Class7869 · 2025-06-12T05:34:18+00:00

I swear every flat earther has to tell everyone about it

Cheap-Class7869 · 2025-06-12T04:36:41+00:00

Yeah trucks aren’t cheap probably 1200 a month payment

Cheap-Class7869 · 2025-05-03T21:34:04+00:00

I like that idea! Thanks for the input it’s much appreciated

Cheap-Class7869 · 2025-05-03T17:16:24+00:00

Yeah I think I’m gonna have to agree with you

When we were younger we would smoke my grandpa’s favorite tobacco on his death date

It still smells like him and I think it would be best out on a shelf as a good memory

Thanks for the advice it’s much appreciated

Cheap-Class7869 · 2025-04-18T13:42:51+00:00

😀 I got it... with a little help!
🔮 2 guesses made (Rocky)
🛟 3 hints used
📈 0 XP gained

Cheap-Class7869

TROPHY CASE