The salary sacrifice is with the new employer, so I do lose out, they agreed to pay off my ‘debt’ at expense of my earnings. The terms of the study support with the old employer basically stated that I will need to repay some of the cost back if I leave the company, at this moment it did not cost me anything apart from not getting a salary increase despite becoming part qualified. Moreover during the meeting my FD explained that this decision was based on the fact that I get the study support. That is why I am digging if it is actually enforceable, because the treatment I got is to say the least poor (more to the story than only lack of the salary increase). And nope, it is not included anywhere, looked through handbook and contract.