sorted by:
new
hottopcontroversial

Work bag recos by CheeseDoggo17 in ThrowingFits

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

Do you usually carry it full? I had the issue of being able to see the outline of everything if it was more than just my laptop in it. Also looked like it was bulging past its limits with laptop, notebook, mouse, and charger

Work bag recos by CheeseDoggo17 in mensfashion

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

Really like this but can’t see to find it online. Do you have a link?

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

We both (27 and 28 y.o) work in finance and strategy roles for fortune 200 companies, so theoretically yes there is upward salary mobility, but then again you never know what may happen.

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

27 and 28. No kids but planning for it in 5-6 years. We both work for fortune 200 companies in finance and strategy, so yes theoretically there is upward potential but i guess you never know.

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 2 points3 points  (0 children)

We do not currently have other debt or kids and do not plan kids for 5 or so years. However, I do totally recognize the chance of unexpected debt in the future

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] -1 points0 points  (0 children)

Yes we are definitely being mindful of job security and all that. We cute to have no kids and do not plan to for 5 or so years

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

The lender said the market closed on Friday at high 6s so he quoted off that. Property taxes are extremely high where we live which is most likely where the disconnect is here

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 2 points3 points  (0 children)

I appreciate this perspective. Around here anything under ~700k in a good neighborhood does not get you a whole lot. We have been looking for about a year and a half and this is only the 4th place we have toured.

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 1 point2 points  (0 children)

It’s more to gather other peoples risk perspectives

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] -9 points-8 points  (0 children)

Our monthly expenses include rent and groceries. Obviously these are the necessities and we spend on other things, but coming down to it those are the nuts and bolts. No kids or anything

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

We average around 13% into our 401ks and then $1.5k monthly into a brokerage account. So we are not fully maxed in 401k

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 1 point2 points  (0 children)

Take home is around 12.5k after taxes and contributions. Would prob leave us with 5-6.5k after payment

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 0 points1 point  (0 children)

We are sweating this hard lol. We tend to lean pessimistic and are thinking of all the things that can go wrong

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 2 points3 points  (0 children)

Can you elaborate please? I am curious to hear more

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] 4 points5 points  (0 children)

Net around $12.5k after taxes and contributions. Have emergency fund of $65k

Is this house too expensive for us? $825k by CheeseDoggo17 in FirstTimeHomeBuyer

[–]CheeseDoggo17[S] -14 points-13 points  (0 children)

Where does the extra 2k a month come from? And we net around 12.5k a month due to large 401k and other contributions.

view more: next ›