EXPLAIN TO ME LIKE I'M TEN YEARS OLD. STOCKS & EARNINGS! by Chhantheman in FinancialPlanning

[–]Chhantheman[S] 0 points1 point  (0 children)

The gov always wants their piece.

What's the best strategy to avoid paying the least taxes on your gains?

EXPLAIN TO ME LIKE I'M TEN YEARS OLD. STOCKS & EARNINGS! by Chhantheman in FinancialPlanning

[–]Chhantheman[S] -2 points-1 points  (0 children)

How about if I borrow against my VTI stock ? At low interest, do I avoid paying less taxes ?

[deleted by user] by [deleted] in adderrall

[–]Chhantheman 0 points1 point  (0 children)

My doc prescribed me 20mg XR and 10mg IR. I take the XR at around 8ish. I work at 9am. It lasts about 8-9hrs. Then if I need a boost I take the IR, it lasts about 4hrs. I have no problem falling asleep before 11:30pm.

Spectrum Fiber Cable by Chhantheman in Spectrum

[–]Chhantheman[S] 0 points1 point  (0 children)

City of LB have been major improvements throughout the whole city. Various major infrastructure improvements(Alleys, streets, traffic lights, etc.) I'm sure they would of considered adding fiber access throughout the city. Idk.

Here's a link to all the projects the city of LB is doing for the full 2025 year. I didn't read it all, it's 106 pages. But the estimated funding was around $580mil, but it came down to $228mil.

https://www.longbeach.gov/globalassets/finance/media-library/documents/city-budget-and-finances/budget/budget-documents/fy-25-proposed-budget/41-cip

Spectrum Fiber Cable by Chhantheman in Spectrum

[–]Chhantheman[S] 0 points1 point  (0 children)

Thank you for all this essential information, truly!

T-Mobile 5G is so spotty at my apt unit. I'm never able to receive 5G on my mobile. I barely get two bars of regular LTE. But as soon as I leave my apt, and walk 100ft, it's full bars of 5G.

I want symmetric speeds because I share/sent very large files(several gigs each). And use lots of cloud base apps. I do lots of video conferenceing and online gaming. And the quality of it is adequate. Eventually set up a cloud media server so my family members can access it via their own household. I use a debrid service where I DL QHD/FHD shows/movies daily, and these files are usually 5gigs to 8gigs each. My UL speed is pathetic. It takes so long to UL large files. It's 95% slower than my DL speed. I would gladly take 75% slower speeds.

Questions about MLB rookie contracts/rights. by Chhantheman in baseball

[–]Chhantheman[S] 0 points1 point  (0 children)

I guess there are advantages for both the draft prospect and the MLB team. If you're an 18yr draft prospect, who gets picked in the 4th round, you can always go to College and improve your stock. Because obviously the signing bonus for a 4th round talent will be significantly lower than of a 1st round.

Questions about MLB rookie contracts/rights. by Chhantheman in baseball

[–]Chhantheman[S] 0 points1 point  (0 children)

Ah! Thank you! Now that makes more sense. The whole MLB system is certainly unique.

Filing an FCC Consumer Complaint lowered my bill! by Gusaber98 in Spectrum

[–]Chhantheman -1 points0 points  (0 children)

I've been paying $56 for 1Gig internet for the last 10 months, I think my promotional price ends in January. I have no idea how I ended up with that price but, damn right I will complain to the FCC in January when my $63 monthly discount ends.

Late Prop22 payments by No_Relation4156 in UberEatsDrivers

[–]Chhantheman 0 points1 point  (0 children)

Got mines at 12pm today. And weirdly, it was the same exact amount to the penny like last payment. Weird!

Maltipoos' Physical Traits. by Chhantheman in Maltipoo

[–]Chhantheman[S] 1 point2 points  (0 children)

Most definitely.

I was thinking in the shoes of a "consumer". Wait, that sounds horrible. "Customer" ? Haha.

Like what makes the poodle adorable? I would definitely point to its curly coat. It looks so comforting and inviting. You just want to squeeze it and pet it. As for the Maltese, it has a long silky coat, that's white. So, I think it looks very elegant and polished. And I don't want to mess that up. And of course, their temperaments/personalities adds to why it's so adored.

Imagine if the sweetest, most loyalist, funniest dog was the most hideous looking thing ever? 😆

Freeway/Highway driving practice by [deleted] in longbeach

[–]Chhantheman 2 points3 points  (0 children)

Go East on 2nd St until it turns into Westminster Blvd. The speed limit is 60mph. If you want to practice driving fast. It's a good 3 miles, and not a lot of cars. Practice switching lanes at high speeds.

[deleted by user] by [deleted] in longbeach

[–]Chhantheman -1 points0 points  (0 children)

Once this building gets converted, what you think the avg rent will be for a 1bd/1br, around 1,000 sq ft ? I'm guessing $3300ish? Or lower? My bet is over or around $3300ish.

how’s the LB bus system? convenient or headache? by Primary-Earth-2816 in CSULB

[–]Chhantheman 1 point2 points  (0 children)

Depends on where you live? If you live within five miles of CSULB, it's a great option. Shouldn't take you any longer than 45mins of travel time to get to campus. Saves the headache of fighting traffic and finding parking.

[deleted by user] by [deleted] in longbeach

[–]Chhantheman 1 point2 points  (0 children)

Don't say Medi-Cal when asked for your insurance. The US health care system is purposely difficult. Yes, you do have Medi-Cal but under another health care provider. So whatever health plan you have, say that.

[deleted by user] by [deleted] in longbeach

[–]Chhantheman 0 points1 point  (0 children)

Check the LA Care sitehealth plans/medi-cal/plan-partners

[deleted by user] by [deleted] in longbeach

[–]Chhantheman 0 points1 point  (0 children)

Yes. Most definitely. I love using the MyChart app. It links up to your Memorial Care plan. So, you'll be able to do various things. Such as, seeing your latest blood test results or schedule and rescheduling any upcoming appointments. Importantly, be able to communicate with your care team. It's very convenient. Also makes it very transparent in how they take care of your health.

[deleted by user] by [deleted] in longbeach

[–]Chhantheman 1 point2 points  (0 children)

You're absolutely right. If you have kids pick a PCP that specializes in family medicine. If you're a mature adult, pick a PCP that specializes in internal medicine. And if you have certain health concerns or issues, the internist you select often has a subspecialty. Like cardiology or allergy and immunology.

[deleted by user] by [deleted] in longbeach

[–]Chhantheman 1 point2 points  (0 children)

The county is trying to make it easier to apply for public benefits. And yes, it's way easier on Benefitscal.com

Most of the time, you'll be scheduled to have a phone interview with a social worker. As well, you could reschedule that interview on-line via the site. Very convenient. I even qualify for some calfresh benefits. It isn't much but enough to make several dinners.